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Ratehub.ca is the home of the best mortgage rates in Canada - 3.94% 5-yr fixed.
Michael Jacyk

RatehubQuebec

Michael Jacyk

Mortgage Agent

Phone: 514-312-2257 ext. 109

Email: [email protected]

apply with Michael

About Michael

It is true that the best rate will save you money, but offering a great service and flexible terms is as important. With many years of experience in the mortgage and real estate industry under his belt, I will not only do my very best to offer you a great rate but make sure that your mortgage product fits your needs. I offer a personalized service and will take the time to help you make an informed decision by explaining to you the advantages of each option available to you on the market. Whether you are buying a home, renewing or refinancing your mortgage, I can offer the solutions that will help you reach your goals as homeowners.

Reviews

4.8 | 335 reviews

Sep 28, 2025

Michael is the best mortgage agent in the country. He is fast, efficient and always available for any questions. - Alex Serebrov

Sep 24, 2025

Michael and his team is competent and working for my best interest, very thoughtful and efficient. - Fei Fang

Sep 05, 2025

Meilleure taux hypothecaire sur le marché, point final. Le service est égale a ce que les grandes banques peuvent proposer... - Zakaria Jlil

Aug 24, 2025

5 star review - Ria Oaches

Aug 22, 2025

Super service ! Nous avons trouvé un très bon taux hypothécaire, merci beaucoup ! - Gabrielle Peck

Aug 19, 2025

5 star review - Mathieu gosselin

Jul 22, 2025

5 star review - Daren Draper

Jul 17, 2025

Had a great experience working with Michael and Mathieu to get our first mortgage done. They kept the process simple and straightforward for us and offered a rate that couldn't be beat! As well, we continue to be satisfied with ratehub/canwise with their quick support and easy to check online portal. Thanks again - Alexander Peplowski