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Overview of the Capital One® Platinum MasterCard®

Capital One® Platinum MasterCard®

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Earning categories


On restaurants (including fast food & drinks)


On gas


On other purchases

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Detailed card summary

Benefits & features

  • 3% on restaurant purchases
  • 2% on gas purchases
  • 0.5% on the first $3,000 you spend annually on all other purchases, and 1% after that
  • There’s no limit on how much you can earn
  • Get your cash back in January as a rebate coupon you can use to shop at Costco3
  • Platinum MasterCard benefits2
  • Doubles as your Costco membership card
  • Apply today and you can get double cash back for 3 months
    You can get double cash back for three months from the date you activate your card.
  • Double up at restaurants and at the pump.
    Earn 6% cash back at restaurants and 4% at gas stations on all your purchases  up to a combined total spend of $1,500 for both during the three-month promotional period.
  • And double up virtually everywhere else.
    Earn 1% cash back on the first $3,000 you spend on all other purchases annually, and 2% after that. You’ll earn at these rates up to a total spend of $8,500 during the three-month promotional period.
  • Your promotion lasts for up to 3 months.
    Your three-month promotional period starts once you activate your card. You’ll earn double cash back until your promotional period expires, or you reach the promotional spend limit within a category  whichever occurs first. After that, you’ll earn cash back at the regular rates set out above.
  • For a more in-depth look, read our breakdown of the Capital One Costco Mastercard.
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How to get approved