Overview of the National Bank World Elite® Mastercard®

• Minimum income $80K/yr
• Household income $150K/yr
• Recommended credit score 660+
• You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
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Eligibility conditions

Sign up for a National Bank® World Elite® Mastercard® credit card during the promotion as a primary cardholder.

Not have held one of our Mastercard credit card for individuals from National Bank over the past 24 months as a primary cardholder.

Keep the credit card account open until rewards points are paid.

Keep the account in good standing by complying with the conditions set out in the credit card agreement until the rewards points are paid. For example, all minimum payments must be made on time.

Not be employed by National Bank or one of its subsidiaries.

*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.

**The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on November 15, you have until February 15 to make the required net purchases to receive the 10000 points which will be credited to your account by the end of May 2025.

How total purchases are calculated

• The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards Plan™.

Other conditions

• You can only take advantage of the promotion once.
• Issuance of the card is subject to credit approval by National Bank of Canada. Other conditions apply to the issue of the card.
• This promotion may not be combined with any other promotion applicable to National Bank credit cards, nor is it retroactive.
• This promotion may be modified or withdrawn without notice.

*Groceries and restaurants: The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. You will earn 5 points for every dollar in eligible grocery and restaurant purchases until a total of $2,500 in gross monthly purchases is charged to the account. After that, you will earn 2 points per dollar in eligible grocery and restaurant purchases. The total gross monthly amount is calculated based on your monthly billing period. Grocery purchases include any purchase made at a store that primarily sells food, i.e., grocery store, delicatessen, supermarket, greengrocer or speciality food store. Ready-to-eat meal services and meal delivery services are eligible. This definition excludes purchases made at retail stores and big box stores whose core business is the sale of non-food items. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. Restaurant purchases include purchases at a restaurant, fast food restaurant, bar, nightclub or pub.

Gas and electric vehicle charging: To earn 2 points per dollar in purchases, you will need to purchase gas or an electrical vehicle charge from a service station or from certain big box stores. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points.

Recurring bill payments: Recurring bill payments are defined as monthly or regular payments automatically charged by a merchant to your National Bank World Elite Mastercard credit card. Not all merchants offer recurring bill payments, and not all recurring payments are considered recurring bill payments. Certain payments therefore may not entitle you to earn more points.

À la carte Travel™: To earn 2 points per dollar in purchases, you must make your eligible purchases via the À la carte Travel™ Agency section of our À la carte Rewards™ site.

Other purchases: For example, if each month you charge $400 in groceries, $200 in gas, $100 in recurring bill payments and $150 in other purchases to your card, your $850 in purchases will earn you 2,750 points, as follows: 2,000 points for grocery purchases (since the total gross monthly amount is $850, i.e., under $2,500), 400 points for gas purchases, 200 points for recurring bill payments and 150 points for other purchases.