Portrait of Ahjaz Mussa

Ahjaz Mussa

Toronto Mortgage Agent

(136 reviews)
Ratehub.ca Lic. 12530 Contact Now
Ahjaz joined the mortgage business in the spring of 2007. He spent the first 6.5 years of his career at ING DIRECT Canada (now Tangerine Bank), working in mortgage sales then moving on to becoming a lending analyst. For the last year, he’s been working as a mortgage fulfillment specialist with MCAP. Now, he’s bringing all of his experience to his new role at Ratehub.ca. Ahjaz has a Bachelor of Commerce from Ryerson University, and is passionate about helping customers find the ideal mortgage product for their day-to-day lives.
  • Wael
    April 2, 2021

    I reached to one of the Mortgage advisors and he was so helpful and reached a good deal with another one. Such a great site!

  • Wael
    April 2, 2021

    I reached to one of the Mortgage advisors and he was so helpful and reached a good deal with another one. Such a great site!

  • Ali
    January 12, 2021


  • Robin
    November 15, 2020

    The agent returned my inquiry very quickly.

  • Justin Lopresti
    April 26, 2020

    Ahjaz was very knowledgeable and responsive. Kept the process very simple and easy to understand.

  • Robert Deamude
    April 22, 2020

    Pleasant to speak with

  • Hyun-joon Kim
    March 27, 2020

    He was very honest with the advice. He said paid by the banks for setting up brokerage for mortgage. The website says the rate for 5 years fixed is 2.29% but he said he can only offer 2.9%. Either the website needs to be updated or why is there discrepancy on what Ahjaz is saying and what the website is saying?

  • Arunkumar
    March 14, 2020

    He is very nice and had given all kind of information

  • Suji
    March 12, 2020

    He is well informed.

  • Steve Debaie
    March 11, 2020

    A big help. Highly recommend.

  • Andrew Tang-kong
    December 12, 2019

    I’ve worked with Ahjaz previously and he was a pleasure to work with. Trying to connect this time around was more challenging because of end of year activities. We are supposed to connect in the new year.

  • Zoia Bogdanova-petkova
    December 3, 2019

    It was very difficult to reach the agent. He didn't call me back. I had to call the agent 3 times ( 3 different days). Someone took my phone number and promised me that the broker will call me back ASAP until the end of the day. Nobody called. That happened 3 times until I found him.

  • Ammad Umar
    November 29, 2019

    Followed up on timely manner

  • Paul Murray
    November 15, 2019

    Great service. We're working with a broker right now and I was just browsing rates online to learn more. After talking to Ahjaz I have more questions for my broker & will considering making a switch. Ahjaz was informative but not pushy. Followed up as he said.

  • Ahsan Syed
    November 9, 2019

    He just stopped responding to emails and calls... Even after I had told him I was crunched for time.

  • Weiquan
    November 6, 2019

    good service

  • Julia Milstone-turner
    October 29, 2019

    He hasn't been in touch with me in over a day, and he knows I am under a time pressure.

  • Syed
    October 20, 2019

    Good support, elaborated in options very clearly.

  • Karan
    October 4, 2019

    Been very helpful in the process and really really clear with all the required information.

  • Aman Ahuja
    September 27, 2019

    Good information.

  • Rajesh Patel
    July 28, 2019

    He is good.

  • Vaibhav Kesarwani
    July 3, 2019

    Very unprofessional and does not reply to emails.

  • Phil Gene
    June 20, 2019

    Still working with an agent - pretty responsive - lowest rate on the market - kind of a no brainer

  • Rob
    June 6, 2019

    Easy to talk to and great advice

  • Linda Mah
    June 6, 2019

    Polite and knowledgeable.

  • Amir Amin
    June 1, 2019

    Very helpful

  • Wilson Fong
    May 25, 2019

    Professional and thorough. Very informative and helpful. No pressure and knowledgable agent. Was a quick and easy process. Would recommend to family and friends

  • Shawn Charland
    May 19, 2019

    Fast attentive friendly service. Very knowledgeable. I was very pleased

  • Deron
    March 8, 2019

    Excellent communication and follow up

  • Scott Rambeau
    February 26, 2019

    Quick reply was appreciated

  • Tara
    February 26, 2019

    Very helpful!

