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Jessica Barroso

RatehubOntario

Jessica Barroso

Mortgage Agent Level 1

|

ON Lic. M23008140

Phone: 647-427-7375 ext. 1191

Email: [email protected]

apply with Jessica

About Jessica

Jessica brings a wealth of experience to the Ratehub Mortgage Team, having worked in the banking world for over 9 years. Her career in the mortgage sector commenced at the National Bank of Canada, where she held various roles from 2011 to 2021. Her tenure equipped her with comprehensive insights into mortgage-related functions, honing her skills in retail banking, credit analysis, and client relationship management. This foundational experience laid the groundwork for her subsequent role as a Mortgage Specialist at Scotiabank, where she continued to excel from 2021 to 2023. Establishing herself as a trusted professional Jessica is dedicated to guiding her clients through their home financing journey. Her commitment to client satisfaction is evident in her dedication to educating and empowering her clients, ensuring they navigate the mortgage process seamlessly from start to finish. Jessica is fluent in Portuguese, a valuable asset that allows her to connect with a diverse clientele. Her goal is clear: to provide unparalleled customer service, building lasting relationships with clients while delivering optimal solutions tailored to their unique needs. Driven by a passion for helping individuals achieve their homeownership dreams, Jessica is committed to ensuring that every aspect of the mortgage process is handled with precision and care

Reviews

4.9 | 80 reviews

Feb 10, 2026

After a very difficult experience with a previous mortgage broker—including weeks of delays, missed closing dates, and poor communication—I was running out of time and at serious risk of losing the home I had under contract. With only about 10 business days left before the final closing deadline, I contacted Ratehub and was connected with Jessica Barroso. From the very first conversation, Jessica was calm, empathetic, and highly professional. She quickly assessed my financial situation, suggested a clearer and more effective strategy for structuring my down payment, and immediately moved into action. Because I already had my documents prepared, she was able to engage lenders the same day and secure a verbal confirmation within hours. By the next day—after a few minor clarifications—the bank issued a formal approval. What another broker could not accomplish in seven weeks, Jessica achieved in just two days. Throughout the final week leading up to closing, she maintained constant communication, coordinated updates between the lender and my lawyer, and ensured nothing slipped through the cracks as the deadline approached. Her responsiveness, clarity, and persistence significantly reduced what had been an extremely stressful situation. Most homebuyers should never need this level of urgency, but in a high-pressure scenario Jessica delivered exceptional results. Simply put, I have my home today because of her professionalism and dedication. I would highly recommend Jessica Barroso and the Ratehub team to anyone looking for a knowledgeable, responsive, and results-driven mortgage broker. - Jeff Gardiner

Jan 23, 2026

Jessica and Ratehub, made the search for the best mortgage rate, easier. They were concise in helping change lenders. Jessica was very responsive in providing updates and answering questions. - Bill Bad

Jan 16, 2026

I recently used Ratehub to secure a mortgage to purchase a multi-residential building. My representative Jessica Barroso was fantastic, communication was clear, timely and her guidance made the process so easy. The financing options were competitive, and I am confident that we received the best rates available for what we needed. HIGHLY recommend! The portal for sharing documents was easy to use, and support throughout was fantastic. Definitely better than any bank I have ever dealt with! - Sharon Monaghan

Dec 01, 2025

Jessica was able to help secure way better fixed rates on renewal than our existing provider. When the rate dropped further after signature, they proactively secured the new rate. Clear communication and guidance throughout the whole process. All in all a wonderful experience! - Jeremy Fisher

Nov 19, 2025

Working with Jessica was wonderful! She offered a better rate than the banks publicly advertise and walked us through the intimidating process of applying for a mortgage easily. - Alexander white

Nov 18, 2025

Jessica did an amazing job at getting me the best rate and was very patient with me as things changed. - Shawn Motard

Nov 12, 2025

White glove service! Jessica is extremely professional, knowledgeable and easy to work with. Highly recommend to anyone looking for mortgage advice! - Stephen Fernandes A

Nov 12, 2025

White glove service! Jessica is extremely professional, knowledgeable and easy to work with. Highly recommend to anyone looking for mortgage advice! - Stephen Fernandes B