Overview of the National Bank World Elite® Mastercard®

• Minimum income $80K/yr
• Household income $150K/yr
• Recommended credit score 660+
• You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
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Eligibility conditions

• Sign up for a National Bank^® World Elite^® Mastercard^® credit card during the promotion period as the primary cardholder.
• Not have held any National Bank Mastercard credit card for individuals in the past 24 months as the primary cardholder.
• Maintain the credit card account open and in good standing until the rewards points are paid. To be considered in good standing, you must comply with the conditions set out in the Credit Card Agreement, such as paying all fees and minimum payments on time.
• Not be employed by us or by any entity within our group.
• **The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on 15 February 2026, you have until 15 May 2026 to make the required $5,000 in purchases to obtain the 5,000 points offered, which will be credited to your account by the end of August 2026.

Condition for the chequing account

• (i) Open a first current account with National Bank as the main holder, co-holder or sole holder, not having held one in the past two years as a main holder, co-holder or sole holder, and subscribe to one of the following packages:
  • Connected®
  • Total®
  • Newcomers checking account
  • Offer for professionals
• (ii) Keep the current account with an eligible package open and in good standing for at least the first 180 days and until the points are credited to the credit card account.
• All conditions in this section must be met to qualify for this bonus.

How total purchases are calculated

• The calculation covers the total amount of purchases made with all cards linked to the account. Transactions not included in the calculation are listed in article 1.5 of the À la carte Rewards PlanTM.

Other conditions

• • You may only benefit from the promotion once.
  • The card is issued subject to credit approval by the National Bank. Other conditions apply to the issue of the card.
  • You must keep your National Bank current account in good standing for at least 180 days from the date the new current account is opened and until the points are credited to the credit card account. For the purposes of this promotion, the current account is not in good standing if:
    • It is overdrawn, meaning it has an unauthorised negative balance.
  • It has been used inappropriately, unauthorisedly, illegally, or abusively, as described in article 8.7 of the Deposit Account Agreement of the National Bank.

• This promotion may not be combined with any other promotion applicable to National Bank credit cards, nor is it retroactive.
• This promotion may be modified or withdrawn without notice.

*Groceries and restaurants: The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. You will earn 5 points for every dollar in eligible grocery and restaurant purchases until a total of $2,500 in gross monthly purchases is charged to the account. After that, you will earn 2 points per dollar in eligible grocery and restaurant purchases. The total gross monthly amount is calculated based on your monthly billing period. Grocery purchases include any purchase made at a store that primarily sells food, i.e., grocery store, delicatessen, supermarket, greengrocer or speciality food store. Ready-to-eat meal services and meal delivery services are eligible. This definition excludes purchases made at retail stores and big box stores whose core business is the sale of non-food items. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. Restaurant purchases include purchases at a restaurant, fast food restaurant, bar, nightclub or pub.

Gas and electric vehicle charging: To earn 2 points per dollar in purchases, you will need to purchase gas or an electrical vehicle charge from a service station or from certain big box stores. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points.

Recurring bill payments: Recurring bill payments are defined as monthly or regular payments automatically charged by a merchant to your National Bank World Elite Mastercard credit card. Not all merchants offer recurring bill payments, and not all recurring payments are considered recurring bill payments. Certain payments therefore may not entitle you to earn more points.

À la carte Travel™: To earn 2 points per dollar in purchases, you must make your eligible purchases via the À la carte Travel™ Agency section of our À la carte Rewards™ site.

Other purchases: For example, if each month you charge $400 in groceries, $200 in gas, $100 in recurring bill payments and $150 in other purchases to your card, your $850 in purchases will earn you 2,750 points, as follows: 2,000 points for grocery purchases (since the total gross monthly amount is $850, i.e., under $2,500), 400 points for gas purchases, 200 points for recurring bill payments and 150 points for other purchases.