Overview of the WestJet RBC® Mastercard

WestJet RBC® Mastercard

1 review

Earn rewards

1.5 points/$1

On every $1 spent on the card for WestJet flights or WestJet Vacations

1 point/$1

On every $1 spent on the card

WestJet RBC® Mastercard details

Welcome bonus: earn up to $100 in WestJet points (with minimum $1,000 spend in the first 3 months).
Annual fee: $39
Reward: Earn 1.5x points on every $1 spent on the card for WestJet flights or WestJet Vacations, 1x points on every $1 spent on the card
Average point value: $0.01
Purchase interest rate: 20.99%
Cash advance interest rate: 22.99%
Balance transfer interest rate: 22.99%
Minimum income: Any amount
Household income: Any amount
Network: Mastercard
Provider: RBC Royal Bank
Card type: Travel

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Detailed card summary

Benefits & features

Earn up to 10,000 WestJet points¹ (with minimum $1,000 spend in the first 3 months).
Get an annual round-trip companion voucher starting from $199 CAD² (plus taxes, fees, surcharges and other ATC) for round-trip travel within Canada and to/from the continental U.S.
Earn 1 WestJet point for every $1 spent on everyday purchases³
Earn 1.5 WestJet points per for every $1 spent on WestJet flights or WestJet Vacations packages³
Use your WestJet points to pay for all or part of a WestJet flight, WestJet Vacations package, or Sunwing Vacations package⁹
WestJet points can now be redeemed to cover taxes, fees and surcharges⁹
No blackout periods and your WestJet points don’t expire— fly to destinations across North America, Central America, the Caribbean and Europe (ALT language: Anywhere WestJet flies)
Travel accident insurance¹¹, plus hotel/motel burglary insurance⁹, auto rental collision/loss damage waiver insurance10 and delayed bagged insurance9
Link your RBC card with a Petro-Points membership and to instantly save 3₵ per litre on fuel7 and always earn 20% more Petro-Points at Petro-Canada⁸.
Get $0 delivery fees for 3 months from DoorDash^
Add your eligible RBC credit card to your DoorDash account to:
- Get a 3-month complimentary DashPass subscription± – a value of almost $30
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

How to redeem

How to get approved

User reviews

Average user score for WestJet RBC® Mastercard

5.0 | 1 review

Gord Chapman July 10, 2017
Great card so far. Easy to use. Saved us money on luggage on our first trip to Newfoundland withour family. Also saved us money on our next trips Saskatchewan in Steptember and perhaps a trip to Florida in the winter. Recommended to us by our friends and we are very happy we followed this advice. Hope to have good value from it for many years to come. Love West Jet airlines.

Ratehub review

Natasha Macmillan

April 11, 2024

This low fee WestJet RBC Mastercard is a must-have for fans of the Canadian airline, offering travel perks and rewards for WestJet enthusiasts. It’s a great option for travelers looking to maximize their WestJet experience and earn rewards for future flights.

Pros

Earn WestJet rewards: You can earn WestJet dollars on every purchase, which can be used to pay for WestJet flights and vacation packages
Annual companion voucher: Each year, receive a Companion Voucher allowing a second passenger to travel for a reduced fare on the same flight itinerary.
Travel insurance coverage: This car includes various types of travel insurance and purchase insurance which is uncommon for a card with a low annual fee

Cons

Limited airline options: The WestJet RBC Mastercard is tailored specifically to WestJet customers and their select partner airlines. If you prefer flying with other airlines or want more flexibility in redeeming rewards, this card may not be the best fit.
Poor rewards earning: The earn rate is quite low, offering only a 1% cash back on most of your purchases. There are many no-fee credit cards that can get you the same (if not better) rewards on your purchases!

Legal

Refer to RBC page for up to date offer terms and conditions
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¹ Once approved for the WestJet RBC Mastercard, please allow 4-6 weeks after the first purchase transaction date for the 50 welcome WestJet dollars to appear in your WestJet Rewards account, accessible at westjet.com/account. To be eligible for the additional 50 WestJet dollars (“Additional WestJet dollars”) you must apply for the WestJet RBC Mastercard and be approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $1,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC Mastercard account within the first 3 months of your account open date, provided your account is open and in good standing at the time you reach $1,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges, fees, and any credits for returns or adjustments. Welcome WestJet dollars are not available to existing or former WestJet RBC Mastercard primary cardholders applying for or transferring to a WestJet RBC Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC Mastercard. Additional cardholders are not eligible for the welcome WestJet dollars or Additional WestJet dollars. This offer may not be combined or used in conjunction with any other offer. RBC and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion. WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program, the terms of the WestJet Rewards Program including earning, redemption and administration of WestJet dollars and program changes.