Portrait of Jeffrey Macapinlac

Jeffrey Macapinlac

Courtier hypothécaire Toronto

(104 commentaires)
Ratehub.ca Lic. 12530 Contacter

Before joining Ratehub.ca, Jeffrey worked for CIBC in many different roles including: servicing, renewals, pre-approvals, refinances, and new purchases. This 360 degree experience ensures that his client are well informed and can expect a seamless, stress free mortgage experience.

  • Sylvia Maniak
    4 décembre 2020

    Jeff was quick to response, thorough, friendly and knowledgeable.

  • Sylvia Maniak
    4 décembre 2020

    Jeff was quick to response, thorough, friendly and knowledgeable.

  • Goung Hun Cho
    23 novembre 2020

    He is perfect to me

  • Steph Taylor
    19 novembre 2020


  • Tanveen
    9 novembre 2020

    Jeffrey was really helpful in giving all details and insights for mortgage pre-approval. It helped me with my budgeting and looking for the right property

  • Sachin Katyal
    1 novembre 2020

    Very friendly and communicative

  • Craig Macintyre
    28 octobre 2020

    Very friendly, courteous, and knowledgeable on the rates, markets and options.

  • Tareq Al Dirini
    11 octobre 2020

    Quick service ... Thanks

  • Kyle Mollard
    11 octobre 2020

    Knowledgeable and provided great feedback

  • Sally
    6 octobre 2020


  • James Hutt
    4 octobre 2020


  • Naveen
    24 septembre 2020

    The agent who called me was trina but her name is not in list.

  • Reet Elin Hess
    20 septembre 2020

    Seemed honest and knowledgeable

  • Irfan Kadri
    14 septembre 2020

    Great agent

  • Philip Clark
    13 septembre 2020

    I have not made a deal with Jeffrey yet but he was quite prompt getting back to me and i think he will be very helpful.

  • Linda
    12 septembre 2020

    Great and timely customer service!

  • Sarah
    24 août 2020

    He was helpful and answered all of my questions

  • Marianne Elia
    15 août 2020

    I'm not sure if i have the correct name of the man i spoke with, but he was polite, informative and wasn't pushy.

  • Mike Rhynold
    11 août 2020

    Loved dealing with Jeffrey! He explored every possible angle to help me get approved for the mortgage I need at the best possible rate (better than the competition). When shopping for a mortgage, I was looking for someone, as a specialist, to do the investigative work and ask me the right questions. Jeffrey definitely did that, making the process easy and straightforward. Would recommend.

  • Yiqing Tian
    9 août 2020

    Patient and knowledgeable, not pushing

  • Terence Lo
    7 août 2020

    We realized I’m not up for renewal yet so he said he’d follow up with me in sept. Appreciate him being direct and to the point while also friendly.

  • Lily
    5 août 2020

    Reached out and followed up promptly after my inquiry.

  • Boris Sandler
    5 août 2020

    The agent was courteous, patient, understanding and honest.

  • Fhines Nepomuceno
    30 juillet 2020

    The specialist didn’t call back on Date we agreed.. very sad cause am looking for specialist that will help us to buy our new house.. in other side the canwise are offering such a good deal.. I hope I can talk to them to see if the rate is really true...

  • Kristine Renic
    29 juillet 2020

    Very knowledgeable and courteous. It’s a pleasure working with Jeffrey.

  • Nikhil Nagraj
    22 juillet 2020

    He knew the criteria for eligibility very well, and helped provide the rates for my profile

  • Isabella Yang
    18 juillet 2020

    Very helpful

  • Mary Semplicio
    15 juillet 2020

    Great agent!

  • Jordan Bowcott
    15 juillet 2020

    Very helpful. Answered my questions.

  • Elizabeth
    13 juillet 2020

    He has been super kind and helpful

  • Samson
    13 juillet 2020

    Excellent financial institution . I like alot and all the best

  • Sabiha
    8 juillet 2020

    He was very kind and give all clear detailed information.

