Portrait of Vladimir Stanev

Vladimir Stanev

Toronto Mortgage Agent

(56 reviews)
Ratehub.ca Lic. 12530 Contact Now

Vladimir holds a dual master’s degree in Business Administration and Financial Management. He previously worked as a mortgage specialist at one of the top lenders, First National, before joining the Ratehub.ca team. His deep understanding of the mortgage market combined with his sensitivity to individualized needs provides clients with products best tailored to them. Vladimir specializes in simplifying the lending process for clients in a friendly and professional manner.


  • Google Review
    May 11, 2023

    Great experience with Ratehub. Our agent Vladimir was very experienced and knowledgeable. He made everything a smooth and stress free experience. - Kevin

  • Google Review
    May 11, 2023

    Great experience with Ratehub. Our agent Vladimir was very experienced and knowledgeable. He made everything a smooth and stress free experience. - Kevin

  • Google Review
    May 3, 2023

    5 star review - Maria Sanderson

  • Google Review
    April 30, 2023

    Excellent service. Thank you - Soft Marky

  • Google Review
    April 25, 2023

    I had the pleasure of working with Vladimir for my recent mortgage application. He was professional, responsive, and incredibly knowledgeable about the mortgage process. Vlad was able to secure me a great rate and made the entire process stress-free. He was always available to answer my questions and provided excellent guidance throughout. I would definitely work with Vlad again in the future and would highly recommend him to anyone in need of a mortgage broker. - Emmanuel Thompson

  • Google Review
    April 5, 2023

    I recently had the pleasure of working with Vladimir Stanev on a mortgage process and I must say that it was an incredibly positive experience. From start to finish, Vladimir made sure everything went smoothly and he was always available to answer any questions I had along the way. His knowledge about mortgages is extensive; his explanations were clear, concise, and easy for me to understand as someone who isn't familiar with this subject matter. Additionally, he has great customer service skills which made our interactions enjoyable - no matter how busy he got or how many times I reached out via email or phone call for assistance, his response time was always quick so my needs could be met in a timely manner. With remote signing it became easier than ever before to complete all necessary paperwork efficiently so we could work together towards achieving our goal: getting me approved for my mortgage loan! - Nagaraj Singoji

  • Google Review
    March 29, 2023

    I would like to thank you again Vladimir Stanev for all your efforts, helps, and kindness for putting all these together and got the job done. We really appreciate your honesty and working close to us all the way to the end made sure this happened. We’re happy that we’d business with you and for sure will pass on your coordinates to our relatives with the best review ever. Looking forward to have more business with you in the future projects. - omid samadi

  • Google Review
    March 28, 2023

    I worked with RateHub (and Vladimir Stanev, specifically) while getting a mortgage, and the experience was uniformly excellent. They helped me snag an excellent rate, and then in the days immediately prior to close/sale they worked negotiated with me to obtain an even lower rate. I found RateHub and Vladimir to be expeditious, conscientious, transparent, and highly professional. - Dave

  • Google Review
    February 24, 2023

    Vladimir was a pleasure to work with. He answered all my questions and was always very prompt and helpful. I would definitely recommend working with him. - Kellie Cluney

  • Google Review
    February 24, 2023

    I have a fantastic experience with Ratehub services provided by Vladimur and Eric. Acquiring the mortgage for my first home in more than 20 years was worry free, smooth sailing, and fast. I cannot find enough praising words to recommend Ratehub as the mortgage broker of choice. I intend to use Ratehub services again, and every time my mortgage will be due for renewal. I truly hope Vladimir will still be there to help me. THANK YOU Ratehub for the client centric culture your team has. - Luminita Silivestru

  • Google Review
    February 24, 2023

    Made an appointment online and was matched with Vladimir S. He was professional, patient and honest from the start. Didn’t end up going with Ratehub but they def have my business if needed in the future. Well done! - Ian C

  • Google Review
    December 23, 2022

    Great service throughout the entire process. I started off with Kevin Song (his thorough explanation of the initial process was what got me interested) and even though I had to switch brokers mid-way through the process, I did not feel abandoned at all. Vladimir Stanev (another exceptional broker) worked with me patiently till the end - responding to my questions, talking me through options etc. I had a great first time home buyer experience because of you two. Thank you! - Mateko Azu

  • Google Review
    December 6, 2022

    My fiancé and I were looking to purchase our first home when we reached out to vladimir at Ratehub! Throughout the entire process Vladimir answered all questions we had. He was very informative with all the information and processes in buying a home. He walked us through step by step with everything we needed so that it was easy to understand and keep track of. He was very reassuring when I was stressed out or anxious. Vladimir definitely made the process easy for us, and we were able to secure our mortgage! Would definitely recommend Vladimir for anyone who is shopping around. Thanks Vladimir!! - Kayleigh Marwood

