BC Mortgage Brokers and Agents

To secure the best mortgage rates in BC, contact a mortgage broker or agent in your area. Using a local broker gives you the ability to meet in-person to discuss your needs and concerns and gives you access to the best mortgage rates offered by banks and lenders across Canada.

Location Please ensure your location is correct in order to find the best rates available in your area.
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(152 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Vancouver, BC
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CanWise Financial A Ratehub Company Lic. 12530
Vancouver, BC
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(104 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Vancouver, BC
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(322 reviews)
227 - 5589 Byrne Rd
Burnaby, BC
V5J 3J1
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(92 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Vancouver, BC
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Best Mortgage Broker Rates In BC

Mortgage brokers offer better rates than the big banks. Find the broker in BC with the best mortgage rates.

Best fixed rates 2.39% Compare Rates Now

Mortgage Broker Advantages

Advantages of using a mortgage broker include:

  • greater access to lenders, mortgage products and rates
  • the ability to compare mortgage rates without having your credit report being pulled multiple times (if you conducted your own comparison shopping, your credit report would be pulled once by each of the lenders you go to)
  • the mortgage broker can negotiate on your behalf and pass on some of their volume discounts to you
  • greater flexibility when finding a time to meet with your broker in-person as mortgage brokers usually have extended hours, outside of the typical bank business hours
  • access to your mortgage broker’s large amount of industry knowledge as they are not limited to products from a single lender
  • free service, as mortgage brokers are paid by the lender that provides your mortgage

Mortgage Brokers Association of BC

The Mortgage Brokers Association of BC (MBABC) represents its members when dealing with issues at the provincial level, and when dealing with agencies, licensing bodies and regulators. They deliver licensing and continuing education courses to their members. By being a member of the MBABC, mortgage brokers are agreeing to the professional and ethical standards outlined by the association and meet the qualification requirements.

Mortgage Broker Licensing in British Columbia

To be a fully licensed mortgage broker in BC you must meet the education requirements outlined by the Financial Institutions Commission (FICOM)’s Registrar of Mortgage Brokers. FICOM enforces the Mortgage Brokers Act and Regulations to protect the public and better the mortgage broker industry.

Other Professionals

When purchasing a new home or property you may choose to use the services of various professionals who all have a role in your new home purchase. These professionals include:

  • Realtors—Realtors have access to home sales data and can help you find the right property and negotiate with the seller on your behalf. Realtors are overseen by the provincial Superintendent of Real Estate, and the Real Estate Council of British Columbia.
  • Home Inspectors—Provide home inspections to determine the condition of the property. A home inspection will allow you to determine what repairs and maintenance may be required in your property. In British Columbia, home inspectors must be licensed by Consumer Protection BC.
  • Real Estate Lawyers—Executes all legal documents such as a purchase agreement and mortgage agreement, and ensures your rights as a buyer are upheld.

Mortgage Brokers Across Canada