Portrait of Robert Cullen

Robert Cullen

Toronto Mortgage Agent

(109 reviews)
Ratehub.ca Lic. 12530 Contact Now

Robert has over ten years of experience working within the mortgage industry. Prior to joining the Ratehub.ca team he worked as a Mortgage Specialist at First National Financial. His career has awarded him with a breadth of experience in customer service, refinancing, purchases and renewals. Robert graduated from the University of Guelph with a Bachelor’s Degree in Management Economics in Industry and Finance. Through quality customer engagement, Robert provides clients with the best product available to meet their individualized needs and requirements.

  • Pareshkumar
    April 18, 2021

    He has very good knowledge and right info

  • Pareshkumar
    April 18, 2021

    He has very good knowledge and right info

  • Eche
    January 7, 2021

    Always sends in mails to keep in touch

  • Bich Nguyen
    November 21, 2020

    Very efficient.

  • Test - Do Not
    November 20, 2020


  • Cheri Thompson
    November 18, 2020

    Reached out right away

  • Sandra Malcic
    November 16, 2020

    A very efficient process. Great timely service with results that I was pleased with.

  • Raman Kashyap
    November 9, 2020

    great so far

  • Asher Ghaffar
    November 3, 2020

    RateHub is the best source for rate comparables.

  • John Savaryn
    October 31, 2020


  • Brian Barsness
    October 20, 2020

    He was fine, but difficult to reach.

  • Kenny Nguyen
    October 19, 2020

    Well spoken, quick to reply back & super informative!

  • Melanie Llanillo
    October 16, 2020

    Quick response

  • Martin Hurley
    October 13, 2020

    Professional and prompt service

  • Andre
    October 8, 2020


  • Julia Jankowski
    October 3, 2020

    Robert was quick to respond and very helpful.

  • Darius Tierman
    October 3, 2020

    I’m happy. Interested, understood the background and present situation brief I have, we moved on to solving the problem.

  • Steve Wilson
    October 1, 2020

    Professional, explained what he is going to do

  • Alain Grandbois
    September 25, 2020

    We have used Rate Hub in the past and where very pleased with their services.

  • Joseph Corera
    September 22, 2020

    Agent is great... Stays tuned in though he might not have great news every time he calls :-) Robert comes across as a very knowledgeable person in the business and does not hesitate to provide advice where needed.

  • Louisa
    September 21, 2020

    Very happy with service so far!

  • Tara O’rourke
    September 18, 2020

    We have bought and sold about 7 times now, and I wish that we came upon such an amazing brokerage and agent sooner. Robert is incredibly responsive, eager to get us the best mortgage possible, and very pleasant/ easy to discuss our options with. We will definitely be using Robert again in the future! 10/10

  • Sami Barbar
    September 13, 2020

    Very responsive, clear, detailed, and cooperative.

  • John Pickering
    September 1, 2020


  • Mustufa Gangardiwala
    August 28, 2020

    Friendly. Guided me well through the process

  • Michael Valchev
    August 5, 2020

    Did reach out to me to provide rates.

  • Ticia Heibein
    July 27, 2020

    Exceptional service and attention to detail. Robert had a great understanding of the different options available and was able to advise me about how things have changed since our last mortgage application 13 years ago.

  • Hesham Mohamed
    July 21, 2020


  • Nat
    July 21, 2020

    Berry personable and helpful!

  • Leonardo G
    July 20, 2020

    Impossible to reach. Never called back in spite of having left VMs and sent emails

  • Satyen
    July 17, 2020

    Excellent service

  • Sarah Marcy
    July 15, 2020

    Easy to use website. I asked him a simply question and recieved what seemed like an automated response. I don't have time to be called over what I asked.

  • Ali Abdurahman
    July 13, 2020

    Professional and knowledgeable agent. Very helpful person.

  • Abe /nancy Ontar
    June 19, 2020

    Love how you response so fast and the rates are so good and I'm looking forward you can help us for the renewal...for sure I can recommend your sites...Keep up...

    June 16, 2020

    Prompt callback

  • Mark D
    June 16, 2020

    He was very informative. Would recommend

  • Sudha Chandran
    May 25, 2020

    He is good, but not doing the follow ips

  • Erin Menzies
    May 6, 2020

    Friendly, helpful and quick.

