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Ratehub.ca is the home of the best mortgage rates in Canada - 3.94% 5-yr fixed.
Hemesh Kapadia

RatehubOntario

Hemesh Kapadia

Mortgage Agent Level 1

|

ON Lic. M15000382

Phone: 647-427-7375 ext. 1149

Email: [email protected]

apply with Hemesh

About Hemesh

Hemesh brings over 10 years of mortgage experience to the CanWise team. He has grown his career in the mortgage industry working for the top banks in Canada. His wide scope of financial experience allows him to uncover the varying needs of each client, working together to tailor a mortgage solution that'll pave the best path forward. His timely, personal and holistic approach will ensure you remain informed, engaged, and excited throughout the entire mortgage process.

Reviews

4.8 | 116 reviews

Sep 04, 2025

5 star review - Aurel Popp

Aug 13, 2025

This was our first experience with dealing with a broker! Our broker Hemesh helped the process to go quite smoothly, despite some complications that occurred. It was awesome to have his support and have him quickly answer any questions we had. We would recommend RateHub to find you the best deal for your mortgage renewal or refinancing and would for sure use them again if we ever needed their services! - Denise Grenier-Mercier

Aug 13, 2025

Great working with Hemesh. He has been most responsive and courteous along the entire way - Srikumar venkatraman

Aug 03, 2025

Hemesh is a great help to us. He is a professional and good at what he does. This is the second time I am using Ratehub and has been nothing but amazing. I highly recommend! - atinuke lawal

Jul 31, 2025

5 star review - Abrar Fuad

Jul 27, 2025

I have nothing but positive things to say about ratehub, especially with the mortgage agent I worked with, Hemesh Kapadia. He was great to work with, and made the whole process smooth and easy for me. I would definitely recommend this company to others, and I already have to my friends and family! - Windy Devine

Jul 18, 2025

Working with Hemesh was an absolute pleasure. He addressed concerns promptly and made the process smooth, transparent and stress-free. I genuinely felt he had my best interest at heart and I would highly recommend him to anyone looking for expert guidance. Thank you for your exceptional service. - Kadionne

Jul 17, 2025

I had the chance working with Hemesh Kapadia, who was professional and pleasant in helping us finalize our best possible mortgage rate we could get. Great thanks to Hemesh! - Eva Kumprey