Capital One® Aspire Travel™ Platinum MasterCard®
First year rewards (up to)
Gift card
Signup
bonus
bonus
Monthly
bonus
bonus
Annual fee
Annual fee
(1st yr waived)
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
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Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Rewards
Calculator
Redeem
Insurance
Reviews
Earn points on each dollar you spend
Monthly spending by category
First year rewards (up to)
First year rewards (up to)
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Gift card
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Subsequent years
Subsequent years
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Value of a Capital One No Hassle Reward Point
The average dollar value of an individual Capital One Reward point is $0.01. To see how we calculated this, click here.
How to redeem your Capital One Reward Points
Step by Step Guide to Redeem
- Login to your Capital One online banking account using your username and password.
- If you DO NOT have an online banking account you can call Capital One to create an account or can redeem miles over the phone by speaking to a Capital One Rewards specialist.
- Once logged in, you can see your miles balance and can go to the redemption centre to redeem miles.
- Miles can be redeemed to cover travel – flights, hotels, and car rentals that you have already booked through any service or website with your credit card. Miles can also be redeemed for cash at a rate of $0.0075 per mile.
- In the redemption centre, you can view your travel purchases and can choose to redeem miles towards a purchase.
- After redeeming miles towards a travel purchase, your account will be credited back for the cost of that transaction.
Travel Insurance
Click here for more information about this card's travel and purchase insurance.
Benefits
Travel Accident Insurance
Baggage delay
If you use your credit card to rent a car, you will likely have some amount of collision and damage insurance. Collision and damage insurance protects you, the cardholder, in the event that a rental car is damaged and/or in an accident, while it's in your possession. Read the fine print in your agreement, before you rent your next car.
Rental
Car rental collision / loss damage waiver
- Zero liability
- Price protection
- Extended warranty
- Purchase assurance
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase interest rate:
19.80%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Household income:
Any amount
- Be a permanent Canadian resident
- Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)
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You could get a 0% promotional annual interest rate (“AIR”)† for 10 months. |
Limited Time Welcome Bonus: Get up to 80,000 TD Points (a travel value of $400). |
Receive a $100 e-gift card when your application is approved. |
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- Earn reward miles – with no annual fee!
- No limit to the amount of miles you can earn
- Earn 1 reward mile for every $1 spent – on all purchases
- One-time bonus of 10,000 miles - equal to $100 in travel - once you spend $500 on purchases within the first 3 months2
- Book your own trip – including the hotel, airline or rental car of your choice – then redeem your reward miles for your travel expenses
- Pay for the taxes on your travel with your miles
- No blackout dates or hidden fees
- Redeem for travel, cash or gift cards
- Add an authorized user for $0 and earn even more miles with their purchases