Portrait of Ahjaz Mussa

Ahjaz Mussa

Toronto Mortgage Agent

(252 reviews)
Ratehub.ca Lic. 12530 Contact Now
Ahjaz joined the mortgage business in the spring of 2007 and has been exposed to a plethora of mortgage roles including mortgage sales, underwriting and fulfillment with various major lenders including Tangerine and MCAP. He started at Ratehub.ca in the fall of 2014 and has helped fund nearly a billion dollars of mortgages in his young career! Ahjaz's industry experience and mortgage background will be a great asset for any first time home buyer, seasoned investor or any one looking for sound mortgage advice!
  • Google Review
    April 16, 2023

    I highly recommend Ahjaz and his team! - Danardo Jones

  • Google Review
    April 16, 2023

    I highly recommend Ahjaz and his team! - Danardo Jones

  • Google Review
    April 5, 2023

    Had a great experience working with Ahjaz at Rate Hub. He was super responsive and worked with me to secure the best mortgage for my needs. Would definitely recommend - M A

  • Google Review
    March 29, 2023

    5 star reviews - Seema Patel

  • Google Review
    March 9, 2023

    Great experience working with Ahjaz from Ratehub. He has always made sure to provide the best rates in the market. Prompt communication is an added incentive I must say. Tremendous knowledge and industry expertise have added immense value to all my transactions as a customer, and helped me with making informed decisions. - Nazmi Hashim

  • Google Review
    January 19, 2023

    Ahjaz Mussa's knowledge, confidence and expert advice made my mortgage process so smooth. He guided me step-by-step and got everything done on time, as promised. Thank you RateHub! Highly recommended! - Mohammed Quraishi

  • Google Review
    January 8, 2023

    Ahjaz is an Amazing agent to work with. Extremely professional and help me deal with last minute hiccups! Would definitely return to ratehub for my next renewal! - Sameen Ahmed

  • Google Review
    January 7, 2023

    Ahjaz is incredible! Highly recommend to work with him! - Fareed Siddiqui

  • Google Review
    September 25, 2022

    Ahjaz and the team at Ratehub were excellent to work with - always willing to hop on a call and walk through any questions we had. Many thanks to the team for the expert service! - Sarah Watson

  • Google Review
    September 18, 2022

    Worked with Ahjaz Mussa and I have to say it was an absolute pleasure. He showed great patience in answering all of my questions and took care of everything. Incredibly easy, will definitely use again! - JASON PEREIRA

  • Google Review
    September 12, 2022

    We worked Ahjaz Mussa and what can I say. I have never had such an amazing experience with any broker in any field. Very knowledgeable and capable when it comes to mortgages. We have taken his advice couple of times now and he has never failed us in getting the best deal. We will definitely recommend him if you are looking for a mortgage advisor. - Vinaykumar Saraogi

  • Google Review
    September 2, 2022

    We worked with Ahjaz from RateHub to obtain a mortgage on a new construction. His service was extraordinary - he was available at all times, provided the best rates and explained the whole process, and always maintained a checklist of outstanding items which made it easy for us to provide the information. There were no surprises or last minute running around and Ahjaz delivered everything that he promised and made this an easy experience. We would definitely recommend Ahjaz and RateHub to others and look forward to working with him again in the future. - Kamran Hamidi

  • Google Review
    July 21, 2022

    Ahjaz Mussa was one of the best and Knowledgeable Mortgage agent. He was very professional and freindly and got me the approvals prompt and quick. Thanks for helping with my mortgage needs. -BalaArunKumar B

  • Google Review
    July 20, 2022

    Working with Ahjaz Mussa was a pleasure. He was patient and thorough, Prompt with his responses and very knowledgeable. Made the entire process seamless. Highly recommended!! - Marushka Fonseca

  • Google Review
    July 6, 2022

    Hands down this is my best mortgage experience and Ahjaz Mussa of Ratehub helped me in getting this done ,i got the best possible rate and approval was quick and Ahjaz was available every time i needed and answered all the questions patiently - rajeshkumar vellingiri

  • Google Review
    July 1, 2022

    We had a great experience working with Ahjaz. He was very knowledgeable and patiently answered all our questions through the process. Would highly recommend Ahjaz to our friends and family! - Julia Modugno

  • Google Review
    June 28, 2022

    The best brokerage I have ever had the pleasure of working with. Ahjaz Mussa is a superstar and is wonderful to work with. I recommend Ratehub to anyone that will listen - Alan Daniel

  • Google Review
    June 17, 2022

    Had a great experience with Ahjaz for the mortgage process, I would highly recommend.. Thanks! - Rudresh Veerappaji

  • Google Review
    June 14, 2022

    We have been with Canwise( with Ahjazz)...now Ratehub since day 1 of our mortgage transaction couple of years ago and we keep coming back...reason! Superb support and very professional. With them, you will know right away whay needs to be done..highly recommended...thank you so much Ahjazz!!! - Joyce Ibanez

  • Google Review
    June 7, 2022

    Buying a home is not easy let alone buying your first one! I was really happy to be connected with Ahjaz Mussa from start to finish during the journey (nearly 9months). He was knowledgeable and patient when answering all of my millions of questions. He was readily available for calls and had prompt responses to my emails. I'm really happy with both my purchase and experience. :) - Hiba Haroon

  • Google Review
    April 20, 2022

    This was the second time I worked with Ahjaz, and the service was amazing as the first time. - Amrat Singh

  • Google Review
    April 20, 2022

    Highly professional set of advisors. Took care of the entire process end to end without any hiccups. Shout out to Ahjaz Mussa for setting such high benchmark for the quality of service. Definitely recommend these trusted advisors! - Anshul Babbar

  • Google Review
    April 15, 2022

    I recently upgraded and worked with Ahjaz from Canwise for my mortgage and bridge requirements and I can say with confidence that level of knowledge, transparency, honesty and service is top notch. He got me best possible rates and was always available to answer all my questions. - Mayank Seth

  • Google Review
    April 8, 2022

    Great experience working with the company. I have been working with Ahjaz Mussa (who was assigned to my case when I first sent my enquiry) He has been a great advisor throughout the process. I don't think I could have asked for a better experience when I started working with him and the company - rohan sharma