  • Lisa Vandepol
    May 2, 2020

    Right amount of follow ups when he didn't hear back from me. Answered my questions AND laughed at my bad jokes. Great to work with.

  • Dave Grant
    April 29, 2020

    Very nice and informative. I may have the wrong Robert as I didn't write down his last name.

  • LAurie
    April 25, 2020

    Good conversation very knowledgeable

  • Peter
    April 25, 2020

    Using rate hub to refinance mortgage

  • John Cox
    April 23, 2020

    I haven't personally spoken to Robert as I don't have a specific need at this time , however based on his promptness in messaging me and sending information, I was impressed with service and responsiveness.

  • Jacob Porco
    April 16, 2020

    Very knowledgeable

  • Martin Nasaruk
    April 2, 2020

    Fantastic and timely response to the inquiry.

  • Barry Nicolson
    March 26, 2020

    Very knowledgeable

  • Mike Meloche
    March 25, 2020

    my appologizes i think it was Robert. was very professional and knowledgable.

  • Jason Godfrey
    March 24, 2020

    Basically he made me feel like he could care less about my business. Do i need to say any more?

  • Grant Manson, Cpa Cga
    March 22, 2020

    Easy to use web site, and up to date. A lot of information comes together here. Robert was very prompt in returning my email with a phone call.

  • Paul Smith
    March 21, 2020

    Robert was very clear and professional in advising me on the right mortgage for us

  • Noel Draper
    March 19, 2020

    Knows the business and understands the market

  • Josh King
    March 14, 2020

    Helpful and not pushy

  • Richard Poole
    February 29, 2020

    Robert has diligently followed up so far and has provided very helpful advice to date.

  • Chris Kamel
    February 29, 2020

    Very responsive, not too pushy. Will reach back out when ready to pursue a mortgage.

  • Alicia
    February 25, 2020

    Excellent customer service! He is patient and very knowledgeable!

  • Ryan Neufeld
    February 19, 2020

    Very informative and good advice.

  • Bill Kitching
    February 18, 2020

    Quick response.Professional

  • Maya Ascano
    February 13, 2020

    Didnt read my emails

  • Joanna Ong
    February 11, 2020

    helpful and responsive

  • Nick Chin
    February 4, 2020

    Very knowledgeable agent

  • Faye D Roback-jones
    January 30, 2020

    After a number of attempts (and days) have yet to talk to an agent. Either agent called at an inconvenient time, or didn't call at an agreed time, or didn't respond to my voice mail.

  • Patricia
    January 23, 2020

    Robert was very polite, professional, knowledgeable and easily understood everything he explained to us.

  • Karen Plumley
    January 22, 2020

    Knowledgeable and assisted very well with my renewal questions.

  • Jim Arthur
    January 14, 2020

    Very friendly and helpful.

  • Marlene Belanger
    November 29, 2019

    Timely responses. Answered all my queries with pertinent information. Thank you.

  • David Pearsall
    November 26, 2019

    Prompt response and answered all questions that I had. Also emailed exactly what I would need to start the process moving forward. Dave Pearsall

  • Al Cocker
    November 20, 2019

    Excellent experience dealing with Rob. He was easy to get hold of answered all my questions promptly in easy to understand nonmortgage lingo terms

  • Amanda Gauthier
    November 10, 2019

    Engaging and consistent

  • Werner
    November 1, 2019

    Never met tanyone

  • Carolyn Heath
    October 27, 2019

    I had the good fortune of speaking to Robert about my mortgage. I was undecided whether I should renew or refinance. After learning my situation, he gave me great advice. I am extremely grateful!

  • Adrienne David
    October 22, 2019

    Robert was extremely knowledgable and efficient in determining whether or not it made sense to break my current agreements for better interest rates.

  • Karen Flower
    September 17, 2019

    Very polite and answered most questions.

  • Paul Berryman
    September 14, 2019

    Have not heard back from him since the first contact to confirm any available rates.

