IHG Rewards Club Platinum MasterCard®
First year rewards (up to)
Gift card
Signup
bonus
bonus
Monthly
bonus
bonus
Annual fee
Annual fee
(1st yr waived)
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
Get more details
Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Rewards
Calculator
Redeem
Earn points on each dollar you spend
How much do you spend on travel each month? Travel expenses can include flights, hotels, cruises, ferry boat rides, and even things like cab fares and hot air balloons in other provinces or countries! Enter an estimate here, to see how much cash back you could earn on travel expenses each month.
Travel
1
point per dollar
Earn 2 points per dollar on IHG purchases.
1
point per dollar
Monthly spending by category
First year rewards (up to)
First year rewards (up to)
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Gift card
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Subsequent years
Subsequent years
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Value of a Point
To see how we calculated the dollar value of an individual IHG Reward Point, download the Value of a Point PDF below.
How to redeem your IHG Reward Points
Step by Step Guide
- If you DO NOT have an online account with the IHG Rewards Club, visit ihg.com and create an online account with your IHG Rewards Club Number.
- To book a hotel, go to the “Reservations” tab on the top of the page and click on “Rewards Nights”.
- Select your destination, check in, check out dates, and the points you are willing to spend per night.
- IHG Rewards points can be purchased for 1.15¢-1.35¢ (USD) per point; you can buy a maximum of 120,000 points per calendar year.
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase interest rate:
19.80%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Household income:
Any amount
- Be a permanent Canadian resident
- Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)
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Earn 5% cash back during your first 6 months and 2% when your welcome rate ends.* |
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Get more details
- 15,000 bonus points with your first purchase
- 2 points for every $1 spent at any hotel within the IHG family of hotels
- 1 point for every $1 on all other purchases
- 5,000 annual bonus points when you spend over $10,0003
- No limit to the amount of points you can earn
- Gold Elite status for your first year
- Platinum MasterCard benefits, including Travel Accident insurance and Car Rental insurance