  • Google Review
    April 5, 2022

    Ahjaz is a true professional advisor and made my mortgage process seamless. I highly recommend Ahjaz if you are a first time or returning home buyer in GTA. Thank you CanWise and Ahjaz for your cooperation in home buying process. - Prashant Sangani

  • Google Review
    March 24, 2022

    Great experience with Canwise Financial.Ahjaz was highly informative and always kept communicating on a regular basis , throughout every single step. Very knowledgeable and amazing overall service! Monica - monica perez

  • Google Review
    March 22, 2022

    CanWise gave us the best rate. Ahjaz is an awesome mortgage broker. I definitely recommend CanWise and Ahjaz. - Pouya Hosseini Vajargah

  • Google Review
    March 17, 2022

    I had a very good experience working with Ahjaz for the second time on my mortgage for an investment property. The whole process went smoothly and not like other brokerage it wasn’t any delay or unexpected experience before closing. I enjoyed working with him and definitely recommend it. - Ali Vakil

  • Google Review
    March 17, 2022

    Ahjaz was outstanding. Could not ask for a better experience. I highly recommend. - Les Klopfer

  • Google Review
    March 17, 2022

    Canwise financial’s mortgage service is something I would highly recommend. Our mortgage broker Ahjaz Mussa was very knowledgeable, honest , transparent , a true professional and it was an absolute pleasure working with him. All my questions were answered on top priority and was always able to get the best for us. All the very best to you and your team ! - charis augustine

  • Google Review
    March 15, 2022

    CanWise (of ratehub) gave us the best possible rates and we need not search for quotes from other places. I got 2 mortgages with them and I definitely recommend them to any one in search of mortgage. - Pouya Hosseini Vajargah

  • Google Review
    March 15, 2022

    I utilized the services of Ahjaz Mussa from CanWise for the second time. He spent considerable time to help me make an informed decision about the product and never pressured me into anything that wasn't in my interest. I highly value his knowledge and would want to continue to associate with him for future services. - Suyog Bhise

  • Google Review
    March 1, 2022

    Excellent, professional service. I would reccommend CanWise to anyone. - Ryan Buchoon

  • Google Review
    February 19, 2022

    Ahjaz Mussa assisted us with our house purchase 5 years ago, and he made it such a pleasurable experience, he was the person we called when our mortgage was up for renewal in Dec 2021. We received great service once again and a stellar mortgage rate. We plan on contacting Ahjaz and the CanWise Team for an upcoming rental property and future renewals. Highly recommend CanWise Financial. - Stephan Thibeault

  • Google Review
    February 10, 2022

    Ahjaz was very professional and patient with us. He helped explain our options and clarified our purchase price parameters so clearly that we had such an easy time finding the perfect home for our family with a very good interest rate on our mortgage. I highly recommend Ahjaz and Canwise to anyone looking for the best possible deal on a mortgage financing. - Christine Ogonji

  • Google Review
    January 29, 2022

    I spoke to Ehjaz Mussa in 2017 to get my first mortgage he gave me best market rate that time then I closed my mortgage in 2022 and refinanced the mortgage this time he matched the mortgage rate which I was getting from another lender. He answered all of my questions before and after refinancing. I found him knowledgeable and transparent - Adil Butt

  • Google Review
    January 28, 2022

    CanWise is a great company. My wife and I are both very happy for their smooth job during the whole process of our mortgage. Ahjaz in CanWise is really awesome . He is very responsible and understanding. If you are looking for a hassle free, smooth mortgage, you will never find a good, polite, responsible mortgage broker as him. Definitely recommend him and his great company for your mortgage process! - E M

  • Google Review
    January 22, 2022

    It was a pleasure to work with Ahjaz Mussa. I am a fairly knowledgeable customer in the space, and Ahjaz took the time to lay out and explain all options available to me, and gave me the space and time to make a decision. No pressure, whatsoever. I secured one of the lowest rates possible. Couldn't be happier with the experience. Highly recommend working with Ahjaz! - Vin Rao

  • Google Review
    January 5, 2022

    5 star rating - Bilal Karim

  • Google Review
    January 3, 2022

    This company was referred to us and we are so pleased with Mr. Ahjaz's professionalism and patience in getting us to understand the processes needed to secure this loan. Great work! - Roger Garant

  • Google Review
    December 27, 2021

    Very nice people and very easy to work with,they will explain everything to you nicely and will gonna give you the best rate that will help you. - rommel frayna

  • Google Review
    December 7, 2021

    It was a really great experience with Canwise all throughout our mortgage process right from pre approval to closing. Such a great help in obtaining the best rates and advices on how to choose them. - Shilpa James

  • Google Review
    December 7, 2021

    5 star rating - john raposo

  • Google Review
    December 7, 2021

    We had the opportunity to work with Ahjaz Mussa from Canwise Financial on several mortgages. Ahjaz is very professional and knowledgeable. Always available to help. He returns calls and email promptly. He always get us the right bank and best mortgage rate on the market - Annor Addae

  • Google Review
    November 19, 2021

    Fantastic experience second time in 5 yrs for my mortgage needs. Ahjaz Mussa is very responsive and has provided exceptional customer service while getting me the best possible mortgage rate with cashback. Their mortgage mgmt self serve portal is amazing as well, its new, simple and made with customer needs and experience in mind. Great job Canwise. - ketan aggarwal

  • Google Review
    November 17, 2021

    Dealing with a mortgage broker can be extremely stressful . But not this time with us :) We had the pleasure of dealing with Ahjaz. He was recommended to me by my neighbour and we were impressed on our first appointment. Ahjaz is very personable, respectful, upfront ,proactive and has extensive knowledge. Every-time we had a question he made sure they were all answered in a professional manner. We were not even given great service but a great price on our mortgage. It’s very rare to find someone like Ahjaz, who has created a personal connection with us. I have advertised him to half a dozen people already and will always consult Ahjaz for my new property mortgage as well. We wish Ahjaz all the best !! - Shyama Pokharel

  • Google Review
    November 15, 2021

    Professional and incredibly helpful. First time buyers and Ahjaz was always on hand for advice guiding us through the process. Would definitely recommend and use again. - Nathan Vass

  • Google Review
    November 5, 2021

    Great and professional service. Ahjaz was great in his approach. The whole experience was great. - Arsalan Hamidi

