SmartLine Platinum MasterCard

Warning

This card is no longer offered by the provider.
Please click below to see the other balance transfer cards available.

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First year rewards (up to)

Gift card
Spending
bonus
Monthly
bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending
rewards
Annual fee
Annual fee
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
Cash advance: 19.8%
Balance transfer: 9.99%
%
Purchase interest rate
Cash advance: 19.8%
Balance transfer: 9.99%
%
Balance transfer
% after months
Annual fee
(Waived)
Monthly
interest fee
after months
Required deposit

Card details

Network: MasterCard
Provider:
Card type: Balance transfer, Low interest, No annual fee

Fees & interest

This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee: $0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement. Purchase interest rate: 6.04% + prime
This is the interest rate you will pay on cash advances. Unlike regular purchases, which come with a grace period, interest on cash advances starts to accrue the day you complete the transaction. Cash advance: 19.80%
This is the interest rate you will pay on balance transfers. Unlike regular purchases, which come with a grace period, interest on balance transfers starts to accrue the day you complete the transaction. Balance transfer: 6.04% + prime

Eligibility

This is the annual income requirement to be eligible for this credit card. Income: Any amount
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves. Household income: Any amount
  • Be a permanent Canadian resident
  • Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)

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Limited time offer: Get a $75 gift card upon approval + earn 4% cash back in up to 3 categories in your first 3 months

Earn 5x the points on groceries & restaurants + earn up to 30,000 ($300 value) bonus points in your first year!

Earn up to 30,000 bonus points ($300 value) in your 1st year + 5x the points on eats and drinks.

Limited Time Offer: You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪

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Get more details

  • Low, long-term purchase and balance transfer rate of Prime+6.99%
  • Transfer your higher-interest debt and save on interest
  • Platinum benefits, including Purchase Assurance and Extended Warranty