  • Kalli Bertuzzi
    February 17, 2019

    He was very knowledgeable and professional.

  • Michael Roiter
    February 7, 2019

    Good description for mortgage opportunities.

  • Colin Webster
    December 21, 2018

    I booked a call on the online system for 330 the next day and no one called. Then later I got an email with nothing specific.

  • Irina
    December 13, 2018

    Ahjaz is providing me with an excellent customer service so far. The deal is not closed yet, this survey came a little bit early, but so far communication is very clear, my questions are answered in a promp and professional manner. Ahjaz is acting in a way that I am an important client to him, unlike my existing mortgage agent. This excellent customer service and professionalism won me over to switch even though my current lender is ready to match the interest rate.

  • Sally
    November 16, 2018

    Extremely knowledgeable and responds quickly

  • Carl Mercier
    October 26, 2018

    Ajhaz has been outstanding. Thank you!

  • Abie and Dave
    October 12, 2018

    Simply put, Ahjaz is an amazing five star mortgage agent who made us feel at home at CanWise. We would recommend him to anyone without any reservation or fear of reputational risk as we experienced first-hand his impeccable professionalism and first-class service delivery.

  • Ryan Wilson
    October 3, 2018

    Mr. Mussa is knowledgeable and responsive. He took the time to talk about my goals and suggested ideas, and solutions.

  • Muhammad Shaikh
    September 6, 2018


  • Dale Dubyna
    August 22, 2018

    Called quickly to discuss a mortgage but was unable to help me. I need a mortgage broker with specialized skills to help with a complex borrowing need.

  • Gaurav
    August 7, 2018

    Could not help me with what I was looking for

  • Gerald
    July 18, 2018

    Great service and very helpful with my questions. He truly delivered

  • Berhane Ghebremariam
    June 23, 2018

    It was good. Follow up and uninformative

  • James Baird
    June 22, 2018

    nice guy,

  • Ahmad
    June 8, 2018

    Ahjaz Mussa was very professional and had most of the answers for to my questions.

  • Craig Wheeler
    June 2, 2018

    Fantastic in every way!

  • Emma
    March 18, 2018

    Very professional

  • Sarah
    March 14, 2018

    Ahjaz was very helpful. He helped us understand what we could realistically afford for a second property.

  • Pamela Larmondin
    March 11, 2018

    Responded to my inquiry promptly and was very helpful!

  • Pamela Larmondin
    March 11, 2018

    Responded to my inquiry promptly and was very helpful!

  • James Dick
    February 21, 2018

    Efficient call back with ample information.

  • Dariusz Ornatowski
    February 8, 2018

    Very knowledgeable with regards mortgage that I inquired about. He made sure had all the information I required if I was going to proceed.

  • Mariusz Beldycki
    January 25, 2018

    Very Friendly..... However the rate on the website did not reflect the actual rate offered. It has changed the night before and it was not updated fast enough. I suggest it should be changed sooner.

  • Hana
    January 20, 2018

    I like this way

  • Olusegun Olowu
    January 17, 2018

    Very quick turnaround and follow through on my requests.

  • Genalyn
    December 20, 2017

    Very helpful

  • Mathieu Babin
    November 29, 2017

    Very professional. Clear in is explanations. Client-service oriented.

  • Megan And Blake Bonenfant
    November 17, 2017

    We haven't connected by phone yet, but he emailed us right away.

  • Jc
    November 7, 2017

    Good communication

  • Jyot
    October 31, 2017

    he explained options very cleraly

  • Moe Ali
    October 28, 2017

    Knowledgeable and confident discussion of issues and solutions

  • Danielle Rolfe
    October 25, 2017

    Ahjaz was fantastic! Just the right balance of follow-up without being aggressive. His mortgage related advice was the best I’ve ever received. Friendly and knowledgeable.