  • Google Review
    October 21, 2021

    It was a pleasure to work with Ahjaz from Canwise. After going through countless mortgage agents, finding Ahjaz was a blessing. As a first time homebuyer, I had many questions that he kindly guided me through. He was also able to get a great rate for us from an A lender. From the day our offer got accepted, Ahjaz helped us ensure that the closing process goes smoothly and always had all the paper work ready ahead of time. He was very professional, knowledgeable and was always available for us when we had any questions. I strongly recommend Ahjaz to anyone looking for a broker to reach out to him and experience the difference he displays consistently that sets him apart from the majority of mediocre mortgage agents out there. - Ayesha Irfan

  • Google Review
    October 20, 2021

    I worked with Ahjaz from CanWise and it was my best experience ever. I got the best mortgage rate while the big banks were expensive. I highly recommend working with CanWise update: ----------- Renewed my mortgage after 5 years with Ahjaz and as always i received the best possible service and everything went smoothly without any problem, also i got the best rate/product -Usman Masood

  • Google Review
    October 19, 2021

    I worked with Ahjaz Mussa at CanWise Financial to get a mortgage, and working with him (and CanWise in general) was a breeze. He was quick to respond, and extremely patient while answering all of my questions. I tend to go into minute details, and Ahjaz answered every single question I had after which he guided me through the rest of the process as well. He was clear about the requirements he had from me and precise with the timeline. CanWise's rates are extremely competitive and the customer service is amazing. I would definitely go back to CanWise for another mortgage. - Khizar Karim

  • Google Review
    October 9, 2021

    5 star rating - Kawaljit Singh

  • Google Review
    September 11, 2021

    Can't say enough good things about Ahjaz! He helped me tremendously with my complicated mortgage situations. He patiently answered my many questions and helped me work through numerous scenarios. If you go with him, you can expect up to date information, great advice, and a friendly voice. I've referred him to many of my friends and they've all had great experiences. You won't regret giving them a call even if you're not ready to pull the trigger :) - Jia Li

  • Google Review
    September 11, 2021

    It was my great pleasure to work with a professional team at CanWise. Ahjaz Musa was great, on top of everything, very professional, honest and available. Highly recommended! - Behnam Naderizand

  • Google Review
    September 7, 2021

    Ahjaz and Canwise team went up and above to get us a fantastic rate on our mortgage. They were professional and proactive throughout the process in answering and educating us on various financing options and aspects of the mortgage process. From the beginning, Ahjaz took the time to have a conversation and understand our needs before starting any pre-approval process. Ahjaz quickly responded to any issues or concerns (over the phone and video conference) and provided an unbiased view of the mortgage options applicable to us. Overall our mortgage closed quickly and seamlessly with an excellent rate - I look forward to continuing working with Ahjaz and the Canwise team when it comes time to renew. - Sumit Parab

  • Google Review
    September 4, 2021

    Great and helpful service overall. Thank you. -Mr. Aremu

  • Google Review
    September 1, 2021

    I had the pleasure to work with CanWise through Ahjaz Mussa on my mortgage. Ahjaz was simply awesome, exceptional, efficient, and always goes above and beyond what I was expecting from him. He is very knowledgeable, easygoing and knows exactly what he is doing. He was prompt with his email responses to answer all my concerns and questions. Ahjaz offered me the best rate, addressed all my concerns and guided me through every step of the process. I highly recommend Ahjaz Mussa from CanWise for your mortgage needs. -Khaled El Husseiny

  • Google Review
    August 21, 2021

    5 star rating - Roger Figueiredo

  • Google Review
    August 21, 2021

    Outstanding. Professional, fast, efficient, thorough and made it easy. I compared prices with several other banks and brokers and no one was able to match and many were slow to respond, made the process complicated and took a lot of my time. Purchasing a house is stressful enough to not have to deal with slowly responding mortgage brokers or cumbersome process. I worked with Ahjaz Mussa several times on several offers on several houses over a 4 year time period. He was always patient, kind and caring ... if I was him I would have thrown in the towel after the second or third, but he stuck with me and was a valuable in providing input and perspective ... as a person he is awesome and as a broker cannot be beat. My partner and I final bought a house and he was with us every step of the way with the most professional service and the best rates. HIGHLY RECOMMENDED. I honestly don't think you will find anyone who can beat their rates or is more responsive. OUTSTANDING! - Kevin Farrell

  • Google Review
    August 18, 2021

    Ahjaz was professional throughout and patient with us through the process. He was always readily available to answer our questions and really tried to explain the full facet of details to help us make the best decisions. Would love to work with this company again! - Jeff Mu

  • Google Review
    August 17, 2021

    It was great experience working with Canwise specially Ahjaz. I worked with him 4 years back when I was first time home buyer. He guided me well. Recently I worked with Ahjaz again and he was very professional and gave proper guidance. He negotiated well with lender for decent rate of interest. I would definitely recommend Canwise and Ahjaz for anyone who is looking for smooth transaction and transparency process for home loan. - Siripurapu Akhilesh

  • Google Review
    August 11, 2021

    Ahjaz Mussa makes a topic like navigating mortgages not only straightforward, but dare I say enjoyable! His depth of expertise and compassion for his clients is unmatched. His high accountability and positive, indomitable spirit has helped in a few challenging scenarios (one in particular being another mortgage broker company completely dropping the ball). Thank you for your guidance and support! - Julie Federman

  • Google Review
    August 11, 2021

    I'm such a big fan of CanWise, specifically Ahjaz Mussa. This is the second time I've purchased a home in 3 years and Ahjaz made the process painless. He takes the time to understand what my options are, how they are different from one another, and then working with me to ensure my application will be approved by credit underwriters. Both times, my application was looking complicated, but Ahjaz made the whole process a breeze. My brother just purchased a house and I told him going through CanWise is a must for his own sanity. Well done Ahjaz & CanWise team. - Suhail Khalid

  • Google Review
    July 23, 2021

    I was a first time home buyer and bought my house in Milton last month via Canwise. Ahjaz was exceptional in his service and gave me a better interest rate for my Mortgage than he promised initially . Very respectful and efficient . Ahjaz from Canwise was quick to respond to my basic doubts and helped the entire mortgage process go smooth. Always felt comfortable in working with Canwise and happy in choosing them for my Mortgage. I would definitely recommend. - Jerry Ambrose

