Skip to main content
ratehub.ca homepage

Overview of the TrueEarnings Card from Costco and American Express®

Unfortunately, this card is no longer available on ratehub.ca.

See what other cards are available.

TrueEarnings Card from Costco and American Express®

No reviews yet

Earning categories

3 points/$1

On restaurants (including fast food & drinks)

2 points/$1

On gas

1 point/$1

On other purchases

TrueEarnings Card from Costco and American Express® details

Annual fee
$0
Reward
Earn 3x points on restaurants (including fast food & drinks), 2x points on gas, 1x points on other purchases
Average point value
$1
Purchase interest rate
19.75%
Cash advance interest rate
21.99%
Balance transfer interest rate
N/A
Minimum income
$15K/yr
Household income
Any amount
Card type
Cash back

Compare against our best Cash back cards

Compare all

Detailed card summary

Benefits & features

2.99% special low interest rate on purchases for the first 6 months of Cardmembership, 19.75% thereafter, 21.99% on funds advances, provided you make your minimum monthly payments on time‡

You can earn cash back on purchases inside and outside of Costco.

Earn 3% cash back on eligible restaurant purchases

Earn 2% cash back on eligible gas purchases

  • 2% up to $3,000 annually
  • 1% on any amount over $3,000

Earn up to 1% cashback on everyday purchases – inside and outside of Costco.

  • 0.25% up to $1,000
  • 0.50% on the next $2,000
  • 1% on any amount over $3,000

Read the latest on Costco credit cards and the new Capital One Mastercard.

How to get approved

We’ve helped over 1 million Canadians compare the best credit cards

Whether you want cash back or travel points, lounge access benefits or roadside assistance perks – there’s a credit card out there that’s right for you. Find it in under 2 minutes.

let’s get started!