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Overview of the Peoples Trust Secured MasterCard

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Detailed card summary

Benefits & features

  • Low annual interest rate of 12.99% on purchases
  • Minimum deposit required is $500 and the maximum deposit allowed is $25,000
  • Credit card limit will equal to 100% of the security deposit
  • The cardholder’s security deposit will be placed in a GIC Account with Peoples Trust Company and earn 0.50% interest annually
  • The security deposit will be returned when the account is closed
  • Peoples Trust reports the customer’s payment history monthly to both Equifax and Trans Union

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