Find your perfect credit card in 60 seconds

Q: How does Ratehub’s CardFinder work?

First, you’ll answer some questions about your card preferences and credit profile. Based on your responses, we’ll recommend options for credit cards across all categories including travel rewards, cash back, balance transfers and instant approval cards that you’re most likely to be approved for.

Q: How will CardFinder find the best credit card for me?

Your credit card matches are determined by an algorithm that considers various factors — such as your credit profile, lifestyle, spending habits, and overall credit card preferences — to recommend the best options tailored to you.

Q: Will CardFinder affect my credit score?

CardFinder will not impact your credit score as we don’t perform any hard credit checks.

Q: After getting my results, what’s next?

Once you get your results of cards you’re most likely to be approved for (based on credit score and your preferences), you can then choose to apply for those credit cards. Final approval is up to the credit card provider/issuer.

Skip the research and get instant credit card recommendations from CardFinder. See what you qualify for in 60 seconds with zero credit impact.

find my perfect card

How CardFinder works

1. Tell us about yourself

Answer a few questions so we can personalize your recommendations. This won’t impact your credit score.

2. Find your perfect matches

We show you cards perfectly matched to your monthly spending, preferred rewards program, and the perks you want.

3. Compare and apply

Learn about your personalized credit card matches and apply for your top choice instantly.

enter cardfinder

Why use CardFinder?

Advanced algorithm
You’ll get recommendations and approval odds based on real data from our partner banks and credit unions.
No credit score impact
We perform free soft credit checks with our partner, TransUnion. Lenders won’t see this, and it won’t affect your credit score.
Your privacy comes first
We use a robust firewall and 256-bit SSL encryption to protect your data at every step.
Trusted by Canadians
We help 1.2 million Canadians make better financial decisions every month. 4,500+ 5-star reviews on Google.