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Apply for your Plastk secured credit card now

For a limited time only, students will have their annual fee and monthly maintenance fee waived for one whole year ($120 value) and every student who applies and is verified by October 15th will enter for a chance to win a FREE pair of Apple AirPods Pro!

How Plastk can help you earn rewards as you build your credit

  1. Submit your application for your Plastk card today

    No credit check required! Get up and running instantly with your new credit card.

  2. Fund your Plastk card

    As a secured card, you can fund your card's credit limit with a minimum deposit of $300 up to a maximum of $10,000. Your new limit will be whatever you want to commit.

  3. Enjoy your card

    As you start spending and paying off your balance, you'll earn rewards while also instantly start building your credit as you go.

Plastk perks

The best thing about your Plastk Secured Credit Card is that you’ll earn rewards points on your everyday purchases everywhere Visa is accepted.

  • Credit Insights

    Our credit education program provides you with podcast, videos, tips, and insights on how to build and strengthen your credit.

  • Credit Monitoring

    Knowledge is power. Knowing your credit score is the easiest way to improve it. At Plastk we let you see monitor your credit for free every month. Powered by Equifax.*

  • Cash-back

    Use your points to pay your balance. 250 points = $1. Just transfer your points through the app. Simple.

Features & Benefits

  • A below-average annual interest of 17.99%
  • Monthly credit score update, powered by Equifax*
  • Referral Program to earn points and cash back
  • Zero Fraud Liability to ease your mind
  • $48 Annual Fee
  • $6 Monthly Maintenance fee
  • Instant Balance Payment via Interac e-transfer
  • Helps improve credit score and knowledge
  • Earn points on everyday purchases
  • Quick-and-easy application process
  • Worldwide acceptance
  • Easy access to premium rewards

 Special offers

  • Promotional interest rate: Receive 0% Interest Rate on purchases for the first 3 months when you sign up for Plastk Secured Card.
  • Sign-up bonus: For a limited time, when you get approved for your Plastk Secured Visa Card, you will get 5,000 points, redeemable after 3 months, that's $20*. It's that easy, just fill out our application, wait for approval, and start earning points (excludes student card promotion).
  • Referral Program: It pays to have friends. Plastk's referral program helps you earn major points in just 3 easy steps:

    1.  Share your link with your friends
    2. They receive their Plastk Credit card
    3. You earn points

    The more your share, the more you earn.

    For the first person you refer, you will receive 2,500 points automatically, that’s $10 cash back.

    If you refer 5 people you will receive 10,000 points, that’s $40.

    If you refer 10 people, you will receive 50,000 points. That's $200 in cash back.

    PLUS both you and your friend will receive your sign up bonus of 5,000 points when you get approved. What are you waiting for? Spread the word!

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