  • Sabrina Selvaggi
    7 juillet 2020

    I was walked through information and given an understanding in a clear and straight-forward honest way - felt like for once, after battling and having to play the ‘game’ with banks, I had someone working with me and for my best interest. This knowledge and support gave me great relief, the exact opposite of how dealing with the bank has been.

  • Ankit
    7 juillet 2020

    It was nice experience, they answered my all questions and would like to continue my process

  • Justine Slewidge
    3 juillet 2020

    Excellent follow up - thorough information.

  • Mee Ling
    23 juin 2020

    Provided helpful advice

  • Kelsey Sinden
    21 juin 2020

    Jeffrey has been very helpful so far in my mortgage findings. He explains things so they make sense and shows that he truly wants the best rate possible. Would recommend him to anyone. Thank you Jeffrey!

  • Stash Kossek
    18 juin 2020

    Excellent customer service, very well versed in his products,

  • Heena Pandya
    17 juin 2020

    Excellent customer service and easily approachable.

  • Justin Robinson
    29 mai 2020

    Jeffrey was incredibly helpful, knowledgeable, and professional. He was the best person I interacted with during the mortgage application process.

  • Amy
    14 mai 2020

    Agent is very knowledgeable and professional

  • Kyle Mcaulay
    1 mai 2020

    Did a great job finding the lowest rate

  • Val Williamson
    25 avril 2020

    Very informative and efficient

  • Andres Borrero
    29 mars 2020

    Great attention, above and beyond!

  • Nicole
    27 mars 2020

    Kind. Informative. Easy to talk with

  • Christos Dodas
    26 mars 2020

    Quick response, very thorough, continual follow up and super helpful.

  • Jeffrey Graveline
    25 mars 2020

    He has been so helpful, and knowledgable through this process.

  • Jennifer Honeyball
    24 mars 2020

    Knowledgeable, personable, easy discussion

  • Jeff Cuthbert
    17 mars 2020

    While I haven’t had the opportunity to reconnect with Jeffrey, is communication via email has been polite and effective. Not sure if we will be using this service at the present moment, as there are more pressing health matters to attend to first.

  • Heidi Moulin
    17 mars 2020

    I believe Jeffrey called me to discuss my inquiry. He was very professional and honest.

  • Waseem Nazir Jo
    5 mars 2020

    very good service

  • Omar Gardner
    14 février 2020

    The agent broker was very informative. However there other institutions I have to follow up on to make sure that I'm making the right decision

  • Mathieu
    5 février 2020

    He was knowledgeable and did his best to answer my questions and provide great service.

  • B Ermellini
    1 février 2020

    Very informative, and provided the time to discuss. Answered. all my questions and concerns . Thanks Jeffrey.

  • Jim Johnson
    31 janvier 2020

    Jeffery was fast to reply and his follow up was amazing.

  • Abdo
    21 janvier 2020

    Good service

  • Ayantu Yeshitla
    26 décembre 2019

    Response quickly!

  • Nick
    4 décembre 2019

    Knowledgeable, quick responses, customer service oriented. Great person to deal with!

  • Segun Dosunmu
    23 novembre 2019

    Excellent service. Demonstrated good knowledge of mortgage products and very clear and precise.

  • Dastagiri Dudekula
    29 octobre 2019

    very Informative and knowledgeable

  • Laurie Lepp
    6 octobre 2019

    Answered all my questions to help me understand the mortgage process and decision making

  • R
    1 octobre 2019

    Great, Quick response.

  • Terry
    26 septembre 2019

    Quick response

  • Glenn
    11 septembre 2019

    Great info

  • Ryan Dowswell
    5 septembre 2019

    My overall experience was wonderful despite finding out that I’m stuck with my current institution until my term is up, I will definitely be contacting Jeffrey in a few months to start the process again.

  • Wowelito San Juan
    25 août 2019

    Very flexible and willing to help man

  • Brianne Boucher
    24 août 2019

    Super helpful. Answered all my questions, very knowledgeable.

  • Jd Hill
    23 août 2019

    Due to bad health I needed to get a quote via email instead of in a phone call which would be tiring. The agent refused saying the banks don't allow email quotes because rates are constantly changing. Ridiculous. Rates change whether I talk on the phone or get an email.

