Laurentian Visa Black Reduced Rate

Warning

This card is no longer offered by the provider.
Please click below to see the other low interest cards available.

View similar cards

First year rewards (up to)

Gift card
Spending
bonus
Monthly
bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending
rewards
Annual fee
Annual fee
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
Cash advance: 12.49%
Balance transfer: 12.49%
%
Purchase interest rate
Cash advance: 12.49%
Balance transfer: 12.49%
%
Balance transfer
% after months
Annual fee
(Waived)
Monthly
interest fee
after months
Required deposit
Reviews
Load more

Card details

Network: VISA
Provider: Laurentian Bank
Card type: Low interest

Fees & interest

This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee: $30
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement. Purchase interest rate: 12.49%
This is the interest rate you will pay on cash advances. Unlike regular purchases, which come with a grace period, interest on cash advances starts to accrue the day you complete the transaction. Cash advance: 12.49%
This is the interest rate you will pay on balance transfers. Unlike regular purchases, which come with a grace period, interest on balance transfers starts to accrue the day you complete the transaction. Balance transfer: 12.49%

Eligibility

This is the annual income requirement to be eligible for this credit card. Income: Any amount
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves. Household income: Any amount
  • Be a permanent Canadian resident
  • Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)

Compare against our best cards

Top No Fee Card

Top for Groceries

Top Points Card

Top Low Interest Card

Top No Fee Card

Image of Tangerine Money-Back Credit Card

Top for Groceries

Image of BMO CashBack® MasterCard®*

Top Points Card

Image of MBNA Rewards Platinum Plus® Mastercard®

Top Low Interest Card

Image of MBNA True Line® Mastercard® credit card

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.

Welcome Offer: Get up to 5% cash back in your first 3 months. Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.

Get 4 points†† per $1 on eligible gas, groceries and restaurants purchases and up to 10,000 bonus points. Conditions apply

Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

Compare Compare Compare Compare

Get more details

  • You’re protected against the unauthorized use of your card or information about your account with Visa’s Zero Liability3 policy, at no extra cost to you
  • You can safely shop online thanks to Verified by Visa or Visa Checkout
  • 21-day interest-free payment deferment until the date shown on your statement
  • Possibility of access to virtual mail statement
  • Balances tranfer to other credit cards possible
  • Cards accepted in over 150 countries
  • Cash advances available from 800,000 automatic teller machines and 400,000 financial institutions
  • Free additional cards
  • Easy account payment by Internet, telephone, mail or at Bank Branches