Overview of the National Bank World Elite® MasterCard®

Duration of the promotion October 3, 2022 to June 30, 2023 Participating partners This promotion is valid only through our partners Ratehub Inc., Les Services Milesopedia Inc., Borrowell Inc., WeyMedia Inc., Credit Karma LLC, Clearscore Canada Limited and Fintel Connect Technologies Inc. Cards eligible for the promotion National Bank World Elite Mastercard® credit cards Promotional advantages and terms and conditions of the promotion To benefit from this promotion, sign up for the eligible credit cars no later than June 30, 2023. Save on annual fees the first year: The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened. Reward points: You will earn reward points or a combination of points as follows: Welcome points World Elite: You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account. Points are earned on net purchases for a period of 3 months from the account opening date. Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened. Points when you sign up for credit card payment insurance World Elite: You will earn 10,000 reward points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain cashback, compete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account. Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened. Points earned on the 1st anniversary of the account opening date World Elite: You will earn 30,000 reward points if you charge a net purchase amount of $12,000 to the credit card no later than 12 months after the account was opened. Points are earned on net purchases for a period of 12 months from the account opening date. The rewards points will be credited to the credit card account in a single payment no later than the 2nd statement following the anniversary date of your account. Reward points and refund conditions Net purchases: The net purchase volume is the amount of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases. Account in good standing: The account must be open and in good standing at the time when annual fees are refunded or reward points are applied. Reward points limit: There is a limit of one reward amount per client and per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account during the promotion, regardless of the number of cards linked to the account. Change in eligible credit card: If you sign up for an eligible card during the promotion and subsequently change your card before the first anniversary of opening your account, you will earn the points applicable on the 1st anniversary of the date you opened your active card provided that you meet the promotion conditions. Other conditions - The card is issued subject to credit approval by National Bank of Canada. Certain conditions apply. - You must not have a National Bank Mastercard credit card or have had one in the past 24 months. - The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive. - You must not be employed by us or by an entity in our group. - The promotion may be modified or withdrawn without notice.