Manitoba Mortgage Brokers and Agents

To secure the best mortgage rates in Manitoba, contact a mortgage broker or agent in your area. Using a local broker gives you the ability to meet in-person to discuss your needs and concerns and gives you access to the best mortgage rates offered by banks and lenders across Canada.

Location Please ensure your location is correct in order to find the best rates available in your area.
Broker Rating Provider Location

Local office

({{agent.rating.count}} reviews)
Contact Now

Best Mortgage Broker Rates In Manitoba

Mortgage brokers offer better rates than the big banks. Find the broker in Manitoba with the best mortgage rates.

Best variable rates 1.75%
Prime - 0.95
Compare Rates Now

Reasons to Use a Mortgage Broker

There are many benefits of using a mortgage broker when searching for a mortgage. Some benefits are:

  • access to multiple lenders, mortgage products and rates
  • a single point of contact that saves you time and money dealing with multiple mortgage providers
  • mortgage brokers can negotiate special deals and volume discounts they can then pass on to you
  • mortgage brokers usually have more convenient hours, outside of the typical bank business hours
  • mortgage brokers are a great source for industry knowledge as they are not limited to products from one lender
  • mortgage brokers are paid by the lender that provides your mortgage, so their services don’t cost you anything

Mortgage Broker Association

Currently Manitoba does not have a provincial association governing their mortgage brokers, the majority of mortgage brokers practising in Canada are a member of Mortgage Professionals Canada (formerly CAAMP). Mortgage Professionals Canada ensures ethical and professional standards are maintained in the mortgage broker industry.


Mortgage Broker Licensing in Manitoba

To conduct business as a mortgage broker in Manitoba you must register with the Manitoba Securities Commission. The Manitoba Securities Commission administers the Mortgage Brokers Act and the Real Estate Brokers Act to protect borrowers and individuals buying or selling their home.


Other Professionals

When purchasing a new home or property you will come in contact with multiple professionals who aid in purchasing a home. The main individuals you will come in contact with are:

  • Realtors—Realtors help you find the right property and negotiate with the seller on your behalf by accessing home sales data. Realtors are overseen by the Manitoba Securities Commission with many belonging to the Manitoba Real Estate Association (MREA). The MREA provides education, professional standards and advocacy for Manitoba’s real estate industry.
  • Home Inspectors—Provide home inspections to determine the condition of the property. A home inspection will help you to determine the expected maintenance and repairs required. Many inspectors in Manitoba are members of CAHPI Manitoba (Canadian Association of Home & Property Inspectors) which provides a standard of practise and code of ethics for home inspectors. Consult the CAHPI Manitoba member directory if you are in need of a home inspector.
  • Real Estate Lawyers—Executes all legal documents such as a purchase agreement and mortgage agreement, and ensures your rights as a buyer are upheld.

Mortgage Brokers Across Canada