Platinum Plus® Mastercard®

Warning

This card is no longer offered by the provider.
Please click below to see the other balance transfer cards available.

View similar cards

First year rewards (up to)

Gift card
Spending
bonus
Monthly
bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending
rewards
Annual fee
Annual fee
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
Get more details
Cash advance: 24.99%
Balance transfer: 21.99%
%
Purchase interest rate
Cash advance: 24.99%
Balance transfer: 21.99%
%
Balance transfer
% after months
Annual fee
(Waived)
Monthly
interest fee
after months
Required deposit
Get more details
Insurance
Benefits
If you use your credit card to rent a car, you will likely have some amount of collision and damage insurance. Collision and damage insurance protects you, the cardholder, in the event that a rental car is damaged and/or in an accident, while it's in your possession. Read the fine print in your agreement, before you rent your next car. Rental
Car rental collision / loss damage waiver
Miscellaneous insurance items for purchases on your credit card. Miscellaneous
  • Zero liability
  • Extended warranty
  • Purchase assurance
Reviews
Load more

Card details

Network: MasterCard
Provider: MBNA
Card type: Balance transfer, No annual fee

Fees & interest

This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee: $0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement. Purchase interest rate: 19.99%
This is the interest rate you will pay on cash advances. Unlike regular purchases, which come with a grace period, interest on cash advances starts to accrue the day you complete the transaction. Cash advance: 24.99%
This is the interest rate you will pay on balance transfers. Unlike regular purchases, which come with a grace period, interest on balance transfers starts to accrue the day you complete the transaction. Balance transfer: 21.99%

Eligibility

This is the annual income requirement to be eligible for this credit card. Income: $35,000 / Year
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves. Household income: $35,000 / Year
  • Be a permanent Canadian resident
  • Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)

Compare against our best cards

Top Cash Back Card

Top Balance Transfer Card

Top Travel Card

Gift Card Offer

Top Cash Back Card

Image of Scotia Momentum® Visa Infinite* Card

Top Balance Transfer Card

Image of True Line® Mastercard® credit card

Top Travel Card

Image of TD® First Class Travel® Visa Infinite* Card

Gift Card Offer

Image of Scotiabank®* Gold American Express® Card

Earn 10% cash back on purchases for the first 3 months..

You could get a 0% promotional annual interest rate (“AIR”)† for 10 months.

Limited Time Welcome Bonus: Get up to 80,000 TD Points (a travel value of $400).

Receive a $100 e-gift card when your application is approved.

Compare Compare Compare Compare

Get more details

  • You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee