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Mitul Patel

RatehubBritish Columbia

Mitul Patel

Mortgage Agent

Phone: 778-216-2718 ext. 2177

Email: [email protected]

apply with Mitul

About Mitul

Mitul believes a mortgage should be about building a relationship, not just about a transaction. He has over 6 years experience in the financial services industry working with CIBC as an Associate Financial Advisor where he took a consultative approach to draw financial plans by tailoring financing solutions to help customers understand their borrowing needs and make a calculative decision. Completing a Master’s in Finance from Queen’s University, clearing all 3 levels of Chartered Financial Analyst (CFA) certification, & Certified Financial Planner (CFP) certification, has helped Mitul make education the cornerstone of his business. He specializes in assisting families with mortgages while making the process seamless, informative and easy to understand.

Reviews

5 | 152 reviews

Apr 25, 2026

Ratehub offers excellent mortgage services with transparent and competitive rates. I had a terrible time with my big bank mortgage renewal- surprise credit score strikes for deferred interest, short windows to accept renewal rates, and no effort from them to keep my business by matching competitor rates. Our Ratehub agent Mitul patiently helped us switch to a new lender without hostile big bank tactics. It always takes some work to switch, but Ratehub made it worth the effort for us. - Evan Gross

Apr 21, 2026

Mitul was absolutely fantastic to work with! He was incredibly helpful throughout the entire process, found us a great rate very quickly, and was always available to answer any questions we had. He made everything feel smooth and stress-free. I highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker - Reizen Kraja

Apr 21, 2026

Mitul Patel was the best mortgage broker we could have asked for! We were on a tight timeline after placing our offer, and he moved incredibly fast to get everything done. He found us a great rate quickly and was always available to answer any questions right away. Super responsive, knowledgeable, and made the whole process smooth despite the time pressure. Highly recommend Mitul to anyone looking for someone reliable and efficient! - Isilda Muharem

Apr 21, 2026

Mitul Patel made the entire process seamless, secured us a great deal through skilled negotiation, and maintained excellent communication throughout. Highly professional and a pleasure to work with. - LEO KURIAKOSE

Apr 21, 2026

It was great working with Mitul. He was very thorough in explaining he process. He was very quick in responding to my email questions. Also, he was able to get me the best rate out of the three different mortgage agents I reached out to. :-). All in all, a wonderful and cost benefit experience.. highly recommended.. - Prabhat Kumar

Apr 08, 2026

Mitul (at Ratehub) was great to work with: fast, efficient, and brought excellent results for our mortgage renewal. - Loren Hagerty

Mar 11, 2026

We worked with Mitul Patel on our renewing our mortgage with a new lender. From the moment we had our initial phone call, we were impressed with how helpful and informative Mitul was - and especially that he was not at all pushy. We felt supported, not sold to, which is huge. He was patient and persistent even though a somewhat complicated mortgage, and got us an even better rate at the last minute. He was prompt and thorough in all communications, throughout. We were thrilled with our dealings with him and the outcome. - Dara Sklar

Feb 16, 2026

I got great help from Mitul, clearly explained all details of the mortgage options and he searched all available options for me. Follow up emails with right time with todo items were helpful as well. Thanks Mitul! - Sumi Kim