Overview of the More Rewards‡ RBC® Visa‡

• Minimum income Any
• Household income Any
• Recommended credit score 560+
• You are a permanent Canadian resident and have reached the age of majority in the province in which you live.

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[1] To benefit from this offer, your application must be received by June 25, 2025 and approved by Royal Bank of Canada (“RBC”), and you must have a valid More Rewards number linked to your RBC Visa credit card. You will be eligible to receive 20,000 welcome More Rewards points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your More Rewards account up to six (6) weeks after your first purchase, provided your More Rewards RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive 30,000 bonus More Rewards points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your More Rewards account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.

Authorized user(s) are not eligible for the Welcome Points nor the Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your More Rewards RBC Visa credit card, please visit (Insert Website) For complete terms and conditions that apply to the More Rewards program, please visit: morerewards.ca.

Based on the More Rewards program redemption rate of 10,000 More Rewards points for $15.00 at select More Rewards grocery partner locations, 50,000 More Rewards points have a redemption value of $75.00. For more information about how to redeem and the current list of More Rewards partner locations, visit morerewards.ca.