  • Google Review
    July 13, 2021

    Worked with Ahjaz Mussa in order to secure the lowest rates possible in May. Although rates had gone up a little at the time, Ahjaz was able to provide a rate 0.5% lower than the bank that I have been working for years provided which was also not too far from the lowest interest rate that was offered a few month prior to my search. I was quite update that I missed a great opportunity but thanks to Ahjaz, I was able to recover. He was also very polite and professional. I highly recommend his service. That is who I will check with after 5 more worry free years. - Goliath354

  • Google Review
    July 6, 2021

    We worked with Ahjaz and he was very helpful, informative and responsive. Have worked with him on two separate occasions and each time he did his best to answer our questions, explain the differences and provide his opinion on certain points. Overall, was great doing Business with Ahjaz and CanWise. - Sunny Giroti

  • Google Review
    June 21, 2021

    Great professionalism. Recommend Ahjaz anytime - vineeth varghese

  • Google Review
    June 15, 2021

    Ahjaz from CanWise has been fantastic in guiding and helping me secure the best rate in the market. He was friendly, professional, transparent and delivered on exactly what he said he was going to deliver on from the start. Even after the close of the mortgage he is helping me with next steps. Really appreciate his help and would recommend to anyone looking for both the best rate and best service without compromise. - Julian L

  • Google Review
    June 12, 2021

    My wife and I have experienced nothing but great service from CanWise. They offer exceptional rates and are extremely helpful in answering questions and explaining any concerns. A big thank you to Ahjaz in particular for helping us in getting our mortgage. I highly recommend CanWise to anyone who is looking get a great rate. - Aaron Davies

  • Google Review
    June 1, 2021

    I have been working with Canwise for almost 8 years now and they continue to amaze me with their professionalism and quality of support. I would personally like to thank Ahjaz Mussa for his continued help and support. - Piyush Sareen

  • Google Review
    May 29, 2021

    Definetely recommend👍 Helped us getting best mortgage rates. Especially Ahjaz, guiding right from the beginning and ontime approvals. - Canadavin Mugavari

  • Google Review
    May 25, 2021

    Great service from start to signing! Ahjaz from CanWise demystified the mortgage renewal process and was there anytime we needed him. Highly recommend CanWise! - Faizan K

  • Google Review
    May 25, 2021

    Had an amazing experience with canwise. Definetely recommend👍 Helped us getting best mortgage rate and also patiently answered each and every questions we had. Guiding us right from the beginning in the right path. Special mention Ahjaz, very friendly and got us the best deal. Ontime approvals. Thank you Ahjaz and canwise. - Edwin karthikarajkumar

  • Google Review
    May 13, 2021

    Worked with Ahjaz to refinance my home. Quick and painless process. Would recommend to anyone I know. - Wai Lok Li

  • Google Review
    May 13, 2021

    Ahjaz was great to work with, as always. Responsive, patient, attentive, professional, and doing his best to get the best rates. Very grateful to have Ahjaz on my team when it came to my home purchase. - Jordan Waltman

  • Google Review
    May 3, 2021

    Honestly I can’t say enough good things about this company! Ahjaz Mussa was amazing, quick and very professional. We were reaching the deadline for our mortgage renewal, we were panicking and reluctant to look for a better rate due to Covid. After contacting Canwise financial, Right away we felt at ease. Ahjaz founds is a great rate with TD Canada Trust, connected us with a lawyer and everything was finalized, signed and all in the comfort of our home. Thank you once again Ahjaz! - Sara W

  • Google Review
    April 18, 2021

    I have recently bought a house and was looking for a mortgage and someone has mentioned Canwise Financial. I reached out to them and talk to Ahjaz and he has set up everything so easily. He was able to get me the lowest rate. I strongly recommend Canwise give them a try and you won’t regret it. - Mohamed Nazir

  • Google Review
    April 17, 2021

    Have been using Ahjaz at Canwise Financial for my initial mortgage 5 years ago, and again when I renewed a lower rate with another bank. Throughout it all Ahjaz was calm, knowledgeable, and kind! Very easy to work with, and took time to answer all questios I had. He also did not push any products or companies, simply provided me the options, and what he felt might be best. Ultimately he left any decision I had up to me. Highly recommend them! - Christopher Lim

  • Wael
    April 2, 2021

    I reached to one of the Mortgage advisors and he was so helpful and reached a good deal with another one. Such a great site!

  • Google Review
    March 23, 2021

    AHJAZ made the process easy and seamless. Second time using Canwise for a mortgage. - Dana Barakauskas

  • Google Review
    March 16, 2021

    Great rates with great all round service! I've had a the privilege of working with Ahjaz Mussa on multiple new closings, renewals as well as refinance and can vouch for his excellent professional support and guidance through each one of the deals! I have also personally referred my family and friends to him, and each one of them have provided similar feedback to me on their dealings with him!! In general, I've found CanWise conventional mortgage products to be very well structured and competing with the best out there in the market from Big Banks. - Prakalp Shrivastava

  • Google Review
    March 5, 2021

    Very professional and prompt service, could not have asked for a better experience as a first time home buyer. Special thanks to our agent Ahjaz Mussa for helping our family enter the housing market! - Chris Harmantas

  • Google Review
    February 23, 2021

    Ahjaz Mussa from CanWise Financial is the best mortgage broker I worked with. He is highly professional, reliable and accountable. He will get you the best rate in the marketplace and provide the an outstanding service. I highly recommend him for your next mortgage! - Rami El-Cheikh

  • Google Review
    February 21, 2021

    Best mortgage company I have used them for 3rd time and smooth transaction from end to end. Really happy with Ahjaz and his professionalism. he got me best rates that helped me saved thousands :) thanks Canwise This is my second time dealing with conwise and Ahjaz. I have recommended many friends to them and highly encourage to use their services. They give best rates and very smooth service. - Talha Malick

  • Google Review
    February 9, 2021

    Great help and guidance with the mortgage process! - Eugene B

  • Google Review
    February 8, 2021

    My friend recommended Ahjaz and I understand why! He was always professional and very informative. He always took the time to patiently explain this world of mortgages with me. When things got stressful for me because there were a lot of documents required to submit, Ahjaz remained calm and comforted me with this process. Ahjaz is someone I felt I could rely on who genuinely wanted to help me. Great service!

