Annual fee is $12.95 plus $3/month in maintenance fees
No credit check
Low annual fee
17.99% interest rate
Minimum deposit of $200 and up to $10,000
Build credit: every time you make payments towards your card balance, it is reported to major credit bureaus as a revolving credit.
Just like a regular credit card except that approval is guaranteed as you secure the card with some of your own funds.
This card is owned and issued by DirectCash Bank pursuant to license by Visa
International. Use of the card is governed by the agreement under which it
is issued. The Visa Brand is a registered trademark of Visa International.
All credit and approvals are provided by Refresh Card Solutions Inc.
DirectCash Bank provides no credit or loans. All funding and lending for
this program is provided by Refresh Card Solutions Inc.
How to get approved
Minimum income Any
Household income Any
Recommended credit score 300+
You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
Find the best credit cards without impacting your credit score
Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.