Overview of the Visa Classic Low Rate Option

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Visa Classic Low Rate Option

4 reviews

Card details

Annual fee: $20
Monthly interest charge
Based on credit balance $1,000/mo: $9.99

Visa Classic Low Rate Option details

Annual fee: $20
Purchase interest rate: 11.99%
Cash advance interest rate: 11.99%
Balance transfer interest rate: 11.99%
Minimum income: Any amount
Household income: Any amount
Recommended credit score: 725+
Network: VISA
Provider: RBC Royal Bank
Card type: Low interest

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Detailed card summary

Benefits & features

Worldwide access to cash advances of up to $500 daily (up to your available credit limit)^††
Accepted at more than 600,000 locations in Canada and over 24 million worldwide
Time-saving autopayment service
Commission-free travellers cheques

How to get approved

User reviews

Average user score for Visa Classic Low Rate Option

4.3 | 4 reviews

thérèse February 19, 2017
j`aime cette carte
Geneviève Gariépy January 21, 2017
La carte est à faible taux d’intérêt, mais ce n’est pas le meilleur taux que j’ai vu qui était disponible. Par contre, le taux n’augmente pas après 6 mois, c’est un bon point.
John Etty October 8, 2016
Applied two to three times via email and once mailing in information. Sent a letter back to me but was not clear on what I needed to complete. So please respond as I like to apply for a card
Mélissa Bouchard June 15, 2016
It is useful to have a lower rate credit card rather then one that is giving points but has a super high interest rate.

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