CIBC Aerogold Visa Infinite
First year rewards (up to)
Gift card
Spending
bonus
bonus
Monthly
bonus
bonus
Annual fee
Annual fee
(1st yr waived)
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
Get more details
Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Rewards
Calculator
Redeem
Insurance
Reviews
Earn points on each dollar you spend
3
points per dollar
at CIBC bonus reward spas
How much do you spend on travel each month? Travel expenses can include flights, hotels, cruises, ferry boat rides, and even things like cab fares and hot air balloons in other provinces or countries! Enter an estimate here, to see how much cash back you could earn on travel expenses each month.
Travel
3
points per dollar
at CIBC bonus rewards hotels
3
points per dollar
at participating CIBC Bonus Rewards restaurants
How much do you spend on gas or in gas stations each month? Remember that even if you buy food or other items at a gas station, it will come up as a gas purchase on your cash back credit card statement.
Gas
1.5
points per dollar
up to $80,000 in yearly spending
1
point per dollar
Monthly spending by category
First year rewards (up to)
First year rewards (up to)
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Gift card
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Subsequent years
Subsequent years
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Value of an Aeroplan Mile
The average dollar value of an individual Aeroplan Reward Point is $0.0120. To see how we calculated this, click here.
How to Redeem your Aeroplan Reward Points
Step by Step Guide
- If you DO NOT have an online Aeroplan account and don’t know your Aeroplan number, call CIBC, TD or American Express (your credit card provider), give them your credit card number and they will give you your 9-digit Aeroplan number.
- Once you have your Aeroplan number, you can create an account at aeroplan.com and login to redeem your miles.
- If you DO have an online Aeroplan account, you can skip the first step and login at aeroplan.com.
- To book a flight, select your travel dates, departure airport and destination.
- Available flights are displayed with the amount of miles required to book. These amounts do not include taxes, fees and surcharges, which can range from $150 (for domestic flights) to greater than $700 (for Europe or Australia).
- To redeem miles for a flight, you need to have at least 50% of the required miles; the remaining miles can be purchased by credit card.
- While less popular, miles can be also be redeemed for hotels, car rentals, merchandise and activities.
Travel Insurance
Click here for more information about this card's travel and purchase insurance.
Benefits
Travel emergency medical
Travel Accident Insurance
Trip cancellation
Trip interruption
Flight delay
Baggage loss
Baggage delay
If you use your credit card to rent a car, you will likely have some amount of collision and damage insurance. Collision and damage insurance protects you, the cardholder, in the event that a rental car is damaged and/or in an accident, while it's in your possession. Read the fine print in your agreement, before you rent your next car.
Rental
Car rental collision / loss damage waiver
- Zero liability
- Extended warranty
- Purchase assurance
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$120
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase interest rate:
19.99%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Household income:
$100K / Year
- Be a permanent Canadian resident Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)
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Earn 10% cash back on purchases for the first 3 months.. |
You could get a 0% promotional annual interest rate (“AIR”)† for 6 months. |
Low interest rate of 8.99% on purchases and funds advances. |
Earn $150 in bonus points for travel with your first $1,000 in everyday purchases. |
| Compare | Compare | Compare | Compare |
Get more details
- 15,000 Aeroplan Miles Welcome Bonus1 - That's enough for a short-haul flight in Economy class to select destinations4
- Earn 1 Aeroplan Mile for every $1 spent using your card2
- Earn 1.5 Aeroplan Miles for every $1 spent at gas stations, grocery stores, drug stores and on purchases at aircanada.com3 (excluding Air Canada Vacation packages)3
- Earn 3 times the Aeroplan Miles for every $1 spent at participating CIBC Bonus Rewards restaurants, hotels, inns and spas6
- Earn even more Aeroplan Miles at over 150 participating Aeroplan Partners, when you use your CIBC Aerogold Visa Infinite Card and present your Aeroplan Card7
- Vacation packages, car rentals, and hotel stays for any date and many destinations
- Activities, merchandise and gift cards
- Access to priority check-in and priority boarding with your Aeroplan Flight Reward when travelling with Air Canada4
- Complimentary first checked bag with your Aeroplan flight reward when travelling with Air Canada4
- One Maple Leaf™ Lounge One-Time Guest Pass each year to access Maple Leaf Lounges with your Aeroplan flight reward when travelling with Air Canada4