  • Google Review
    January 20, 2021

    Ahjaz was amazing not only getting me the best rate but also being kind and professional throughout the journey. - 내일의신변잡기

  • Google Review
    January 14, 2021

    Great Company, Great Rates and Great Service. will recommend it for sure. Thank you! - Hamid Jamalof

  • Ali
    January 12, 2021


  • Google Review
    December 21, 2020

    I worked with Ahjaz Mussa for my mortgage. Being a first time home buyer, I didn't know what to expect with the mortgage process. Ahjaz made the process smooth and worry free. Had no issues whatsoever. He was responsive and patient in answering any questions I had. I highly recommend Canwise and Ahjaz. - Andrew Leung

  • Google Review
    December 21, 2020

    As a first time home owner dont really know much talked to TD and BMO advisors both terrible experiences. Spoke to a friend about how awful the conversations with them went he reeferred Ahjaz with Canwise who explained everything and was extremely helpful every step of the way. Bought my first home! Thank Ahjaz will for sure recomend you to friends - DarK VipeR

  • Google Review
    December 17, 2020

    I had a great experience working with Ahjaz Mussa from Canwise for my mortgage needs. He was very responsive and patient in answering all my queries. Also, I got the best rate available in the market. I highly recommend Canwise and Ahjaz for mortgage requirements. - Pravar Shirvastava

  • Google Review
    December 11, 2020

    Ahjaz is great. Saved me money, gave good advice, very responsive/timely, and made it painless. Used Canwise when I obtained my first ever mortgage, and again when renewing with a different lender. Very happy both times. - Pavel Peev

  • Google Review
    December 11, 2020

    Highly recommended. We are so proud to have AHJAZ MUSSA as our Mortgage specialist. It is our second time to deal with him for our mortgage and as usual he is so helpful . We like his prompt responses and being on top of every thing especially this time he did a great great job to get for us the best deal with lowest available rate. Big big Thanks for you Ahjaz. you are amazing. Your clients, BASSEM SHOKRALLA LYDIA FALTES - lydia bassem

  • Google Review
    December 3, 2020

    As a first time home buyer Ahjaz helped us a lot. He has answered all the questions I had, Their rates are very good and customer service is amazing. I would highly recommend canwise for Mortage. - haider zaman

  • Google Review
    November 29, 2020

    I’ve been using Canwise for the last 2 or 3 properties (can’t remember exactly, but it’s been a long time). I keep returning to Canwise because of their personal service, and excellent communication. I know they have a lot of customers at any given time, but they make me feel like I am their most important customer, as if they are only working on my file (which I know is not possible). I also feel they work with A LOT of lenders, because they seem to have a wide range of products, all with very low rates. Canwise always have help me choose the best mortgage product for my situation (fixed rate when I’m looking to live long term at a property / variable if I may move to a different home in a foreseeable future). Thank you Canwise, and I look forward to a long term relationship. - jae3po

  • Google Review
    November 16, 2020

    Update Nov-2020: We just did a early refinance due to low rate. Super easy process. Ahjaz is awesome as usual. Just happy. June-2017: Highly recommended for mortgage services, Ahjaz was very professional. I was highly skeptical about this place as I could not believe those 5 star reviews. So I called in and gave a shot. Ahjaz was straight with rate info on my first call, no games and no hassles. He was truthful and informative. As a new home buyer, we spent lots of energy negotiating the home price and this is where you want to be if you want some straightforward answers. They will simply give you the lowest rate and tell you straight, you can either take it or leave it, like I said, no games, just simply the best. This approach saves time and energy. I appriciate this straightforwardness, as people are busy these days. Time is valueable these days. New home buyers should ask canwise(or themselves) about the following: 1. collateral charge vs. Standard charge; 2. discounted rate cancellation penalty. 3. How banks are registering the mortgages. 4. Approval time between banks and them. I highly recommend this place. - B9 Y

  • Google Review
    November 16, 2020

    We negotiated two mortgages with CanWise Financial. The agents take time to walk you through each step of the process. Furthermore, the CanWise team takes time to get to know you and your needs. We were treated with respect and always in a professional manner. - Doris Bradley

  • Robin
    November 15, 2020

    The agent returned my inquiry very quickly.

  • Google Review
    November 9, 2020

    Truly I am amazed, to my experience best ever in every aspect, outstanding service, communication, clarity and support. I am glad that I was able to connect to CanWise. - Syed Modasser Ali

  • Google Review
    October 19, 2020

    I worked with Ahjaz and he was fantastic! His entire team was prompt in answering any questions, reaching out pro-actively to let me know the next steps. Aki Bhau

  • Google Review
    October 19, 2020

    Ahjaz Mussa, is the person whom I had been dealing with for the past 4 years for my various mortgage needs time to time. He had been very responsive, anytime I had any questions and always kept me honest and guided me rightly through every step with his expertise , which is highly appreciated. He walks us through in detail, so there is no uncertainties, he promises what he is capable of ( always the best) and he honors the commitment everytime. I would strongly recommend Canwise and Ahjaz to work with for your mortgage needs!. Archana Vishwanathan

  • Google Review
    September 18, 2020

    CanWise was immensely helpful in setting up my mortgage, as a first-time home buyer. They explained the options for rates and offers from different banks in a way that was easy for me to understand, and made me feel confident in my decision. I didn't feel pressured to make a certain decision, and they were extremely responsive and friendly. Shannon Culver

  • Google Review
    September 15, 2020

    dealt with Ahjaz Mussa, great service and fast response to any inquire Huthaifa AI Jaradat

  • Google Review
    August 25, 2020

    I was recommended by a family member to approach Ahjaz at Canwise financial. I found him to be very helpful and responsive. Since, my initial contact it took me well over a year to find a property and through out the process he was supportive. I was pleasantly surprised that few days before the closing he changed the rate to lowest possible rate. Very happy with the service ! Nabeel Khan

  • Google Review
    August 25, 2020

    We got my mortgage renewed with a very good rate and excellent conditions through CanWise. Ahjaz is very friendly and super easy to deal with. He was very helpful and responsive. Thanks again for all your help! Nermein Khattab

  • Google Review
    August 12, 2020

    Ahjaz Mussa was great for getting us a mortgage for our first home purchase. Responses were always quick, all advice was clear and helpful and in our best interest. Would definitely recommend to my friends and family. Roo Goo

  • Google Review
    July 13, 2020

    We were new to Canada and first time home buyers. The whole process was very well explained and we received support for each step. We received a great rate and had a great experince working with Canwise Umme Salma

  • Google Review
    June 19, 2020

    Best interest rate and a great service. In an initial contact Ahjaz explained the process confirmed the rate, which was the best I could find on the web. He clearly explained the mortgage application steps and was very responsive throughout the process. I would recommend CanWise and Ahjaz’ service to anyone looking for a residential mortgage.

