Best Mortgage Broker Rates In Alberta
Mortgage brokers offer better rates than the big banks. Find the broker in Alberta with the best mortgage rates.
Alberta Mortgage Brokers and Agents
To secure the best mortgage rates in Alberta, contact a mortgage broker or agent in your area. Using a local broker gives you the ability to meet in-person to discuss your needs and concerns and gives you access to the best mortgage rates offered by banks and lenders across Canada.
| Broker | Rating | Provider | Location | ||
|---|---|---|---|---|---|
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Ratehub.ca
Lic. 12530
|
Calgary, Alberta | Contact Now | ||
|
Local office |
|
Contact Now |
Best fixed rates
5.34%
Compare Rates Now
Advantages of Using a Mortgage Broker
Some of the perks of enlisting a mortgage broker include:
- greater access to lenders, mortgage products and rates
- the ability to compare mortgage rates with fewer checks against your credit
- the mortgage broker can negotiate on your behalf and pass on some of their volume discounts to you
- better hours than are typically offered by bank branches
- the ability to leverage the large amount of industry knowledge from your mortgage brokers as they are not limited to products from one lender
- service that’s usually offered free of charge
The Alberta Mortgage Brokers Association
The Alberta Mortgage Brokers Association (AMBA) helps to ensure ethical business practices, integrity and professionalism within the Alberta mortgage broker industry. They also deliver licensing and courses to become a fully licensed mortgage broker. By being a member of AMBA, your broker is agreeing to abide by the ethical business principles and code of conduct outlined by the association. The Alberta Mortgage Brokers Association also provides information from homebuyers to help make an informed decision. They have information on the First-time Home Buyers Tax Credit and ways you can protect yourself from real estate fraud.
Mortgage Broker Licensing in Alberta
To be a fully licensed mortgage broker you must meet the education requirements outlined by the Real Estate Council of Alberta (RECA). This can be done by completing courses offered by the Alberta Mortgage Brokers Association or by RECA. The Real Estate Council of Alberta regulates and enforces standards in mortgage brokerage, real estate brokerage, property management, and real estate appraisers in Alberta.
Other Professionals
When purchasing a new home or property you will come in contact with various professionals each having their own role in the purchase of your new home. The main individuals you will come in contact with are realtors, home inspectors and real estate lawyers.
Realtors can help you find the right property and negotiate with the seller on your behalf by accessing home sales data. Realtors are overseen by the Real Estate Council of Alberta and the majority are represented by the Alberta Real Estate Association.
Home Inspectors provide home inspections to determine the condition of your property. A home inspection will allow you to determine what repairs and maintenance may be require. To be a licensed home inspector in Alberta you must meet the requirements laid out by CAHPI Alberta (Canadian Association of Home & Property Inspectors).
Real Estate Lawyers execute all legal documents such as a purchase agreement and mortgage agreement, and ensures your rights as a buyer are upheld.