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Ratehub.ca is the home of the best mortgage rates in Canada - 3.94% 5-yr fixed.
Robert Cullen

RatehubOntario

Robert Cullen

Team Leader, Mortgage Agent Level 2

|

ON Lic. M10001512

Phone: 647-427-7375 ext. 1136

Email: [email protected]

apply with Robert

About Robert

Robert has over ten years of experience working within the mortgage industry. Prior to joining the CanWise team he worked as a Mortgage Specialist at First National Financial. His career has awarded him with a breadth of experience in customer service, refinancing, purchases and renewals. Robert graduated from the University of Guelph with a Bachelor’s Degree in Management Economics in Industry and Finance. Through quality customer engagement, Robert provides clients with the best product available to meet their individualized needs and requirements.

Reviews

4.8 | 276 reviews

Sep 09, 2025

Just have to write how easy this process was. I secured a 5 year fixed rate that was substantially less than the big banks. I have numerous options of paying extra to help pay down the mortgage. It's great to know the team has your interest at heart. - Stuart McGhie

Sep 07, 2025

Rob Cullen is not just a Mortgage Broker he is a magician, a caretaker, and your greatest supporter. He got work done for our family without us having to worry about any of the details. Highly recommend Ratehub and Rob! - Ivan Lunevski

Aug 28, 2025

We have been working with Robert Cullen for the last 6 years and he is one of the most knowledgeable, caring, and thoughtful advisors we have ever worked with! He is transparent, on top of his game, and had our best interests in mind every step of the way. He truly cares about his clients and ensures your needs are met. I can't say enough about Rob and Ratehub. Highly recommend! - Janay Gouveia

Aug 11, 2025

Professional. Efficient. Rob was so helpful throughout the process and got us a mortgage with ease. Thank you so much. - E F

Aug 11, 2025

5 star review - Patricia Arias

Aug 09, 2025

Robert Cullen was so very helpful in organizing a new mortgage for us thru Canwise. He was clear in what to expect and the info needed to move forward and facilitated the process for us. It all went smoothly and painlessly much easier than dealing with a bank. It was great to deal with someone who was knowledgeable and professional and whose area of expertise was mortgages - Janet De kergommeaux

Aug 03, 2025

We had a great experience working with Robert C at Ratehub. He was incredibly responsive throughout the entire home buying process. Always quick to answer questions and provide clear and helpful advice. Everything was handled smoothly and on time, which made a big difference during what could have been a stressful time. We highly recommend him and the team at Ratehub.ca! - Mike Szucsik

Jul 10, 2025

Robert Cullen was Fantastic! He walked me though the process of connecting me to all other mortgage services. Robert made the process easy and quick. He found the best mortgage renewal/refinance rate on the market based on my financial reality. It was a smooth transition and a great experience. I recommend all home buyers to contact Rate hub.ca. - Jean-Claude H-M.