  • Anthony Als
    October 25, 2017

    Ahjaz Mussa has been great since day one and I look forward to seeing what he can do for me in the near future. The service, has been amazing, with quick responses and updates, which every person wants when dealing with large amounts of money, such as a mortgage. I hope to do business in the near future.

  • Rajesh Singh
    October 21, 2017


  • Neeraj Sappal
    October 6, 2017

    The agent interacted professionally and demonstrated deep knowledge of product.

  • Jason Cain
    September 17, 2017

    Agent was great. Fast response. But posted rate was no where close to rate he was able to offer me. I've got great credit with no CMHC attached to mortgage.

  • Nina Luckin
    September 14, 2017

    Gave good info but won't stop emailing me now.

  • Magan
    September 10, 2017

    Very well explained about the company and mortgage loan approval procedure.

  • Brett Mcdermid
    September 7, 2017

    The agent was not open to communication.

  • Ankur Jain
    September 7, 2017

    Ahjaz was very helpful and his knowledge about the mortgages helped me making a right decision.

  • Sofia De La Vega
    September 1, 2017

    Quick to respond, informative.

  • Mina Khenfri
    April 12, 2017

    Very helpful and knowledgeable.

  • Matt Sparks
    April 6, 2017

    Really knowledgeable person. And super professional and made me feel like my questions weren't stupid.

  • Shyama Bhardwaj
    April 1, 2017

    One of the best agents I have ever had! No complaints definitely recommended.

  • Beatriz Correa
    March 19, 2017

    Very helpful, informative and positive. Also honest.

  • Ekaterina
    March 12, 2017

    Knowledgeable and a pleasure to speak to.

  • Amrit Virk
    March 8, 2017

    Friendly accurate honest helping describe the agent Gave correct info good rates

  • Courtney Duncan
    February 24, 2017

    He was verry polite and understanding

  • Samantha Novak
    February 18, 2017

    Very helpful and patient!

  • Eric Legendre
    January 27, 2017

    Friendly, great communication and service! Awesome rates!

  • Animesh Dwivedi
    January 22, 2017

    Had a good conversation about the next steps.

  • Phil
    January 19, 2017

    Nice guy.

  • Valerie Wakefield
    January 18, 2017

    Fast efficient service

  • Jody Goldberg
    December 24, 2016

    Knowledgeable and concise.

  • Katie Richards
    December 21, 2016

    Great fast service

  • Marlene
    December 18, 2016

    Ahjaz was very prompt in replying both with email and phone. Very professional phone mannerism.

  • Patti Leake
    December 10, 2016

    Ahjaz gave me facts and information in our first conversation that other agents held back until after I had submitted documentation. He is very knowledgeable and practical.

  • Vivian Tam
    December 3, 2016

    Very knowledgeable

  • Maureen Barry
    November 29, 2016

    Very informative and efficient. Follow up was timely and supportive.

  • Alex Cuc
    November 24, 2016

    Knowledgable and friendly

  • Joel Escalante
    November 11, 2016

    Great experience with CanWise broker. I inquired online and got a call from the broker the same day. Three days later I got my mortgage approval.

  • Athipan
    October 23, 2016

    Very friendly, informative and customer focus agent

  • David Park
    October 16, 2016

    He has kind for me.

  • Aamir Ehsan
    October 12, 2016

    Canwise was prompt and kept a record of my needs to refer to in subsequent conversations. They also return calls promptly. I was happy with in-depth analysis they offered of the current mortgage situation with the recent change in mortgage rules. I'm still in touch with them.

  • Issam
    October 5, 2016


  • Robert Winslow
    September 17, 2016

    Ahjaz was very professional. He patiently answered my many questions, and when I was doubtful of which option would provide me best overall value, he calculated several different scenarios using different interest rates, amortization lengths, and payment frequency. It was very informative and gave me confidence in working with RateHub.ca.

  • Sumon Banerjee
    September 10, 2016

    Knowledgeable advise.

  • Ying Pong Wong
    September 3, 2016

    Very professional mortgage broker. Highly recommended.

