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Ratehub.ca is the home of the lowest mortgage rates in Canada - 3.95% 5-yr variable
Michael Jacyk

RatehubQuebec

Michael Jacyk

Mortgage Agent

Phone: 514-312-2257 ext. 109

Email: [email protected]

apply with Michael

About Michael

It is true that the best rate will save you money, but offering a great service and flexible terms is as important. With many years of experience in the mortgage and real estate industry under his belt, I will not only do my very best to offer you a great rate but make sure that your mortgage product fits your needs. I offer a personalized service and will take the time to help you make an informed decision by explaining to you the advantages of each option available to you on the market. Whether you are buying a home, renewing or refinancing your mortgage, I can offer the solutions that will help you reach your goals as homeowners.

Reviews

4.8 | 329 reviews

Jul 22, 2025

5 star review - Daren Draper

Jul 17, 2025

Had a great experience working with Michael and Mathieu to get our first mortgage done. They kept the process simple and straightforward for us and offered a rate that couldn't be beat! As well, we continue to be satisfied with ratehub/canwise with their quick support and easy to check online portal. Thanks again - Alexander Peplowski

Jul 15, 2025

I had a very good experience of working with Michael Jacyk and Mathieu Blay to get the mortgage with CanWise. As I had never worked with CanWise before, I had a lot of questions and for all questions I received quick and complete answers. I appreciated the excellent communication with them. In the end, we had some issues between my notaires and CanWise and it was resolved in big part because of the quick intervention of Michael and Mathieu. That was very professional. I would recommend Michael and Mathieu as brokers to anyone who would like to get mortgage with CanWise. They are professionals. - Dan Mostovyak

Jul 10, 2025

I had a very good experience of working with Michael Jacyk and Mathieu Blay to get the mortgage with CanWise. As I've never worked with CanWise before, I had a lot of questions and for all questions I received quick and complete answers. I appreciated the excellent communication with them. In the end, we had some issues between my notaires and CanWise and it was resolved in big part because of the quick intervention of Michael and Mathieu. That was very professional. I would recommend Michael and Mathieu as brokers to anyone who would like to get mortgage with CanWise. They are professionals. - Daniel Mostovyak

Jun 26, 2025

On a fais affaire avec Michael Jacyk et une tres belle expérience avec ses précieux conseils. - Téné D

Jun 19, 2025

Très bonne expérience vécue avec Michael et Mathieu Ils ont pu négocier un très bon taux avec un bon suivi. Merci, je vous recommande - Youcef MALEK

Jun 01, 2025

Professional, efficient. Good advice. - Stev Rav

Apr 26, 2025

J’ai eu le plaisir de faire affaire avec Michael Jacyk et Mathieu Blay qui m’ont accompagnée tout au long de mon processus hypothécaire avec beaucoup de professionnalisme. Un grand merci pour votre soutien et votre efficacité ! Vous avez été d’une grande aide du début à la fin, et j’ai vraiment apprécié votre réactivité et vos explications claires. Je garderai précieusement vos coordonnées et je vous recommanderai avec plaisir. -Rabia Dkik