Overview of the KOHO Everything
Earning categories
2%
On bills, eating & drinking, billing & services, and groceries, restaurants (including fast food & drinks)
0.5%On selected merchants
0.5%On other purchases
Detailed card summary
Benefits & features
- Earn an extra 2% cash back on eating & drinking, and groceries on top of a minimum 0.5% cash back on all purchases. Plus, Up to 50% extra cash back at selected merchants.
- Earn 4% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
- No minimum account balance.
- No foreign transaction fees.
- Get access to a cash advance of up to $250 at 0% interest with Cover
- Grow your credit up to 22 points in 3 months with Credit Building for $5 / month instead of $10.
- Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
- Earn a $20 cash bonus when you sign up for a KOHO account and make your first $20 purchase within 30 days of registration
- All KOHO plans come with a free 30 day trial so you can see if it suits you.
- $177 annually ($14.75 per month when you subscribe annually)
- Choose from one of the exciting card colours we offer and Receive both a physical and virtual card.
- Add your KOHO card to Apple, Samsung or Google Pay.
- Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy
- Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance and create custom budgets and track your spending habits.
- Only the users who successfully register a new KOHO account and make their first $20 purchase using their KOHO card within 30 days of registration are eligible for the offer and may claim the one-time $20 bonus in their KOHO account. This offer is non-transferable and may only be used once per person. Offer is not applicable in conjunction with other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.
- Refer a friend to KOHO and we’ll give you both $20 each! You can refer up to 50 friends, which means you can earn up to $1000 from our referral program.
