Capital One® Guaranteed MasterCard®

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This card is no longer offered by the provider.
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First year rewards (up to)

Gift card
Spending
bonus
Monthly
bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending
rewards
Annual fee
Annual fee
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
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Cash advance: 19.8%
Balance transfer: 19.8%
%
Purchase interest rate
Cash advance: 19.8%
Balance transfer: 19.8%
%
Balance transfer
% after months
Annual fee
(Waived)
Monthly
interest fee
after months
Required deposit
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Insurance
Benefits
Most credit cards come with at least some additional insurance policies. Here's what's covered with this credit card. Insurance
Travel Accident Insurance
While you're travelling, there's always a chance that your bag may be lost or go missing for a period of time. In the event that happens to you, here's what you're covered for. Baggage
Baggage delay
If you use your credit card to rent a car, you will likely have some amount of collision and damage insurance. Collision and damage insurance protects you, the cardholder, in the event that a rental car is damaged and/or in an accident, while it's in your possession. Read the fine print in your agreement, before you rent your next car. Rental
Car rental collision / loss damage waiver
Miscellaneous insurance items for purchases on your credit card. Miscellaneous
  • Zero liability
  • Price protection
  • Extended warranty
  • Purchase assurance
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Card details

Network: MasterCard
Provider:
Card type: Secured

Fees & interest

This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee: $59
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement. Purchase interest rate: 19.80%
This is the interest rate you will pay on cash advances. Unlike regular purchases, which come with a grace period, interest on cash advances starts to accrue the day you complete the transaction. Cash advance: 19.80%
This is the interest rate you will pay on balance transfers. Unlike regular purchases, which come with a grace period, interest on balance transfers starts to accrue the day you complete the transaction. Balance transfer: 19.80%

Eligibility

This is the annual income requirement to be eligible for this credit card. Income: Any amount
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves. Household income: Any amount
  • Be a permanent Canadian resident

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Earn 10% cash back on purchases for the first 3 months..

You could get a 0% promotional annual interest rate (“AIR”)† for 6 months.

Low interest rate of 8.99% on purchases and funds advances.

Earn $150 in bonus points for travel with your first $1,000 in everyday purchases.

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  • Guaranteed credit card approval, even if you’ve had credit problems in the past
  • The opportunity to establish or repair your credit
  • Based on your credit history, you may be offered a Secured card which requires security funds (between $75 and $300)
  • 24/7 customer service online or by phone
  • Add an authorized user for $0
  • MasterCard PayPass