† The Purchase Credit Rate on the Neo Credit card is 19.99%-29.99% and the Cash Advance Rate is 22.99%-31.99%. For Quebec: Monthly Statements; No monthly or annual fees; 21-day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate 19.99%-24.99% and cash advance rate 22.99%-25.99%. The standard rate on purchases and cash advances is dependent on our assessment of your credit application, credit profile, and your province. See your Cardholder Disclosure at time of application for your specific rate.
1 Minimum balance in a Neo Everyday account required to earn the highest rate. Cashback subject to monthly maximum spend limits. Cashback may be limited and varies by perks, offer, and partner. There may be monthly limits for boosted cashback offers.
2 With Annual Spend Caps
3 Based on a comparison of the non-promotional grocery rewards earn rate on cashback credit cards with no annual fee as of June 28, 2024. A minimum balance of $10,000 in a Neo Everyday account is required to earn the highest rate. Up to $680 in total cashback annually.
