Overview of the Laurentian VISA Explore STM

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Laurentian VISA Explore STM

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Earning categories

3 points/$1

On bills

2 points/$1

On travel (including flights, hotels, taxis, public transit)

1 point/$1

On other purchases

Laurentian VISA Explore STM details

Welcome offer: 15,000 bonus points ($150 value)
Annual fee: $111
Reward: Earn 3x points on bills, 2x points on travel (including flights, hotels, taxis, public transit), 1x points on other purchases
Average point value: $0.01
Purchase interest rate: 19.90%
Cash advance interest rate: 21.90%
Balance transfer interest rate: 19.90%
Minimum income: Any amount
Household income: Any amount
Recommended credit score: 660+
Network: VISA
Provider: Laurentian Bank
Card type: Cash back

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Detailed card summary

Benefits & features

3 points for every dollar on recurring payments (3%)
2 points for every dollar on foreign currency purchases as well as travel and transportation-related purchases (2%)
1 point for every dollar on other eligible purchases (1%)
25% more points on purchases made with the program agency
10% off on all STM fares (Société de transport de Montréal)
(Save 10% exclusively on all fares purchased at STM vending machines) ($87 in savings a year)

Simply charge a minimum of $750 to your account within 50 days of the date indicated on the letter accompanying the card to receive 10,000 welcome points
Charge a minimum of $4,500 the first year, and you’ll receive an additional 5,000 points on the anniversary of the account opening!

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