Montréal Mortgage Brokers and Agents

To secure the best mortgage rates in Montréal, contact a mortgage broker or agent in your area. Using a local broker gives you the ability to meet in-person to discuss your needs and concerns and gives you access to the best mortgage rates offered by banks and lenders across Canada.

Location Please ensure your location is correct in order to find the best rates available in your area.
Broker Rating Provider Location
(26 reviews)
CanWise Mortgages
6424 Jean-Talon est bur 228
St-Leonard, Quebec
H1S1M8
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(27 reviews)
CanWise Mortgages
6424 Jean-Talon est bur 228
St-Leonard, Quebec
H1S1M8
Contact Now
(1 reviews)
Stanimir Rashev Dominion Lending Centres
104-1100 rue University
Montréal, Quebec
H3B 3A5
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(7 reviews)
CanWise Mortgages
6424 Jean-Talon est bur 228
St-Leonard, Quebec
H1S1M8
Contact Now
(46 reviews)
CanWise Mortgages
6424 Jean-Talon est bur 228
St-Leonard, Quebec
H1S1M8
Contact Now
(11 reviews)
CanWise Mortgages
6424 Jean-Talon est bur 228
St-Leonard, Quebec
H1S1M8
Contact Now

Local office

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Best Mortgage Broker Rates In Montréal

Mortgage brokers offer better rates than the big banks. Find the broker in Montréal with the best mortgage rates.

Best variable rates 1.90%
Prime - 0.80
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Mortgage Broker Advantages

Benefits of using a mortgage includes:

  • greater exposure to lenders, mortgage products and rates
  • all-rate shopping is conducted by your mortgage broker resulting in your credit report only being pulled once by the broker (rather than by each lender if you conducted your own comparison shopping)
  • the mortgage broker can negotiate on your behalf and pass on some of their volume discounts to you
  • mortgage brokers extended hours makes it easier to find a time to meet your mortgage broker
  • access to your mortgage broker’s in-depth industry knowledge
  • free service, as mortgage brokers are paid by the lender that provides your mortgage

Organisme d'Autoréglementation du Courtage Immobilier du Québec (OACIQ)

Montreal mortgage brokers will fall under the surveillance of the OACIQ. The OACIQ ensures proper professional conduct and quality real estate and mortgage brokerage in Quebec. They ensure compliance and enforcement of the Real Estate Brokerage Act and are mandated by the Government of Quebec and report to the Minister of Finance. The OACIQ provides information and resources to the public to answer all questions with respect to real estate and mortgage brokerage issues through their website, email and telephone line.


Mortgage Broker Licensing in Quebec

To work as a mortgage broker in Montreal you must meet the education requirements at an OACIQ-recognized institution, fulfill the training requirements and pass your exam to receive an OACIQ practise license. All licensed mortgage brokers are listed and can be searched on the OACIQ website.


Other Professionals

During the process of searching and purchasing a new home, you will come in contact with a variety of professionals. Each has a designated role to help you in the buying process. Some professionals that you will deal with includes realtors, home inspectors and real estate lawyers.

Realtors have access to home sales data and can help you find the right property and negotiate with the seller on your behalf. They are overseen by the Organisme d'autoréglementation du courtage immobilier du Québec (OACIQ). The OACIQ also provides both buyers and sellers with the necessary information to navigate the selling and purchasing of a home.

A home inspector will provide you with a home inspection to determine the condition of the property. The inspection will help you determine what repairs and maintenance your property requires. As provincial licensing is not mandated, when finding the right home inspector consult provincial associations such as the Quebec Association of Building Inspectors to find a qualified home inspector.

Real estate lawyers will be involved in the process by executing all legal documents such as a purchase agreement and mortgage agreement, and ensures your rights as a buyer are upheld.


Mortgage Brokers Across Canada