Overview of the CIBC Adapta™ Mastercard®
Earning categories
1.5 points/$1
On every dollar you spend in your top 3 spend categories.†
1 point/$1On every dollar you spend on all other purchases.†
Detailed card summary
Benefits & features
- Welcome Offer: Join and get up to $100 in value† for no annual fee.†
- Here’s how it adds up:
Receive a Welcome Bonus of 3,000 Adapta points after your first purchase (up to $25 value)†
Get 3,000 Adapta points when you spend $1,000 in the first 4 monthly statement periods (up to $25 value)†
Includes membership to Roadside Assistance† after you make your first purchase. Services include battery boosting, gas delivery, towing and more, offered by Dominion Automobile Association ($50 value)† - How do Adapta points work?
Each month, you’ll automatically earn:
1.5 Adapta points for every dollar you spend in your top 3 spend categories.†
1 Adapta point for every dollar you spend on all other purchases.† - What are Adapta points worth?
1,500 Adapta points are worth $10 when applied to your credit card balance or a recent purchase.†
1,200 Adapta points are worth $10 when used toward an eligible CIBC financial product.† - Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Adapta Mastercard with Skip.† - Save on gas with CIBC and Journie Rewards
Link and use your CIBC Adapta Mastercard with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.† - CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Adapta card within the last 12 months.†
- This offer is not available for residents of Quebec.
†Terms and Conditions Apply. Select Apply Now to learn more.”