  • Google Review
    November 8, 2022

    I worked with Vladimir Stanev and he made the entire process as painless as possible. He was quick to respond to both email and telephone inquiries. I would hPaul McLeanighly recommend Ratehub. -

  • Google Review
    October 19, 2022

    This was a fantastic experience. We worked with Vlamidir Stanev (and Kevin Song before he left the company) and they made the whole process of mortgage renewal so easy and straightforward. I was dreading this process before we started with Ratehub because it can be so intimidating, but Vlamidir took care of everything for us. Would HIGHLY recommend. PS: I know if you are reading this review, and all the other positive reviews, you are wondering if there is some benefit to the reviewer, but please know that I am posting this review after the entire process is done and dusted - our closing was a month ago. - Saba Parkar

  • Google Review
    October 1, 2022

    Thanks to Ratehub and Vladimir Stanev in particular I got this tough mission accomplished if not for Vladimir I would be completely lost. Thank you Vladimir for taking care of me and for your help on the way. - Denys Stepasiuk

  • Google Review
    September 19, 2022

    Worked with Vladimir and he was awesome! Would definitely recommend to anyone looking for a mortgage broker. - Jeffery Bertrand

  • Google Review
    September 5, 2022

    We had such an easy time going through the pre-approval and approval process even though it was for our first home. Our Ratehub agent, Vladimir, was friendly, professional, and prompt in getting back to us with all our questions. On top of it all, Ratehub was able to help us find a really competitive rate. We were really happy with our experience! - Hugh Gillen

  • Google Review
    August 16, 2022

    Vladimir and Kevin were excellent to deal with!!! They got me a hassle free mortgage and way more than I would have gotten going through my bank on my own. Ratehub also provides a boutique service from referring great realestate agents, house and life insurance brokers. I highly recommend Vlad and Kevin if you are mortgage hunting. Debbie - D. Michaelis

  • Google Review
    August 9, 2022

    I contacted Rate Hub to secure a new mortgage. My experience with Vladimir Stanev has been amazing throughout the entire journey. We’re talking from the first phone call, to when the money was deposited into my account, and everything in between. He even took the time to follow-up with me afterwards to ensure that the mortgage was completed perfectly, according to my expectations. Vladimir is extremely knowledgeable, professional, attentive, and caring. He answered all of my (many) questions, and gave me top-notch advice. Never once did I feel rushed or pressured. He was always quick to return my calls and emails, even at odd hours (given my extremely busy work schedule). He went far above and beyond, helping to extend deadlines and even ended up finalizing a better rate than what was originally agreed upon. How cool is that? It was great having him in my corner. Highly recommend! Vladimir will be my go-to mortgage agent from now on. If you decide to go with Rate Hub, ask for Vladimir specifically. You won’t regret it. - Derek P

  • Google Review
    July 9, 2022

    I want to thank Vladimir Stanev, who worked with me on my mortgage renewal. RateHub (CanWise) has a very streamlined and hassle-free mortgage renewal process that I really enjoyed being a part of. The biggest part of the process is perfect communication. They work hard to provide their customers with the lowest mortgage rates. Good people do good things! - Sergey Krivtsov

  • Google Review
    June 28, 2022

    I like to thank Vladimir for helping me to get my mortgage approval. He was patiently listening all my queries and answered every questions. I strongly recommend to seek Rate hub for better rate and customer services. - Prejal Shah

  • Google Review
    June 27, 2022

    Excellent service with no headache throughout the process. We are super excited and very happy with my closing on time. Exceptional service and communication by Vladimir. Vladimir is knowledgeable, keen and clear with all the information. Not only service but he was able to give the best rate on market. I would highly recommend to check with Ratehub.ca before finalizing anything. - Jay Patel

  • Google Review
    June 24, 2022

    I had a good experience with Rate Hub, particularly with Vladimir as he is very knowledgeable. I had contacted multiple agents and none had answered my questions with such care, attention and detail like he did. I am grateful for the service provided & would recommend that he be reached out to if you have questions yourself! - Lilac

  • Google Review
    June 21, 2022

    Vladimir was very helpful throughout the process, communicated well and successfully helped me obtain a mortgage at a great rate. I would recommend him using him for any mortgage or equity loan. - Daniel Ruffolo

  • Google Review
    June 16, 2022

    Vladimir Stanev is the best. I am very pleased with his prompt responses, follow up, attention to details and he gets you what you need. If you are looking for an honest, professional and good service then contact Vladimir, you will not regret. Thank you Vladimir!!! - Sadna

  • Google Review
    May 18, 2022

    My broker Vladimir Stanev was honest and knowledgeable. I recommend him and will do business with him again - Jide Balogun

