Capital One Delta Skymiles Gold MasterCard
First year rewards (up to)
Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Rewards
Calculator
Redeem
Insurance
Earn points on each dollar you spend
How much do you spend on travel each month? Travel expenses can include flights, hotels, cruises, ferry boat rides, and even things like cab fares and hot air balloons in other provinces or countries! Enter an estimate here, to see how much cash back you could earn on travel expenses each month.
Travel
1
point per dollar
Earn 2 points on Delta Air Lines purchases.
1
point per dollar
Monthly spending by category
First year rewards (up to)
First year rewards (up to)
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Gift card
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Subsequent years
Subsequent years
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Value of a Point
To see how we calculated the dollar value of an individual Delta SkyMiles Reward Point, download the Value of a Point PDF below.
How to redeem your Delta SkyMiles Reward Points
Step by Step Guide
- If you DO NOT have an online SkyMiles account, use the SkyMiles number that was sent to you along with your Capital One Delta SkyMiles MasterCard to create an account at www.delta.com.
- To book a flight, select your destination, arrival and departure dates. Remember to check off “Redeem Miles”.
- Available flights are displayed with the following information: Required SkyMiles, additional charges, and flight itinerary.
- You can purchase up to 60,000 SkyMiles per calendar year at a rate of $0.035/point USD.
- SkyMiles can be also be redeemed for hotels and car rentals.
Benefits
Travel accident insurance
Baggage loss
If you use your credit card to rent a car, you will likely have some amount of collision and damage insurance. Collision and damage insurance protects you, the cardholder, in the event that a rental car is damaged and/or in an accident, while it's in your possession. Read the fine print in your agreement, before you rent your next car.
Rental
Car rental collision / loss damage waiver
- Zero liability
- Extended warranty
- Price protection
- Purchase assurance
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase interest rate:
19.80%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Household income:
Any amount
- Be a permanent Canadian resident
- Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)
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Get more details
- A welcome bonus of 2,500 Delta miles
- 2 miles for every $1 on Delta Air Lines purchases
- 1 mile for every $1 on all other purchases
- No limit to the amount of miles you can earn
- Add an authorized user for $0 and earn even more miles with their purchases
- Gold MasterCard benefits, including Travel Accident insurance and Baggage Delay coverage