Overview of the United® MileagePlus® Neo World Elite® Mastercard®

United® MileagePlus® Neo World Elite® Mastercard®

No reviews yet

1.25 points/$1

On United & Star Alliance flights

1 point/$1

On dining & groceries

0.75 points/$1

On bills, entertainment, gas, everywhere else, drug & pharmacy

Welcome bonus: Get up to 20,000 MileagePlus miles
Anniversary bonus: Earn an additional 5,000 miles after your annual renewal
Annual fee: $89
Reward: Earn 1.25x points on United & Star Alliance flights, 1x points on dining & groceries, 0.75x points on bills, entertainment, gas, everywhere else, drug & pharmacy
Average point value: $1
Purchase interest rate: 19.99% – 29.99%
Cash advance interest rate: 22.99% – 31.99%
Balance transfer interest rate: N/A
Minimum income: $80K/yr
Household income: $150K/yr
Recommended credit score: 725+
Payment network: Mastercard
Provider: Neo Financial
Card type: Travel

Compare against our best Travel cards

Featured
American Express® Green Card
Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.
check eligibility
Featured
TD® Aeroplan® Visa Infinite* Card
Up to $1,450 in value† including up to 45,000 Aeroplan points† could be yours and receive an annual fee rebate for the first year†. Conditions Apply.
check eligibility
Featured
RBC ION+ Visa
Get up to 21,000 Avion points^ - that’s up to $150 of value in gift cards!† Apply by May 6, 2026
check eligibility

Earn up to 25,000 MileagePlus miles
$89 annual fee
Save at least 10% on every United award flight – and Premier® members with a United card will save at least 15%.
Additional inventory of Saver Award seats in United Polaris business class
Earn more miles on standard United tickets – and get additional miles when you pay with the card
Free first checked bag on United-operated flights
Group 2 priority boarding for you and your travel companions on every United flight
Earn 1.25 miles per $1 on United and Star Alliance flights, 1 mile on dining and groceries, and 0.75 miles
everywhere else — no earning cap
Earn bonus miles at 10,000+ Neo merchant partners across Canada through the Neo app
Redeem miles across United Airlines and 25+ Star Alliance partner airlines worldwide — Lufthansa, SWISS, ANA,
Austrian, and more
$120 USD Nexus fee credit every 5 years — the only card under $100 in Canada with this benefit
MileagePlus miles never expire
Secured card option available — same earn rates and travel perks with a security deposit
Comprehensive travel insurance including Emergency Medical, Trip Cancellation & Interruption, Delayed & Lost Baggage, and Flight Delay (not available in Quebec)
Auto Rental Collision Loss Damage, Extended Warranty, and Purchase Protection included
Mastercard Travel Pass (DragonPass) membership — access to 1,400+ airport lounges worldwide (per-visit fee
applies)