  • Raghunath Ramachandra
    15 août 2019

    Followed up with me complete the forms but didn’t see my submission until he checked back with me. Overall, happy with the prompt service

  • Raghunath Ramachandra
    15 août 2019

    Followed up with me complete the forms but didn’t see my submission until he checked back with me. Overall, happy with the prompt service

  • Meir Muradov
    1 août 2019

    Very helpful honest advisor. Will use him in the future

  • Allison
    30 juillet 2019

    Provided information promptly and courteously

  • William Wong
    19 juillet 2019

    Jeffrey called me and asked me some questions to understand my needs. Then he found me the best rate and he explained the process for obtaining the mortgage.

  • Bill Ross
    16 juillet 2019

    enjoy talking to broke am waiting on credit union

  • Venkateshwarrao Manda
    9 juillet 2019

    Jeff is very professional guy. I am giving 3.5 stars because initially the conversation looked positive to me, but later when i submitted my yearly income i came to know that getting mortgage would be difficult. They also ran a hard credit on my SIN number which reduces my score. Based on the experience you guys have ....If this information was already provided to me at the very first instance it would have saved some time for me

  • Arn Chiste
    3 juillet 2019

    He was very clear with all the info.

  • Ashly
    3 juillet 2019

    So helpful

  • Sheil Bughao
    2 juin 2019


  • Zisis Barbas
    25 mai 2019

    Very helpful and professional

  • Fred Morrison
    12 mai 2019

    Very friendly and informative!

  • Ramona Ablack-ramcharan
    4 mai 2019

    Agent was friendly and provided several options for my mortgage. He also tried several times to reach me to answer my questions.

  • Kris
    3 mai 2019

    Quick, easy and supportive.

  • Meghan
    24 avril 2019

    Very friendly, very helpful, great at explaining mortgage concepts

  • Hoi Ki Ding
    18 avril 2019

    Very informative.

  • Amir Amin
    13 avril 2019

    Explain very well Thanks to him

  • Inessa Stanley
    6 avril 2019

    Very professional and knowledgeable.

  • Jeffrey Ponte
    6 avril 2019

    Very Good

  • Carlo
    4 avril 2019

    Explain well everything and very patient in answering questions

  • Sunny
    3 avril 2019

    Jeffrey M. was very nice to talk to over the phone. He explained the whole process in good detail and went over the mortgage options available. Thanks.

  • Funke
    29 mars 2019

    swift response

  • Benj Greenberg
    22 mars 2019

    Jeff took into consideration my personal situation and goals when recommending direction, even if it did not help ‘make a sale’. I would highly recommend him.

  • Benj Greenberg
    21 mars 2019

    Jeff was very honest and gave unbiased advice based on my personal goals...very grateful!

  • Jeff Marskell
    20 mars 2019

    Great agent. Very knowledged.

  • Yuriy
    24 février 2019


  • Laji Thomas
    20 février 2019

    Great service and Jeffery was very helpful in providing guidance and an excellent rate to close the mortgage!

  • Johnson Jomero
    18 février 2019

    Found it helps..

  • Dorothy Kawaguchi
    16 février 2019

    Very informative and objective.

  • Nancy
    13 février 2019

    returned my call promptly. discussed options with me. I don't know who the agent was - just picked a name from the drop down menu

  • Jacqueline Lawrence
    10 février 2019

    Quick service

  • Victor Pang
    8 février 2019

    Honest and to the point

  • Uma Koobeer
    3 février 2019

    He was very prompt to respond and follow up.

  • Jana Elias
    15 janvier 2019

    Jeff was a great help. Very responsive and knowledgable.

  • Neeta Agrawal
    9 janvier 2019

    It was nice and satisfying

  • Amen Idahosa
    29 novembre 2018

    Easy to speak to and answered all my questions

  • Marc Fielding
    13 novembre 2018

    Jeff made himself available around my schedule and was helpful moving me through an expedited process.

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Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
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