Overview of the MBNA True Line® Gold Mastercard® credit card

MBNA True Line® Gold Mastercard® credit card

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Card details

Annual fee: $39
Purchase interest rate: 10.99%

Purchase interest: 10.99%
Cash advance: 24.99%
Balance transfer: 13.99%

Credit recommended: 660+
Min. income: N/A

Detailed card summary

Benefits & features

$39 annual fee
Standard Annual Interest Rates of 10.99% on purchases, 13.99% on balance transfers✪ and 24.99% on cash advances
This offer is not available for residents of Quebec.
This card is made from 100% recycled plastic
Around-the-clock-fraud protection
Use available credit on your credit card to transfer funds right to your chequing account.

How to get approved

Ratehub review

Natasha Macmillan

June 26, 2024

The MBNA True Line Gold Mastercard offers the lowest fixed interest rate for a credit card in Canada. Despite the annual fee, which some other low-interest cards don’t charge, the super-low rate makes the card a great choice for those who carry a balance.

Pros:

Lowest fixed interest rate: Low purchase rate which doesn’t change with the prime rate or your credit score.

Cons:

Few perks: Besides savings on rental cars, there aren’t any perks or rewards associated with this card
Limited insurance: Aside from the standard purchase assurance and extended warranty, this card doesn’t have trip coverage or rental car insurance which are valuable for users

Legal

✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “go to site” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ^®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.