Capital One Delta Skymiles Gold MasterCard

Warning

This card is no longer offered by the provider.
Please click below to see the other travel cards available.

View similar cards

First year rewards (up to)

Gift card
Spending
bonus
Monthly
bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending
rewards
Annual fee
Annual fee
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
Get more details
Cash advance: 19.8%
Balance transfer: 19.8%
%
Purchase interest rate
Cash advance: 19.8%
Balance transfer: 19.8%
%
Balance transfer
% after months
Annual fee
(Waived)
Monthly
interest fee
after months
Required deposit
Get more details
Rewards
Earn points on each dollar you spend
How much do you spend on travel each month? Travel expenses can include flights, hotels, cruises, ferry boat rides, and even things like cab fares and hot air balloons in other provinces or countries! Enter an estimate here, to see how much cash back you could earn on travel expenses each month. Travel
1  point per dollar
Earn 2 points on Delta Air Lines purchases.
How much do you spend on everything else that doesn't fit into one of the other categories? Bus passes, cab fares, online shopping purchases, etc. are just a few examples of things that would show up as "other" purchases on your cash back credit card statement. Other purchases
1  point per dollar
Calculator
Monthly spending by category

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results
First year rewards (up to)
First year rewards (up to)
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details. Gift card
Some credit cards come with a spending bonus, which is given to the card holder after they complete a condition, such as making their first card purchase. The spending bonus may be in the form of points, cash, free merchandise, etc. Spending bonus
To find out how we determined the value of this point, click on the "Redeeming Points" tab and view the PDF to see the exact calculations. Value per 1pt
This is the dollar amount all your rewards will add up to. Total value
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary. Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending reward
Bills
Entertainment
Gas
Groceries
Other purchases
Pharmacy
Restaurants
Travel
This is the total number of rewards points you could earn in one year, based on the credit card's sign-up bonus and the amount you could potentially spend on the card. Total points
To find out how we determined the value of this point, click on the "Redeeming Points" tab and view the PDF to see the exact calculations. Value per 1pt
This is the dollar amount all your rewards will add up to. Total value
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee
Total net reward
Redeem

Value of a Point

To see how we calculated the dollar value of an individual Delta SkyMiles Reward Point, download the Value of a Point PDF below.

Value of a Point PDF

How to redeem your Delta SkyMiles Reward Points

Step by Step Guide

  • If you DO NOT have an online SkyMiles account, use the SkyMiles number that was sent to you along with your Capital One Delta SkyMiles MasterCard to create an account at www.delta.com.
  • To book a flight, select your destination, arrival and departure dates. Remember to check off “Redeem Miles”.
  • Available flights are displayed with the following information: Required SkyMiles, additional charges, and flight itinerary.
  • You can purchase up to 60,000 SkyMiles per calendar year at a rate of $0.035/point USD.
  • SkyMiles can be also be redeemed for hotels and car rentals.

Card details

Network: MasterCard
Provider:
Card type: Rewards, No annual fee

Fees & interest

This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee: $0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement. Purchase interest rate: 19.80%
This is the interest rate you will pay on cash advances. Unlike regular purchases, which come with a grace period, interest on cash advances starts to accrue the day you complete the transaction. Cash advance: 19.80%
This is the interest rate you will pay on balance transfers. Unlike regular purchases, which come with a grace period, interest on balance transfers starts to accrue the day you complete the transaction. Balance transfer: 19.80%

Eligibility

This is the annual income requirement to be eligible for this credit card. Income: Any amount
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves. Household income: Any amount
  • Be a permanent Canadian resident
  • Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)

Compare against our best cards

Top Cash Back Card

Top Balance Transfer Card

Top Travel Card

Top Rewards Card

Top Cash Back Card

Image of Scotia Momentum® Visa Infinite* Card

Top Balance Transfer Card

Image of MBNA True Line® Mastercard® credit card

Top Travel Card

Image of TD® First Class Travel® Visa Infinite* Card

Top Rewards Card

Image of Scotiabank®* Gold American Express® Card

Earn 10% cash back on purchases for the first 3 months..

You could get a 0% promotional annual interest rate (“AIR”)† for 10 months.

Limited Time Welcome Bonus: Get up to 80,000 TD Points (a travel value of $400).

Earn 15,000 bonus points ($150 value) with your first $1,000 in everyday purchases.

Compare Compare Compare Compare

Get more details

  • A welcome bonus of 2,500 Delta miles
  • 2 miles for every $1 on Delta Air Lines purchases
  • 1 mile for every $1 on all other purchases
  • No limit to the amount of miles you can earn
  • Add an authorized user for $0 and earn even more miles with their purchases
  • Gold MasterCard benefits, including Travel Accident insurance and Baggage Delay coverage