  • Google Review
    June 1, 2020

    Canwise always offers the best deals in the market compared to any competitors. My mortgage advisor was "Ahjaz Mussa" and he is the best to work with. He replied made the process simple and convenient and also made sure to offer the best rates possible. Ahjaz did provide detailed explanations and cost breakout/comparisons which made our job easier to make the right decision. Thank you Ahjaz & Canwise team! Bala L!VE & LET L!VE

  • Google Review
    June 1, 2020

    Great Company.... very professional and always has the best rate Jude Miranda

  • Google Review
    June 1, 2020

    Star rating only Wai Hadlari

  • Google Review
    May 14, 2020

    I worked with Ahjaz for both my initial mortgage and a recent renewal. In both instances, Ahjaz clearly advised me on the best available options. The customer service was amazing, resulting in a smooth process with amazing rates. Peter Hoang

  • Google Review
    April 30, 2020

    CanWise Financial helped me with my first mortgage 5 years ago and with my renewal this year. Both experiences were very easy and worry-free, not to mention excellent rates. Broker Ahjaz is knowledgeable and timely in responding to questions. Highly recommended! John Gross

  • Justin Lopresti
    April 26, 2020

    Ahjaz was very knowledgeable and responsive. Kept the process very simple and easy to understand.

  • Robert Deamude
    April 22, 2020

    Pleasant to speak with

  • Google Review
    April 17, 2020

    My experience with CanWise began during the first few months of Covid-19. The interest rates were drastically falling and it quickly became clear that it was time to refinance. My brother in law told me about Ahjaz at CanWise. I contacted Ahjaz and heard back from him very quickly. We connected through the phone only because of distance between us. He listened very well to all my questions and concerns about my situation. He guided me through all of my options. He did not rush me. Best of all he gave me incredible mortgage options that no same person could pass up! Ahjaz and his team at CanWise have saved me thousands of dollars over the next 5 years. Not not mention the cash back up front! Ahjaz is very professional and effective. I encourage anyone looking for a great mortgage broker to contact Ahjaz at CanWise. You wont regret it! Thanks so much for all of your work helping me and my family. I will be back! Trevor Shipton

  • Google Review
    April 14, 2020

    Received exceptional service and the best rates. Ahjaz proved to be a great help in assisting me for my next purchase. Guaranteed Low rates does really work. Amrat Singh

  • Hyun-joon Kim
    March 27, 2020

    He was very honest with the advice. He said paid by the banks for setting up brokerage for mortgage. The website says the rate for 5 years fixed is 2.29% but he said he can only offer 2.9%. Either the website needs to be updated or why is there discrepancy on what Ahjaz is saying and what the website is saying?

  • Google Review
    March 25, 2020

    Ahjaz has been our agent since we bought our home and he has made the renewal process extremely easy. Great company to work with! Highly recommended by hubby and I. Ania Syposz

  • Arunkumar
    March 14, 2020

    He is very nice and had given all kind of information

  • Suji
    March 12, 2020

    He is well informed.

  • Steve Debaie
    March 11, 2020

    A big help. Highly recommend.

  • Google Review
    February 20, 2020

    very approachable, knowledgeable and patient service. I was assisted twice by Canwise financial and will go there again. There is no one better . Beata kolata

  • Google Review
    February 5, 2020

    Amazing experience with CanWise, great service and a clear explanation of all available options. My needs were understood and well taken care of, would recommend CanWise to anyone new to or familiar with the mortgage market. balazs hertel

  • Google Review
    January 20, 2020

    Excellent service received from Ahjaz at CanWise. I would highly recommend him as he is very professional, patient and knowledgeable and was able to secure a great rate for me. He walked me through the whole transfer process from my old lender so it was very smooth with no surprises. Ryan Fung

  • Andrew Tang-kong
    December 12, 2019

    I’ve worked with Ahjaz previously and he was a pleasure to work with. Trying to connect this time around was more challenging because of end of year activities. We are supposed to connect in the new year.

  • Zoia Bogdanova-petkova
    December 3, 2019

    It was very difficult to reach the agent. He didn't call me back. I had to call the agent 3 times ( 3 different days). Someone took my phone number and promised me that the broker will call me back ASAP until the end of the day. Nobody called. That happened 3 times until I found him.

  • Ammad Umar
    November 29, 2019

    Followed up on timely manner

  • Paul Murray
    November 15, 2019

    Great service. We're working with a broker right now and I was just browsing rates online to learn more. After talking to Ahjaz I have more questions for my broker & will considering making a switch. Ahjaz was informative but not pushy. Followed up as he said.

  • Ahsan Syed
    November 9, 2019

    He just stopped responding to emails and calls... Even after I had told him I was crunched for time.

  • Weiquan
    November 6, 2019

    good service

  • Julia Milstone-turner
    October 29, 2019

    He hasn't been in touch with me in over a day, and he knows I am under a time pressure.

  • Syed
    October 20, 2019

    Good support, elaborated in options very clearly.

  • Karan
    October 4, 2019

    Been very helpful in the process and really really clear with all the required information.

  • Aman Ahuja
    September 27, 2019

    Good information.

  • Rajesh Patel
    July 28, 2019

    He is good.

  • Vaibhav Kesarwani
    July 3, 2019

    Very unprofessional and does not reply to emails.

  • Phil Gene
    June 20, 2019

    Still working with an agent - pretty responsive - lowest rate on the market - kind of a no brainer

  • Linda Mah
    June 6, 2019

    Polite and knowledgeable.

