Overview of the WestJet RBC® World Elite Mastercard

WestJet RBC® World Elite Mastercard

7 reviews

Earn rewards

2 points/$1

On WestJet flights, WestJet Vacations, and Sunwing Vacations

2 points/$1

On grocery stores and on transportation including gas, EV charging, public transit and rideshare

1.5 points/$1

On all other everyday purchases

WestJet RBC® World Elite Mastercard details

Welcome bonus: 30,000 WestJet points upon your first purchase. 30,000 WestJet points when you spend $5,000 in the first 3 months
Anniversary bonus: 10,000 WestJet points after first year anniversary
Annual fee: $119
Reward: Earn 2x points on WestJet flights, WestJet Vacations, and Sunwing Vacations, 2x points on grocery stores and on transportation including gas, EV charging, public transit and rideshare, 1.5x points on all other everyday purchases
Average point value: $0.01
Purchase interest rate: 20.99%
Cash advance interest rate: 22.99%
Balance transfer interest rate: 22.99%
Minimum income: $80K/yr
Household income: $150K/yr
Network: Mastercard
Provider: RBC Royal Bank
Card type: Travel

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Detailed card summary

Benefits & features

Get up to 70,000 WestJet points¹:
- 30,000 WestJet points upon your first purchase
- 30,000 WestJet points when you spend $5,000 in the first 3 months
- 10,000 WestJet points after first year anniversary
Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard⁴
Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card⁵
Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card⁵, or choose to exchange it for one of the following:
A 30% flight discount for one traveller⁸
A $200 credit towards a WestJet Vacations package or Sunwing Vacations package⁹
Two airport lounge passes¹⁰
Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations²
Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare³
Earn 1.5 points for every dollar you spend on all other everyday purchases²
WestJet points can now be redeemed to cover taxes, fees and surcharges⁹
You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance⁶.
WestJet points never expire. Use your WestJet points to book flights anytime so you can travel when and where you want – no blackout periods.

How to redeem

How to get approved

User reviews

Average user score for WestJet RBC® World Elite Mastercard

4.6 | 7 reviews

Bruce Cron December 17, 2016
Too date, I have used the credit card to make airline and personal purchases without any difficulty. Merchants have accepted the card without any problem
Lisette Turcotte April 27, 2016
I just received the card, I waited a month for my voucher and WestJet dollars to be into my account. When the date came they had given my voucher and WestJet money to another account. Had to phone them and they fixed it within two days. Overall all is good.
Gary Lombaert December 30, 2016
Applying for the RBC WestJet Mastercard was quick and easy. The card was delivered to my local RBC branch within a couple weeks and activation was quick and easy also. I am looking forward to collecting WestJet dollars.
Lorette Bannerman December 29, 2016
This credit card has any valuable features for today’s travellers and shoppers. The Companion feature is a real bonus and attraction for me!
Kyle Lethbridge December 24, 2017
The fact that you get free checked baggage on west jet flights is enough for this card alone. That’s $25 each way for each person. One round trip with my fiancé and I basically paid for the card right off the bat. And it’s not the type where the flight even needs to be booked with the card. This was a flight I had booked before I even had the card, and the free checked bag was still honoured. I haven’t even talked about the companion voucher either. This card had great features!
Cynthia Gwilliam Winkler May 4, 2016
So far so good

Ratehub review

Natasha Macmillan

April 22, 2024

In search of an airline credit card? RBC partnered with WestJet to bring you the WestJet RBC World Elite Mastercard offering impressive travel benefits and a generous earn rate for WestJet dollars.

Pros

Generous earn rate for WestJet dollars: Earn WestJet dollars on every purchase allowing you to save on future WestJet flights, covering not only base fares but also taxes and fees
Travel perks: Enjoy a range of travel benefits, including free first checked bag for the primary cardholder and up to eight companions and priority boarding,
Companion voucher: Receive one annual round-trip companion voucher that allows you to bring a travel companion along for a WestJet flight at a significantly reduced fare
Comprehensive travel insurance: Enjoy coverage for emergency medical, trip interruption, flight delay, and more

Cons

Annual fee: While the card offers exceptional WestJet travel benefits, it does come with an annual fee of $119
Limited airline choice: The card’s rewards are primarily designed for WestJet flights, which may limit your travel options depending on your flight path
Income requirement: A minimum personal income of $80,00 may limit eligibility for some

Legal

Refer to RBC page for up to date offer terms and conditions

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To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows: (i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and (ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”). You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period.

The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period. You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer. If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without