  • Scott Johnston
    August 31, 2016

    was very imformative

  • Shervin
    August 27, 2016

    He helps me a lot.

  • Umair Rana
    July 9, 2016

    Still in progress

  • Mahmoud elsayed
    July 7, 2016

    It was a great experience. The agent was really helpful and friendly.

  • Brian Witzel
    June 30, 2016


  • Hojjat Izadi
    June 3, 2016

    he acted professionally, 4.7/5.

  • Usman
    May 31, 2016

    He is super responsive and answered all my questions.

  • Harald
    April 24, 2016

    Excellent service

  • Sarah Lewis
    April 16, 2016

    Very friendly and accomodating.

  • Maaike Kuzmic
    April 16, 2016

    Great service!

  • Mark Kean
    April 14, 2016

    Explained everything in detai. Never felt like he was upselling.

  • Sarah
    March 12, 2016

    He seemed knowledgeable.

  • Bailie Tabak
    January 31, 2016

    Quick to respond and very knowledgable!

  • Hala Mostafa
    January 26, 2016


  • Shelley Inward
    January 19, 2016

    Very patient with all my questions about moving from using a bank to using a broker for a mortgage!

  • Roger
    January 14, 2016

    Called me right away. Followed up by email. Sent me appropriate documentation. It's a little too soon right now to apply, but he gave me great info and a great rate. Looking forward to working with Canwise. Much better experience than the first time I called last year.

  • Darryl Allen
    January 12, 2016

    Worked fast, answered all questions

  • Mihai Rarinca
    December 19, 2015

    Ahjaz is knowledgeable and personable; he has helped me understand the process to the extent that I feel now confident that I will reach my goals.

  • Kelly
    November 25, 2015

    Very friendly and helpful. Saved me over $18000 on my mortgage over the next 5 years.

  • Alain Boulanger
    November 20, 2015

    Great service very freindly

  • Greg Mcqueen
    November 17, 2015

    Very thorough, explained clearly and was very personal.

  • Ania
    November 6, 2015

    Very informative and polite

  • Joe
    October 24, 2015

    Ahjaz was more then helpful ,he went straight to what I was looking for in a mortgage and didn't sound like any sale pitch's.

  • Pallavi Maheshwari
    October 16, 2015

    Excellent service and very helpful. Ahjaz is very quick to answer any questions.

  • Kaksha
    September 8, 2015

    Very pleasant and professional.

  • Davida Safraj
    August 20, 2015

    Very friendly and easy to talk to. He answered all my questions and was very helpful. I would recommend him to my friends.

  • Gwlayne Roberts
    August 1, 2015

    Mr. Mussa was very quick to contact me by both phone and email.

  • Yan
    July 28, 2015

    Very polite

  • Richard Cote
    July 25, 2015

    Very easy to work with, provides information clearly and consisely. Efficient turn around times.

  • Cameron
    July 16, 2015

    Ahjaz was a pleasure to deal with. I ultimately chose another lender and he reacted with grace and civility.

  • Frank
    June 27, 2015

    Great working with Ahjaz, always prompt and accurate in his responses.

  • Aaron Snaith
    June 12, 2015

    Excellent service, Knowledgeable and helpful

  • Bill Fox
    May 10, 2015

    Ahjaz provided some valuable info to help me consider my mortgage plan options.

  • Paul Philippov
    May 4, 2015

    Very knowledgeable and helpful. Ahjaz was available for calls and emails even way after his regular office hours. He responded very fast. It was a pleasure to work with him.

  • Mimi Lin
    May 2, 2015

    Ahjaz has been very helpful and professional from the beginning. I appreciate his promptness and knowledge in the mortgage industry.

  • Barbara Jasinski
    April 25, 2015

    he was very quick to answer any questions and very informative.

  • Mspring
    April 11, 2015

    Excellent service. Knowledgeble! Other brokers happened to speak to great also

  • Cathie Vanderwerf
    October 20, 2014

    Answered all my questions, very personable

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Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
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