  • Frances
    September 6, 2019

    Polite, asked good questions and thanked me for my interest. Great customer service

  • Jackie Bertram
    September 4, 2019

    No issues

  • Mitch Vollebregt
    August 17, 2019

    Quick and easy process. Agent was knowledgeable and very accommodating.

  • T C
    August 4, 2019

    Extremely knowledgeable and helpful

  • Tanvin Haque
    July 11, 2019

    Prompt in calling back

  • Nikhil Sebastian
    July 3, 2019

    Was prompt at calling... Although no other offer apart from the advertised . So didn't quite change my decision.

  • Michelle Wilson
    June 19, 2019

    Knowledgeable and responsive.

  • Josephine Cunanan
    June 15, 2019

    Very professional and he contacted me right away

  • Ankit Takkar
    June 14, 2019

    Very prompt service & best rates in the market

  • Rick
    May 28, 2019

    Provided info in a timely manner. Reached out multiple times to follow up. Unfortunately, we were committed to our bank at this point and didn’t follow up.

  • Nasreen Hai
    May 4, 2019

    He was very courteous and his explanation was clear.

  • Sindie Grobbelaar
    May 1, 2019

    Robert was fast, understanding, and extremely helpful. He gave great advice on how to navigate mortgages and answered all questions thoroughly. I was very impressed and relieved that he was able to take my case. I will recommend him and this process in the future! The follow up after we put in an offer to a home was also appreciated!

  • Marcel Medina
    April 17, 2019

    Robert did reach out to me we spoke at length on my currrent plan he seemed very experienced.

  • Josh Sommefeldt
    April 17, 2019

    He reached out promptly and followed up professionally. I ended up renewing with my current lender, but was happy with his customer service.

  • Alyssa Gerbrand
    April 11, 2019


  • Milton Holmes
    April 2, 2019

    Conscientious and prompt attention.

  • John Groulx
    March 27, 2019

    Very fast response and keen to help.

  • Eric Lavallee
    March 22, 2019

    Robert made me feel at ease despite my anxiety about the mortgage process.

  • Paula Thompson
    March 14, 2019

    Rob is very knowledgeable and friendly. He was able to answer all of my questions and provided additional very useful information based on my requirements.

  • Craig Johnston
    March 14, 2019

    Great to work with!

  • Dev Yangoz
    March 8, 2019

    very customer oriented person,getting a feedback quickly and follows up with you.

  • Christopher Larsen
    March 2, 2019

    Knows what he's talking about and how to be flexible to meet my needs

  • Avinash Siwacharan
    March 2, 2019

    Robert was really helpful in getting me my mortgage. I'll highly recommend ratehub.ca and continue using it for the best financial options.

  • Lori Macgregor
    December 20, 2018

    Rob has been very thorough and prompt. He even gave me some advice from his previous work experience which I appreciated

  • Vivi
    November 20, 2018

    Good knowlege and information provided during our phone conversation.

  • Richard Tibbetts
    November 10, 2018

    Great at providing clear facts. No nonsense or sales pitch

  • Mayurkumar Patel
    November 3, 2018

    He was very good in customer service. Gave all the information I need. Send necessary document list in less than 5 minutes which was so fast service ever I received. He is perfect in his job.

  • Sanjay
    November 3, 2018

    Quick response & knowledgeable

  • David M. Lefebvre
    October 23, 2018

    Robert Cullen

  • Emily Crozier
    September 19, 2018

    Robert is very knowledgeable and was extremely helpful during the process. He made sure to walk me through the steps and provide relevant information to assist me in making choices on my mortgage. Looking forward to continuing to work with him once I find the home I am looking for. Thank you!

  • Hilary Metcalfe
    August 29, 2018

    Rob was very helpful and I look forward to working with him

  • Abdul Rehman Opal
    August 12, 2018

    Great Mortgage agent

  • Deborah Siemiginowski
    August 11, 2018


  • John Shaw
    July 18, 2018

    Returned my call promptly. I decided to renew with bank so there was no further communication.

  • Paresh
    June 29, 2018

    Has good knowledge and helpful guy with the right solution.

  • Prithwiraj
    June 26, 2018

    Very helpful and answered all questions.

  • Tianyi
    June 16, 2018


Location Please ensure your location is correct in order to find the best rates available in your area.

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Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
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