  • Google Review
    May 5, 2022

    I am very happy about the service! Vladimir was extremely helpful during the entire process of getting a mortgage and offered great advice on rates and terms. I would recommend him to anyone who is a first time buyer or considering renewing. - A T

  • Google Review
    April 24, 2022

    5 star rating - Barbie R

  • Google Review
    April 6, 2022

    Recently purchased a first home a couple months ago. Working with Vladimir made it way easier than I was expecting! He made sure a complicated process incredibly simple making sure all the necessary documents were in order and making sure that we made our closing deadline on time! Looking forward to working with them when it’s time to renew the mortgage! - Safir Jiwa

  • Google Review
    March 15, 2022

    Great experience working with our mortgage agent Vladimir Stanev. We’re extremely satisfied with the services accorded to us. Closing of our mortgage was almost seamless to us. Overall excellent customer service. All commitments were fulfilled. We highly recommend Canwise especially Vladimir Stanev! Best in class! - Jocelyn Chavez

  • Google Review
    February 4, 2022

    Canwise financial has given us peace of mind and security in securing the lowest possible mortgage rate ever. Me and my sister is ever grateful to Vladimir Stanev for his expertise, professionalism, honesty and integrity, his patience and promptness in dealing with us has been amazing…. To Vladimir Stanev, thank you 🙏 for being there for us. We would come back definitely at anytime should we need to consult you regarding mortgage or financial matter in your fields of profession. For these, I highly recommend Vladimir Stanev of Canwise Financial. From: Rosalinda of Woodbridge, Vaughan, Ont - Rosa Cadiz

  • Google Review
    January 24, 2022

    If you're fortunate enough to have Vlamidir Stanev as your broker, you'll be very happy indeed as it was a pleasure to work with him and his superb company. From the first phone call and all the following email correspondence, Vlad made the very involving challenge of refinancing my mortgage effortless and simple. Great patience and clear explanations with any question I asked was very appreciated. Very happy indeed working with Vlad and Canwise!!! Thanks again! Karl - KJ Wilsonator

  • Google Review
    December 29, 2021

    Website makes it easy to see available rates and useful tools like calculators. The lending process was fast and straightforward. - Ali Law

  • Google Review
    December 29, 2021

    Dealt with Vladimir. Was very happy with the process. Saved on my mortgage rate. Vladimir did a diligent job of keeping me updated/promptly answering any question i had. - Phil Hyatt

  • Google Review
    December 11, 2021

    Really recommend Vladimir Stanev. Working with Canwise allowed be to secure really good rate. The speed of approval and response from bank was way faster than with my previous broker, they have built strong relationships with their partners and really get those approvals on faster track. I was able to keep my current property as rental and get a mortgage for the house. Really happy customer. Thanks again - Julia Stelmach

  • Google Review
    December 9, 2021

    Vladimir Stanev helped with a very complex funding. Thanks! - Yuliya Usmanova

  • Google Review
    November 30, 2021

    This is Chris. I admit that at first, my wife and I were wary about CanWise and the online service, since it is sometimes hard to trust people and service providers that you can't meet in person. My stress was soon relieved through Vladimir Stanev's professionalism, understanding and responsiveness to my many questions. He put me at ease with his kindness and patience. I enjoyed working closely with Vladimir Stanev and I appreciate his above and beyond service. We are so thankful that with the excellent rate, we can now pay our mortgage off a lot sooner. Thank you CanWise and Vladimir. - Julie Welch

  • Google Review
    November 21, 2021

    Great service and honest hard working people . I highly recommend working with this team . Vladimir Stanev was amazing and he helped us very much and was on top of things - samira akouri

  • Google Review
    October 17, 2021

    Recently we renewed our mortgage with CanWise Financial. We are extremely pleased with the professional service provided by our broker Vladimir Stanev. From beginning to the end everything went very smoothly as explained by him. The transition went through very easy and we highly recommend Vladimir. - Gencho Gelin

  • Google Review
    October 9, 2021

    We used CanWise for our most recent mortgage/refinance needs and nothing but good things to say here!!! - Rich Cunha

  • Google Review
    September 13, 2021

    Good experience with CanWise. My broker (Vladimir) was very friendly, responsive, and kept me up to speed at every step of the process. Very transparent with options, rates, and expectations. I would certainly recommend CanWise to a friend, and would use their services again. - Anton N.

