Overview of the United® MileagePlus® Neo World Elite® Mastercard®

United® MileagePlus® Neo World Elite® Mastercard®

No reviews yet

Earn rewards

1.25 points/$1

On on United & Star Alliance flights

1 point/$1

On on dining & groceries, restaurants (including fast food & drinks)

0.75 points/$1

On everywhere else

United® MileagePlus® Neo World Elite® Mastercard® details

Welcome bonus: Earn up to 20,000 miles when you spend $3,000 in the first 3 months
Anniversary bonus: earn 5,000 miles per year when account remains open and active with eligible spend within 365 days
Annual fee: $89
Reward: Earn 1.25x points on on United & Star Alliance flights, 1x points on on dining & groceries, restaurants (including fast food & drinks), 0.75x points on everywhere else
Average point value: $1
Purchase interest rate: N/A
Cash advance interest rate: N/A
Balance transfer interest rate: N/A
Minimum income: $80K/yr
Household income: $150K/yr
Recommended credit score: 725+
Payment network: Mastercard
Provider: Neo Financial
Card type: Travel

Compare against our best Travel cards

Featured
American Express® Green Card
Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.
check eligibility
Featured
TD® Aeroplan® Visa Infinite* Card
Up to $1,450 in value† including up to 45,000 Aeroplan points† could be yours and receive an annual fee rebate for the first year†. Conditions Apply.
check eligibility
Featured
RBC ION+ Visa
Get up to 21,000 Avion points^ - that’s up to $150 of value in gift cards!† Apply by May 6, 2026
check eligibility

Compare all

Detailed card summary

Benefits & features

Earn up to 25,000 points
- 5,000 miles on card activation and first transaction
- Additional 15,000 miles when you spend $3,000 net of refunds within 3 months of application
Renewal Bonus: 5,000 miles per year when account remains open and active with eligible spend within 365 days
Earn rates:
- 1.25 miles per $1 on United & Star Alliance flights
- 1 mile per $1 on dining & groceries
- 0.75 miles per $1 everywhere else
- Bonus miles through Neo’s merchant 10K+ partner network
Free first checked bag: On United-operated flights
Priority boarding: Group 2 on United flights for primary cardholder and travel companions
Nexus fee credit: Up to $120 USD every 5 years
Global reach: Earn and redeem across 40+ Star Alliance partner airlines

How to redeem

How to get approved

Legal

Conditions apply. Limited one-time offer for new customers who have not opened a United Neo World Elite Mastercard before the date of application approval. Must (1) be the age of majority in your province or territory of residence; (2) be a Canadian resident; (3) have annual personal income of $80,000 CAD or annual household income of $150,000 CAD; and (4) for secured cards only, provide security funds. Initial 5,000 MileagePlus miles are issued once the card is activated. To earn additional 15,000 MileagePlus miles, minimum spend of $3,000 net of refunds must be completed within 3 months from application start date. Additional MileagePlus miles are issued 6–8 weeks after the qualifying spend period. MileagePlus® miles may be limited and vary by perks, offer, and partner. Offer is subject to MileagePlus® terms and conditions. MileagePlus® is managed, administered, and serviced by MileagePlus Holdings, LLC. Neo Financial™ and United MileagePlus® reserve the right to amend or withdraw this offer at any time.