Overview of the CIBC Dividend® Visa* Card
Earning categories
2%
On eligible groceries
1%On recurring payments, eligible gas, transportation, and dining purchases†
0.5%On other purchases
Detailed card summary
Benefits & features
- Get 5% cash back for the first 4 statements (Up to $100 cash back)†
After that: -
- 2% cash back on eligible grocery purchases
- 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
- .5% cash back on all other purchases†
- Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
- Save on gas with CIBC and Journie Rewards
- Link and use your CIBC Dividend Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
- Ongoing Balance Transfer APR – 22.99%† (for non-Quebec residents only)
- Cash Advance APR – 22.99%† (for non-Quebec residents only)
- Purchase Interest Rate – 20.99%
- This offer is not available for the residents of Quebec.
- †Conditions Apply
How to redeem
How to get approved
User reviews
We’ve helped over 1 million Canadians compare the best credit cards
Whether you want cash back or travel points, lounge access benefits or roadside assistance perks – there’s a credit card out there that’s right for you. Find it in under 2 minutes.