Overview of the VISA Explore

VISA Explore

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3 points/$1

On bills

2 points/$1

On travel (including flights, hotels, taxis, public transit)

1 point/$1

On other purchases

Welcome bonus: 5,000 bonus points ($50 value)
Annual fee: $110
Reward: Earn 3x points on bills, 2x points on travel (including flights, hotels, taxis, public transit), 1x points on other purchases
Average point value: $0.01
Purchase interest rate: 19.99%
Cash advance interest rate: 21.99%
Balance transfer interest rate: 21.99%
Minimum income: Any amount
Household income: Any amount
Recommended credit score: 660+
Payment network: VISA
Provider: Laurentian Bank
Card type: Travel

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Welcome Offer: 5,000 bonus points and a credit worth 50% of your annual fee for the first year
Only available for residents of Quebec and Ontario.
3 points for every dollar on recurring payments (3%)
2 points for every dollar on foreign currency purchases and transportation-related purchases (2%)
1 point for every dollar on other eligible purchases (1%)
Redeem your points for rewards, gift cards or travel credits (no booking restriction) : 10,000 points = $100 rebate on your trip
Comprehensive travel insurance included

Refer to site for terms and conditions and welcome offer details. For Ontario/Quebec residents only.