Overview of the National Bank Mycredit Mastercard®
Detailed card summary
- CARD PROMOTION
Duration of the promotion: June 1st to June 30th, 2023.
- Promotional benefits
- $75 cashback after signing up for the eligible credit card and making the minimum required purchases.
- $60 cashback after enrolling in the Credit Card Payment Protection Plan for at least 3 months.
- Conditions of the promotion
- You must sign up for the eligible card no later than June 30, 2023.
- In addition, you cannot be the primary cardholder of a National Bank Mastercard® (Personal Banking) or have been over the previous 24 months. The account must be open and in good standing at the time the cashback is applied to the credit card account
- 1% on restaurant transactions and recurring automatic transfers
- 0,5% on all other eligible purchases
- Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years
- Minimum income Any
- Household income Any
- Recommended credit score 660+
- You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
- The following additional conditions apply to each promotional benefit:
- Welcome offer cashback rewards: You can get a $75 cashback if you charge $400 or more in net purchases per month on the credit card during the first 3 months after the account was opened. Calculation of net purchases begins when the account is opened and continues for three consecutive months. If the conditions are met, $75 in cashback will be credited to the credit card account in a single disbursement no later than on the 5th statement after the account was opened.
- Cashback when you sign up for credit card payment insurance You will earn $60 if you sign up for the Credit Card Payment Protection Plan for a minimum of 3 months. To obtain the cashback reward, complete the sections to apply for the Credit Card Payment Protection Plan (CCPPP) in the credit card application. Your cashback will be credited to your credit card account in a single disbursement and appear on your statement no later than on the 5th statement after the account was opened.
- Cashback conditions Net purchases: The net purchase total is the amount of purchases charged to the account minus any returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.
- Account in good standing: An account related to the credit card and not contravening in any way the Agreement governing the use of the credit card and on which no restrictions are applied.
- Cashback limit: There’s a limit of one cashback reward per account and per client for the welcome offer reward, and one cashback reward for signing up for the Credit Card Payment Protection Plan throughout the promotion regardless of how many cards are associated with the account.
- Other conditions - Issuance of the card is subject to credit approval by National Bank of Canada. Certain conditions apply to the issue of the card. - The promotion may not be combined with any other promotion applicable to National Bank credit cards, nor is it retroactive. - You must not be employed by us or by an entity in our group. - The promotion may be modified or withdrawn without notice. ®MASTERCARD is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. National Bank is an authorized user. ®NATIONAL BANK and the NATIONAL BANK logo are registered trademarks of National Bank of Canada. TM mycredit is a trademark of National Bank of Canada.
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