Skip to main content
Ratehub logo
Ratehub logo

Overview of the Refresh Secured Card

Detailed card summary

Benefits & features

  • No credit check
  • Guaranteed approval
  • Low annual fee
  • 17.99% interest rate
  • Minimum deposit of $200 and up to $10,000
  • Build credit: every time you make payments towards your card balance, it is reported to major credit bureaus as a revolving credit.
  • Just like a regular credit card except that approval is guaranteed as you secure the card with some of your own funds.
  • This card is owned and issued by DirectCash Bank pursuant to license by Visa
    International. Use of the card is governed by the agreement under which it
    is issued. The Visa Brand is a registered trademark of Visa International.
    All credit and approvals are provided by Refresh Card Solutions Inc.
    DirectCash Bank provides no credit or loans. All funding and lending for
    this program is provided by Refresh Card Solutions Inc.

How to get approved

We’ve helped over 1 million Canadians compare the best credit cards

Whether you want cash back or travel points, lounge access benefits or roadside assistance perks – there’s a credit card out there that’s right for you. Find it in under 2 minutes.