Overview of the KOHO Extra
Earning categories
1.5%
On bills, groceries, eating & drinking, and transportation, restaurants (including fast food & drinks)
0.25%On other purchases
0.5%On select merchants
Detailed card summary
Benefits & features
- Earn 1.5% cash back on groceries, eating & drinking, and transportation. Get 0.25% cash back on all other purchases plus up to 6.5% extra cash back from select merchants.
- Earn 3% interest on both your spending and savings accounts. Your funds will also be eligible for CDIC insurance.
- Get access to a cash advance of up to $250* at 0% interest with Cover.
- Free Credit Score.
- Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $7 / month instead of $10 / month (30% plan discount)
- No Foreign Exchange fees on any purchases.
- Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*
- All KOHO plans come with a free 30-day trial so you can see if it suits you.
- $144 annually
- Choose from one of the exciting card colours we offer and receive both a physical and virtual card for instant use.
- Your everyday spending and saving account with no minimum account balance, Instant e-transfers unlimited transactions
- Add your KOHO card to Apple, Samsung or Google Pay.
- Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy
- Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance and create custom budgets and track your spending habits.
- Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
