Overview of the Neo Financial Mastercard Ultra

Neo Financial Mastercard Ultra
No reviews yet
Earning categories
2%
On gas at eligible locations*
2%On groceries at eligible locations*
15%On your first purchase at most Neo partners.
1%On all other purchases
Compare against our best Cash back cards
Featured
Home Trust Preferred Visa
Earn 1% cashback on eligible purchases in Canada, with no caps on cashback earnings.
Featured
BMO CashBack® MasterCard®*
Welcome offer: Get 5% cash back in your first 3 months.‡‡
Featured
RBC Cash Back Mastercard®
Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases^. Apply by September 9, 2026
Detailed card summary
Benefits & features
- With the Neo Card you earn 15%¹ cashback on your first purchase at Neo partners.
- The Ultra Plan gets you an average 6%+¹ cashback at thousands of partners. That’s 1.5X³ more cashback compared to the Standard Plan
- You also get least 1%² cashback guaranteed on everyday shopping
- Save more of you hard earned money paying no annual, monthly or overlimit fees.
- Sign up in 3 minutes – and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
- You’re never locked in to an annual fee and can switch plans anytime.