  • Google Review
    August 21, 2021

    Unbeatable rate. Excellent professionalism. I have had experiences with many mortgage agents. CanWise is no doubt the best. I had a fairly complicated case related to family issue. Vladimir Stanev understood my situation and helped me. He was very knowledgeable, patient, and professional. He managed to get the best deal from a large bank for me. I didn't have to switch my daily banking from my current bank to the new bank, which I like very much. Process was very straightforward, nice and easy. Vladimir told me what to prepare. As soon as I had things ready, he processed in a few days. He told me what to expect, and I did get what I was expecting. I have already recommended CanWise to many of my friends. - Kang Hu

  • Google Review
    August 21, 2021

    Transferred companies upon my renewal and got a rate of m really happy with. Vladimir was super helpful, answered all my questions and made the process a lot easier than I suspect it would be working with someone else. Highly recommend CanWise. - JAMIE LAMARRE

  • Google Review
    August 18, 2021

    I can’t say enough about my experience using CanWise. While I was still shopping around, I was trying to port a previous mortgage from my bank that I’ve been with for 18 years, but I would send emails, leave voicemails usually it would take a week to get a response. The lack of response from my bank was one of the reasons I choose CanWise, the other being the incredible customer service experience we had with Vladimir. We were buying a rental and it was a little bit complicated, so I had a ton of questions, I always got a quick reply, and never experienced any pushy sales tactics. I honestly hope my review gets Vladimir a raise or promotion because of how helpful he was and how thankful my wife and I are with him guiding us through this process. - Chris St. George

  • Google Review
    August 11, 2021

    I was very pleased with the service provided by CanWise. Vladimir Stanev was very professional, knowledgeable, and always prompt to respond to all inquiries I had with regards to the mortgage process. He was able to secure me a low rate, and he definitely made the experience a lot less hectic than it could have been! - Justin Lee

  • Google Review
    August 10, 2021

    5 star review - Marianne KOLY

  • Google Review
    August 7, 2021

    I recently switch my mortgage from RBC and dealing with Vladimir S at CanWise was so painless and enjoyable. He answered every question I had, very professional but also easy to talk to. He is a true asset to your company and is excellent at his job. I will always recommend CanWise to friends and family from now on. He found me a great deal and I am saving so much now compared to when I was with RBC. - Jeffrey Hermsen

  • Google Review
    July 24, 2021

    I had a very good experience working with Vlamidir Stanev from CanWise. He was professional, knowledgeable, quick to respond and most importantly, got me the best rate that was advertised on their website. - Ashtad Pouredehi

  • Google Review
    July 21, 2021

    Was early impressed om how fast I was approved for a much lower rate that everyone else. Very pleasant as well. - Clancy Sheehan

  • Google Review
    July 18, 2021

    I approached Canwise for my mortgage needs and right from my very first communication with Vladimir Stanev @ Canwise, I could tell that it was going to be a pleasant experience. Vladmir was prompt, courteous, attentive, friendly and professional throughout the entire process. I changed my mind several times; first getting a simple renewal, then a refinance, then going from a fixed to a variable rate, and finally getting a preapproval on top of the refinance. There was no pushback from Vladimir, he offered advice as appropriate but ultimately just found the best rates for whichever product I was looking for (always lower than anything I could find elsewhere). In addition to all this, he also got me cashback, and Canwise refunded my appraisal costs for qualifying for the refinancing. Another way Vladimir helped me is by brainstorming ways I could qualify for the product I was interested in given my constraints as a self-employed individual impacted by Covid. I highly recommend Vladmir and Canwise and will definitely be returning for many years. - Anant Arora

  • Google Review
    July 17, 2021

    Vladimir was extremely helpful and answered all my questions patiently and promptly. I had a lot of questions. - Kathy Davidson

  • Google Review
    July 17, 2021

    Good overall service if your shopping a mortgage - Jamie Chapman

  • Google Review
    July 6, 2021

    Vladimir Stanev was my agent at CanWise. His professionalism and knowledge shone through from beginning to end. He is upfront and direct with his answers. No hard selling tactics, which I really appreciated. He is very responsive and patience with any of my questions and concerns. I got a great rate which Vladimir helped me lock just before it was heading up. Their rate is much better than what my bank that I had been with for 15 years would offer me. CanWise reimbursed some fees that they'd agreed to within 4-5 weeks after closing and their website to manage the account is very user friendly as well. I highly recommend them and would use them again. Thanks Vladimir! - Lila Mack

  • Google Review
    March 23, 2021

    Vladimir was great to work with. He responded promptly, and gave me a very good rate. - Jordan Gonda

  • Google Review
    February 20, 2021

    Quick response and very helpful - Aileen Valiquette

  • Google Review
    December 19, 2020

    Amazing service, great advises from Vladimir, supportive team and clear steps all the way through the renewal of my mortgage. Great rates for me, promptitude and professionalism. Rita Graban [Staff]

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Suite 1100 - 20 Queen Street West
Toronto, Ontario
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