Overview of the BMO SPC CashBack MasterCard®

BMO SPC CashBack MasterCard®
Earning categories
1%
On other purchases
Compare against our best Cash back cards
Featured
Home Trust Preferred Visa
Earn 1% cashback on eligible purchases in Canada, with no caps on cashback earnings.
Featured
BMO CashBack® MasterCard®*
Welcome offer: Get 5% cash back in your first 3 months.‡‡
Featured
RBC Cash Back Mastercard®
Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases^. Apply by September 9, 2026
Detailed card summary
Benefits & features
- Welcome offer: Get 5% cash back in your first 3 months*
- Earn 1% cash cack on ALL card purchases* without restrictions!*
- No annual fee
- SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
- Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply