Visa Classic Low Rate Option
First year rewards (up to)
Gift card
Signup
bonus
bonus
Spending
bonus
bonus
Monthly
bonus
bonus
Annual fee
Annual fee
(1st yr waived)
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
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Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$20
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase interest rate:
11.99%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Household income:
Any amount
- Be a permanent Canadian resident
- Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)
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Earn 5% cash back during your first 6 months and 2% when your welcome rate ends.* |
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- Worldwide access to cash advances of up to $500 daily (up to your available credit limit)††
- Accepted at more than 600,000 locations in Canada and over 24 million worldwide
- Time-saving autopayment service
- Commission-free travellers cheques