Raphael Essiminy

Excellent and fabulous service - Rafik Nageub

J’ai fait affaire avec CanWise pour le renouvellement de mon hypothèque. Le service et la communication étaient impeccable. On répondait à mes demandes d’informations presque instantanément. J’ai pu renouveler à un taux intéressant avec peu d’efforts - Luc St-Hilaire

Very good experince - Nabil Kemerchou

Raphael Essiminy nous a fourni un service clé en main et à répondu à l'ensemble de nos questions et ce, de manière très rapide et efficace. Nous le recommandons à 150%. - JP Jones

nous avons été très bien conseillés par Raphael Essiminy, entièrement satisfaits de la prise en charge et du suivi. - garrel aurelien

Vous êtes formidable et très professionnel et tres a la auteur pour mes attentes, j'apprécie énormément votre très bon service Raphaël. Au plaisir de faire affaire avec vous et a la prochaine. Tout simplement Merci. - youcef ouehnia

Used Rate Hub for the renewal of my residential mortgage (rep: Raphael Essiminy). Would highly recommend the company to anyone looking for a renewal, refinance or new mortgage. The service from Raphael was exceptional - I felt very well taken care of, 24/7. The rep was extremely responsive, and always available when I had a question or inquiry about the process. Communication with the rep was conducted via email and mobile phone - it was seamless and very easy. Rate Hub has an excellent process for assembling required documents and information - it's all online, with high security and ease of access (i.e. very simple systems to use and access). In terms of obtaining a competitive rate, I can say that Rate Hub (via CanWise financial) offered the best Variable rate on the market (even compared to an "employee rate" offer I received from a Big 6 Bank that I used to work for). Rate Hub also has its own Notary service providers that can be used in the transaction to make it easier - rather than calling around to find a Notary who is available to take the transaction on. Overall, the experience was amazing - 100% professional, 100% honest and open, 100% easy and best of all there were no hidden fees, no hidden clauses, no hidden funny stuff. Before using Rate Hub, I canvassed all Big Banks in my neighbourhood for mortgage rate offers - in the end, Rate Hub had the best offer and the easiest process. This is a service everyone should examine in their process of obtaining a mortgage. I will definitely use them again. - Matthew Ingrassia

Raphaël made this transaction so seemless. Thank you - Mike Sossa