Overview of the Capital One® Platinum MasterCard®

Capital One® Platinum MasterCard®

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On restaurants (including fast food & drinks)

On gas

On other purchases

Compare against our best Cash back cards

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BMO CashBack® MasterCard®*
Welcome offer: Get up to 5% cash back in your first 3 months. Plus, a $50 cash back bonus - that's up to $175 in cash back in your first anniversary
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Home Trust Preferred Visa
Earn 1% cashback on eligible purchases in Canada, with no caps on cashback earn.
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Tangerine Money-Back Credit Card
Earn an extra 10% back on up to $1,000 in everyday purchases within the first 2 months. Must apply by January 31, 2025.

3% on restaurant purchases
2% on gas purchases
0.5% on the first $3,000 you spend annually on all other purchases, and 1% after that
There’s no limit on how much you can earn
Get your cash back in January as a rebate coupon you can use to shop at Costco³

DOUBLE CASH BACK!
You can get double cash back for three months from the date you activate your card.
Double up at restaurants and at the pump.
Earn 6% cash back at restaurants and 4% at gas stations on all your purchases up to a combined total spend of $1,500 for both during the three-month promotional period.
And double up virtually everywhere else.
Earn 1% cash back on the first $3,000 you spend on all other purchases annually, and 2% after that. You’ll earn at these rates up to a total spend of $8,500 during the three-month promotional period.
Your promotion lasts for up to 3 months.
Your three-month promotional period starts once you activate your card. You’ll earn double cash back until your promotional period expires, or you reach the promotional spend limit within a category whichever occurs first. After that, you’ll earn cash back at the regular rates set out above.
For a more in-depth look, read our breakdown of the Capital One Costco Mastercard.