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Ratehub.ca is the home of the lowest mortgage rates in Canada - 3.95% 5-yr variable
Jeroen Vernon

RatehubOntario

Jeroen Vernon

Mortgage Agent Level 1

|

ON Lic. M20000826

Phone: 647-955-1072 ext. 1128

Email: [email protected]

apply with Jeroen

About Jeroen

Jeroen has over 7 years of experience in the mortgage industry. He began his career in 2012 with the Bank of Montreal where he held various roles including personal lending specialist as well as Senior Banker at the BMO Toronto main office. He has a passion for building lasting relationships with his clients and prides himself on providing sound financial advice that is in the best interest of the customer.

Reviews

4.9 | 185 reviews

Aug 14, 2025

Working with Jeroen at Ratehub was a fantastic experience. He was professional, knowledgeable, and made the entire mortgage process smooth and stress-free. Jeroen's communication was excellent, and he consistently went above and beyond to ensure I got the best possible rate. I highly recommend him to anyone in need of a mortgage broker! - Warren Prudhomme

Aug 11, 2025

Working with Jeroen and Rate Hub was a great decision for my mortgage renewal process . From the very beginning, in addition to securing a fantastic rate, Jeroen took the time to understand my mortgage needs and walked me through every option available, ensuring I felt confident and informed at each step. I highly recommend Jeroen and the Rate Hub team. - Matthew Barratt

Aug 10, 2025

This is my second round of securing a mortgage with ratehub and dealing with them has been nothing but easy and straight forward. I am sure come my time to refinance I will most likely end up going through this company again - Santiago

Jul 29, 2025

5 star review - Harjot Mehmi

Jul 27, 2025

We really regret not going with a local broker. At Ratehub, we were just a number and there wasn’t much care or attention put into getting our mortgage finalized until it was almost too late. They’d say paperwork was submitted, but it often wasn’t until the very last minute, if at all. It was hard to get a hold of anyone, and our broker suddenly went on vacation the week before closing without letting us know. The person who took over didn’t have all the info, so after weeks of correspondence, it felt like we were starting from scratch just days before closing. We got wrong numbers, empty promises, and a lot of “don’t worry” when we definitely should have been worried. There was no planning ahead, just urgent, last-minute requests for documents that an experienced broker should have seen coming. We only closed on time because we agreed to a smaller loan and a higher interest rate than what we were originally told. The stress wasn’t worth it. Save yourself the headache and go with a local broker who actually takes the time to handle your file properly. - Gabrielle Bui

Jul 10, 2025

I highly recommend Jeroen Vernon for any mortgage-related questions or needs. He is extremely knowledgeable and provided ongoing support throughout the entire mortgage renewal process. His professionalism and guidance made the experience smooth and stress-free. - Valary Hmyrenko

Jul 10, 2025

I have used Ratehub for all my mortgage needs so far. I have had great experience for two of mortgage applications and a mortgage renewal. During renewal of my first mortgage, I worked with Jeroen who is just outstanding. He gave me a better rate then my previous lender was offering as an existing customer, answered all my questions promptly and the whole process was very smooth. Jeroen was super helpful for my second mortgage as well. From getting the best fixed mortgage rate available to arranging the bridge financing, the whole process was super smooth! I hope to work with the team for all my future mortgage needs!! - Mohammad Saiful Islam

Jul 02, 2025

I had a great experience with Jerone, very easy transition with my mortgage - Neeraj Kunder