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Overview of the Scotia Momentum® Mastercard®* Credit Card

Scotia Momentum® Mastercard®* Credit Card

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Earning categories


On bills, gas, groceries, drug & pharmacy


On other purchases

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Detailed card summary

Benefits & features

  • 7.99% introductory interest rate on purchases for the first 6 months (20.99% after that)1
  •  Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

How to redeem

How to get approved