  • Rob
    June 6, 2019

    Easy to talk to and great advice

  • Amir Amin
    June 1, 2019

    Very helpful

  • Wilson Fong
    May 25, 2019

    Professional and thorough. Very informative and helpful. No pressure and knowledgable agent. Was a quick and easy process. Would recommend to family and friends

  • Shawn Charland
    May 19, 2019

    Fast attentive friendly service. Very knowledgeable. I was very pleased

  • Deron
    March 8, 2019

    Excellent communication and follow up

  • Tara
    February 26, 2019

    Very helpful!

  • Scott Rambeau
    February 26, 2019

    Quick reply was appreciated

  • Kalli Bertuzzi
    February 17, 2019

    He was very knowledgeable and professional.

  • Michael Roiter
    February 7, 2019

    Good description for mortgage opportunities.

  • Colin Webster
    December 21, 2018

    I booked a call on the online system for 330 the next day and no one called. Then later I got an email with nothing specific.

  • Irina
    December 13, 2018

    Ahjaz is providing me with an excellent customer service so far. The deal is not closed yet, this survey came a little bit early, but so far communication is very clear, my questions are answered in a promp and professional manner. Ahjaz is acting in a way that I am an important client to him, unlike my existing mortgage agent. This excellent customer service and professionalism won me over to switch even though my current lender is ready to match the interest rate.

  • Sally
    November 16, 2018

    Extremely knowledgeable and responds quickly

  • Carl Mercier
    October 26, 2018

    Ajhaz has been outstanding. Thank you!

  • Abie and Dave
    October 12, 2018

    Simply put, Ahjaz is an amazing five star mortgage agent who made us feel at home at CanWise. We would recommend him to anyone without any reservation or fear of reputational risk as we experienced first-hand his impeccable professionalism and first-class service delivery.

  • Ryan Wilson
    October 3, 2018

    Mr. Mussa is knowledgeable and responsive. He took the time to talk about my goals and suggested ideas, and solutions.

  • Muhammad Shaikh
    September 6, 2018


  • Dale Dubyna
    August 22, 2018

    Called quickly to discuss a mortgage but was unable to help me. I need a mortgage broker with specialized skills to help with a complex borrowing need.

  • Gaurav
    August 7, 2018

    Could not help me with what I was looking for

  • Gerald
    July 18, 2018

    Great service and very helpful with my questions. He truly delivered

  • Berhane Ghebremariam
    June 23, 2018

    It was good. Follow up and uninformative

  • James Baird
    June 22, 2018

    nice guy,

  • Ahmad
    June 8, 2018

    Ahjaz Mussa was very professional and had most of the answers for to my questions.

  • Craig Wheeler
    June 2, 2018

    Fantastic in every way!

  • Emma
    March 18, 2018

    Very professional

  • Sarah
    March 14, 2018

    Ahjaz was very helpful. He helped us understand what we could realistically afford for a second property.

  • Pamela Larmondin
    March 11, 2018

    Responded to my inquiry promptly and was very helpful!

  • Pamela Larmondin
    March 11, 2018

    Responded to my inquiry promptly and was very helpful!

  • James Dick
    February 21, 2018

    Efficient call back with ample information.

  • Dariusz Ornatowski
    February 8, 2018

    Very knowledgeable with regards mortgage that I inquired about. He made sure had all the information I required if I was going to proceed.

  • Mariusz Beldycki
    January 25, 2018

    Very Friendly..... However the rate on the website did not reflect the actual rate offered. It has changed the night before and it was not updated fast enough. I suggest it should be changed sooner.

  • Hana
    January 20, 2018

    I like this way

  • Olusegun Olowu
    January 17, 2018

    Very quick turnaround and follow through on my requests.

  • Genalyn
    December 20, 2017

    Very helpful

  • Mathieu Babin
    November 29, 2017

    Very professional. Clear in is explanations. Client-service oriented.

  • Megan And Blake Bonenfant
    November 17, 2017

    We haven't connected by phone yet, but he emailed us right away.

  • Jc
    November 7, 2017

    Good communication

  • Jyot
    October 31, 2017

    he explained options very cleraly

  • Moe Ali
    October 28, 2017

    Knowledgeable and confident discussion of issues and solutions

  • Danielle Rolfe
    October 25, 2017

    Ahjaz was fantastic! Just the right balance of follow-up without being aggressive. His mortgage related advice was the best I’ve ever received. Friendly and knowledgeable.

  • Anthony Als
    October 25, 2017

    Ahjaz Mussa has been great since day one and I look forward to seeing what he can do for me in the near future. The service, has been amazing, with quick responses and updates, which every person wants when dealing with large amounts of money, such as a mortgage. I hope to do business in the near future.

  • Rajesh Singh
    October 21, 2017


  • Neeraj Sappal
    October 6, 2017

    The agent interacted professionally and demonstrated deep knowledge of product.

  • Jason Cain
    September 17, 2017

    Agent was great. Fast response. But posted rate was no where close to rate he was able to offer me. I've got great credit with no CMHC attached to mortgage.

  • Nina Luckin
    September 14, 2017

    Gave good info but won't stop emailing me now.

  • Magan
    September 10, 2017

    Very well explained about the company and mortgage loan approval procedure.

  • Brett Mcdermid
    September 7, 2017

    The agent was not open to communication.

  • Ankur Jain
    September 7, 2017

    Ahjaz was very helpful and his knowledge about the mortgages helped me making a right decision.

  • Sofia De La Vega
    September 1, 2017

    Quick to respond, informative.

  • Mina Khenfri
    April 12, 2017

    Very helpful and knowledgeable.

  • Matt Sparks
    April 6, 2017

    Really knowledgeable person. And super professional and made me feel like my questions weren't stupid.

  • Shyama Bhardwaj
    April 1, 2017

    One of the best agents I have ever had! No complaints definitely recommended.

  • Beatriz Correa
    March 19, 2017

    Very helpful, informative and positive. Also honest.

  • Ekaterina
    March 12, 2017

    Knowledgeable and a pleasure to speak to.

  • Amrit Virk
    March 8, 2017

    Friendly accurate honest helping describe the agent Gave correct info good rates

  • Courtney Duncan
    February 24, 2017

    He was verry polite and understanding

  • Samantha Novak
    February 18, 2017

    Very helpful and patient!

