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Damion Waite


Damion Waite

Mortgage Agent Level 1


Lic. 12530

Phone: 647-955-1072 ext. 1173

Email: [email protected]

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About Damion

Damion has been working in the financial industry for the past 11 years and is a University of Toronto graduate. He has working experience with all sides of the mortgage process including servicing, renewals and sales. Most recently Damion was a member of the Simplii Financial mortgage sales team assisting clients with purchases, refinances, ports, and pre-approvals. Damion excels on client experience and looks forward to helping you with all your mortgage needs.


5 | 74 reviews

May 12, 2024

Damion Waite was our agent and he was a pleasure to deal with. Prompt in answering emails and calls. Provided us with updates when available and reassuring in the process. Our local broker pressured us too much at the beginning and so we gave Ratehub a try...didn't regret it with a great rate in return. Thanks Damion! - James Clarke

Apr 18, 2024

Had a great experience with Damion Waite. I appreciated his guidance and help! - Fabrice Ishimwe Kabera

Mar 27, 2024

If you are looking for the lowest rate for a mortgage, this is absolutely the place to go. I consulted with Damion Waite. He was exceptional. He looked at my current financial situation and, unbelievably, did not attempt to push a different lender simply to try to make some extra money for himself. I think he’s one of the last honest people in finance. I am happy to say that for the second time in my life, I am mortgage free! I was able to do this because I used Ratehub to negotiate exceptional mortgage rates. If you are unsure about using Ratehub, I would recommend simply speaking to one of their advisors. You can talk this through without any obligation. The first time I used Ratehub, and was about to switch lenders, my current lender became aware and decided to match the low rate offered through a lender with Ratehub - that gesture alone made consulting with Ratehub worth it. My current loaner did not at all intend to offer the lower rate if I were to try to negotiate a mortgage on my own. Because of my experience with Ratehub, I have recommended this site to family and friends of mine and they, too, are amazed at the significant difference in loaning rates that they were able to achieve. Apologies that this review may appear to be a bit long to some people. I think that negotiating the lowest mortgage rate possible is worth serious consideration, and may take more than a five second soundbite. I am just an ordinary person, and I have no specialized training in financial matters. I wish you all the best on your journey toward mortgage freedom, and as a parting gift to you, I offer you this one strategy that really worked well for me: set your mortgage payment rate to “accelerated weekly”. Accelerated weekly payments will significantly cut the accumulating interest on your mortgage off at the knees and it will save you years of paying down your mortgage. Yes, I said YEARS. I will not wish you the “best of luck”; instead, I wish you financial wisdom.- Watcher Gates

Feb 29, 2024

Worked with Damion Waite for our mortgage and it was such a dream . The rates were good, the response time very fast and if you had any question he was very thorough. Definitely recommend - Fawoye David

Feb 29, 2024

Damion W. provided superb service once again and I would highly recommend his services in the future with this company. - P Davis

Feb 17, 2024

Damion was great to work with. Even when things didn't go as planned he advocated for us to get some addition funds. - Alex

Feb 13, 2024

Best rates and easy to work with - 100% worth the inquiry for a free quote - Michael Thomson

Feb 10, 2024

I thought I'd reach out to Ratehub in the off chance I could find a better deal. I was pleasantly surprised by the support, options and insight into the loan terms that Damion Waite provided. The interest rate offered was below the market rate that other lenders had extended to me. Thanks to him, I've been able to secure better rates and save significantly. - Tapas Desai