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Overview of the TrueEarnings Card from Costco and American Express®

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Detailed card summary

Benefits & features

2.99% special low interest rate on purchases for the first 6 months of Cardmembership, 19.75% thereafter, 21.99% on funds advances, provided you make your minimum monthly payments on time

You can earn cash back on purchases inside and outside of Costco.

Earn 3% cash back on eligible restaurant purchases

Earn 2% cash back on eligible gas purchases

  • 2% up to $3,000 annually
  • 1% on any amount over $3,000

Earn up to 1% cashback on everyday purchases – inside and outside of Costco.

  • 0.25% up to $1,000
  • 0.50% on the next $2,000
  • 1% on any amount over $3,000

Read the latest on Costco credit cards and the new Capital One Mastercard.

How to get approved

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