  • Eric Legendre
    January 27, 2017

    Friendly, great communication and service! Awesome rates!

  • Animesh Dwivedi
    January 22, 2017

    Had a good conversation about the next steps.

  • Phil
    January 19, 2017

    Nice guy.

  • Valerie Wakefield
    January 18, 2017

    Fast efficient service

  • Jody Goldberg
    December 24, 2016

    Knowledgeable and concise.

  • Katie Richards
    December 21, 2016

    Great fast service

  • Marlene
    December 18, 2016

    Ahjaz was very prompt in replying both with email and phone. Very professional phone mannerism.

  • Patti Leake
    December 10, 2016

    Ahjaz gave me facts and information in our first conversation that other agents held back until after I had submitted documentation. He is very knowledgeable and practical.

  • Vivian Tam
    December 3, 2016

    Very knowledgeable

  • Maureen Barry
    November 29, 2016

    Very informative and efficient. Follow up was timely and supportive.

  • Alex Cuc
    November 24, 2016

    Knowledgable and friendly

  • Joel Escalante
    November 11, 2016

    Great experience with CanWise broker. I inquired online and got a call from the broker the same day. Three days later I got my mortgage approval.

  • Athipan
    October 23, 2016

    Very friendly, informative and customer focus agent

  • David Park
    October 16, 2016

    He has kind for me.

  • Aamir Ehsan
    October 12, 2016

    Canwise was prompt and kept a record of my needs to refer to in subsequent conversations. They also return calls promptly. I was happy with in-depth analysis they offered of the current mortgage situation with the recent change in mortgage rules. I'm still in touch with them.

  • Issam
    October 5, 2016


  • Robert Winslow
    September 17, 2016

    Ahjaz was very professional. He patiently answered my many questions, and when I was doubtful of which option would provide me best overall value, he calculated several different scenarios using different interest rates, amortization lengths, and payment frequency. It was very informative and gave me confidence in working with RateHub.ca.

  • Sumon Banerjee
    September 10, 2016

    Knowledgeable advise.

  • Ying Pong Wong
    September 3, 2016

    Very professional mortgage broker. Highly recommended.

  • Scott Johnston
    August 31, 2016

    was very imformative

  • Shervin
    August 27, 2016

    He helps me a lot.

  • Umair Rana
    July 9, 2016

    Still in progress

  • Mahmoud elsayed
    July 7, 2016

    It was a great experience. The agent was really helpful and friendly.

  • Brian Witzel
    June 30, 2016


  • Hojjat Izadi
    June 3, 2016

    he acted professionally, 4.7/5.

  • Usman
    May 31, 2016

    He is super responsive and answered all my questions.

  • Harald
    April 24, 2016

    Excellent service

  • Maaike Kuzmic
    April 16, 2016

    Great service!

  • Sarah Lewis
    April 16, 2016

    Very friendly and accomodating.

  • Mark Kean
    April 14, 2016

    Explained everything in detai. Never felt like he was upselling.

  • Sarah
    March 12, 2016

    He seemed knowledgeable.

  • Bailie Tabak
    January 31, 2016

    Quick to respond and very knowledgable!

  • Hala Mostafa
    January 26, 2016


  • Shelley Inward
    January 19, 2016

    Very patient with all my questions about moving from using a bank to using a broker for a mortgage!

  • Roger
    January 14, 2016

    Called me right away. Followed up by email. Sent me appropriate documentation. It's a little too soon right now to apply, but he gave me great info and a great rate. Looking forward to working with Canwise. Much better experience than the first time I called last year.

  • Darryl Allen
    January 12, 2016

    Worked fast, answered all questions

  • Mihai Rarinca
    December 19, 2015

    Ahjaz is knowledgeable and personable; he has helped me understand the process to the extent that I feel now confident that I will reach my goals.

  • Kelly
    November 25, 2015

    Very friendly and helpful. Saved me over $18000 on my mortgage over the next 5 years.

  • Alain Boulanger
    November 20, 2015

    Great service very freindly

  • Greg Mcqueen
    November 17, 2015

    Very thorough, explained clearly and was very personal.

  • Ania
    November 6, 2015

    Very informative and polite

  • Joe
    October 24, 2015

    Ahjaz was more then helpful ,he went straight to what I was looking for in a mortgage and didn't sound like any sale pitch's.

  • Pallavi Maheshwari
    October 16, 2015

    Excellent service and very helpful. Ahjaz is very quick to answer any questions.

  • Kaksha
    September 8, 2015

    Very pleasant and professional.

  • Davida Safraj
    August 20, 2015

    Very friendly and easy to talk to. He answered all my questions and was very helpful. I would recommend him to my friends.

  • Gwlayne Roberts
    August 1, 2015

    Mr. Mussa was very quick to contact me by both phone and email.

  • Yan
    July 28, 2015

    Very polite

  • Richard Cote
    July 25, 2015

    Very easy to work with, provides information clearly and consisely. Efficient turn around times.

  • Cameron
    July 16, 2015

    Ahjaz was a pleasure to deal with. I ultimately chose another lender and he reacted with grace and civility.

  • Frank
    June 27, 2015

    Great working with Ahjaz, always prompt and accurate in his responses.

  • Aaron Snaith
    June 12, 2015

    Excellent service, Knowledgeable and helpful

  • Bill Fox
    May 10, 2015

    Ahjaz provided some valuable info to help me consider my mortgage plan options.

  • Paul Philippov
    May 4, 2015

    Very knowledgeable and helpful. Ahjaz was available for calls and emails even way after his regular office hours. He responded very fast. It was a pleasure to work with him.

  • Mimi Lin
    May 2, 2015

    Ahjaz has been very helpful and professional from the beginning. I appreciate his promptness and knowledge in the mortgage industry.

  • Barbara Jasinski
    April 25, 2015

    he was very quick to answer any questions and very informative.

  • Mspring
    April 11, 2015

    Excellent service. Knowledgeble! Other brokers happened to speak to great also

  • Cathie Vanderwerf
    October 20, 2014

    Answered all my questions, very personable

Location Please ensure your location is correct in order to find the best rates available in your area.

Your privacy matters to us. We will not disclose your information to any unauthorized 3rd parties.

Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
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