Overview of the National Bank Platinum MasterCard®
On bills, entertainment, gas, groceries, other purchases, drug & pharmacy, restaurants (including fast food & drinks), travel (including flights, hotels, taxis, public transit)
National Bank Platinum MasterCard® details
- Welcome offer
- 20,000 bonus points ($160 value)
- Annual fee
- $89 (first year waived)
- Earn 1x points on bills, entertainment, gas, groceries, other purchases, drug & pharmacy, restaurants (including fast food & drinks), travel (including flights, hotels, taxis, public transit)
- Average point value
- Purchase interest rate
- Cash advance interest rate
- Balance transfer interest rate
- Minimum income
- Any amount
- Household income
- Any amount
- Recommended credit score
- National Bank
- Card type
Detailed card summary
Benefits & features
- Get 20,000 points and don’t pay annual fees for the first year. It’s that simple
- Earn 1 point on ALL card purchases* without restrictions*!
- Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage
- Trip cancellation/interruption, flight delay and baggage insurance
- Rental vehicle insurance*
- Travel assistance service
- Purchase protection in case of theft or damage*
- Extended Warranty*
How to redeem
How to get approved
- Minimum income Any
- Household income Any
- Recommended credit score 760+
- You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS
Promotion valid from February 14, 2022 to August 31 2022 for National Bank® Platinum, World Elite® and Platinum Business Mastercard® credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31, 2022. Credit card issued subject to credit approval by National Bank. Certain conditions apply.
Savings on annual fees for the first year:
The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, you must add them on the account opening application. Annual fees will appear as a charge and credit on the second or third statement after your account is opened.
The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.
Bonus rewards points:
The 20,000 rewards points applied under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:
Platinum or World Elite Mastercard: you’ll get 20,000 rewards points if $3,000 or more in net purchases are charged to the credit card account within the first three months following enrolment.
Platinum Business Mastercard: you’ll get 20,000 rewards points if $5,000 or more in net purchases are charged to the credit card account within the first three months following enrolment.
The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.
The net purchases charged to your card are calculated over a period of three months, starting at account opening. For example, if the account is opened June 15, 2022, the account holder will have until September 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points.
Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller’s cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.
Eligibility and terms and conditions
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account. It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.
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