Rogers Red World Elite Mastercard
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Cash back
Card highlights
Annual fee
Number of perks & insurances
Ratehub’s review
Natasha Macmillan
The Rogers Red World Elite Mastercard is a great choice for Rogers customers – a step-up from the Rogers Mastercard, with a higher annual income requirement. The card boasts a full suite of travel insurance options and airport lounge access, which are rare perks for a cash back credit card.
Pros
- Extensive insurance: The travel insurance options included with this card cover everything from rental car damage to emergency medical insurance so you don’t have to pay for coverage out of pocket
- Unlimited cash back: The earn rates of 1.5% (or 2% if you’re a Rogers, Shaw or Fido customer) on all purchases and 3% on USD purchases are unlimited, meaning your cash back rewards are not capped at an annual maximum amount
- Redemption bonus: If you redeem your cash back rewards for purchases at Rogers, Fido or Shaw for bill payments, new phones and accessories your cash back rewards will be worth 1.5 times their regular value
Cons
- Bonus rates are only for USD purchases or Rogers customers: If you don’t shop or travel to the U.S. often, or you are not a Rogers customer, this card might not make sense for you
- Pay for lounge access: Although you receive a free included membership to Mastercard Travel Pass, you’ll have to pay $32 USD per visit
Rewards & bonuses
See what you could earn based on how you spend.
Earn rates
3%
On unlimited cash back on U.S. dollar purchases.*
2%
On eligible purchases. Exclusively for eligible Rogers, Fido or Shaw customers with at least 1 qualifying service*
1.5%
On all eligible purchases for Non-Rogers customers.*
Monthly spending caps apply where shown. Rewards are earned on eligible purchases only, see the card’s terms for full details.
Your earning potential
First year reward
Based on spending $2,200/mo after $0 annual fee
Second year reward
Based on spending $2,200/mo after $0 annual fee
These numbers are based on estimations and the calculation breakdown below.
Adjust your spending
First year reward†
- If you spend $2,200/month, you’ll earn
- Annual fee
- First year reward
Second year reward†
- If you spend $2,200/month, you’ll earn
- Annual fee
- Second year reward
† Estimate calculated by Ratehub.ca and is based on current offers and a monthly spend of $2,200. It is for illustrative purposes only.
Perks & insurance
Perks and insurance coverage included with the card.
| Perks | Details | |
|---|---|---|
| Lounge access | Not included | You’ll gain complimentary passes to airport lounges. The number of passes and lounges you have access to will vary. |
| No foreign exchange fees | Not included | A surcharge that credit card holders pay for purchases made in a foreign currency (typically 2.5%). |
| Extended warranty | Up to one additional year | Either doubles the length of the item’s manufacturer’s warranty coverage or extends it by 1 year, whichever is less. |
| Price protection | Included | If, within a certain amount of time of purchasing an item, its price drops or you find an identical item offered for a lower retail price than what you paid, you will be reimbursed for the difference. |
| Insurance | Details | |
|---|---|---|
| Travel accident insurance | Not included | If you suffer a loss as a result of an accidental bodily injury sustained while occupying a common carrier, you are eligible for this coverage. |
| Travel emergency medical | $1,000,000 for first 10 days (under 65) | If you require urgent medical care while on a trip outside of your home province, you will be covered for any eligible medical expenses incurred. |
| Car rental insurance | MSRP of up to $65,000, for 31 days | Credit card rental car insurance usually covers theft, loss and damage to your rental car in the case of an accidental collision. |
| Trip cancellation | Up to $1,000 per person | If you have to cancel your trip before it’s even started, your prepaid travel costs will be covered up to a maximum amount if the cause of cancellation is eligible for the insurance. |
| Trip interruption | Up to $1,000 per person | If your trip has to be cut short or is delayed after the scheduled departure date, you will be covered up to a maximum amount for an eligible cause of interruption or delay. |
| Flight delay insurance | Not included | If your flight departure is delayed by a certain number of hours, you’ll be reimbursed a certain amount for necessary and reasonable expenses. |
| Baggage loss insurance | Not included | If your checked bag cannot be located by a common carrier, you’ll be reimbursed for a portion of the replacement cost of lost personal property. |
| Baggage delay insurance | Not included | If your checked bag is not delivered within a specified time upon your arrival, you’ll be reimbursed for the cost to replace essential items. |
| Hotel/motel burglary | Not included | Provides protection, while you’re checked in, for your personal belongings when left unattended in your room up to a certain dollar amount. |
| Mobile insurance | Not included | Reimburses a portion of your cell phone in the event it’s damaged or lost. Device coverage is limited to a certain period of time after purchasing with your credit card. |
| Purchase assurance | Covered for 90 days | Automatically protects new purchases by insuring them for 90 days from the date of purchase in the event of loss, theft or damage. |
Details & eligibility
Fees
- Annual fee
- $0
Rates
- Purchase interest
- 25.99%
- Balance transfer rate
- 27.99%
- Cash advance rate
- 27.99%
Type
- Provider
- Rogers Bank
- Card type
- Cash back
- Payment network
- Mastercard
Eligibility
- Minimum personal income
- $80,000
- Minimum household income
- $150,000
- Minimum credit score
- 660+