Overview of the BMO SPC CashBack MasterCard®

BMO SPC CashBack MasterCard®
Earning categories
1%
On other purchases
Compare against our best Cash back cards
Featured
Home Trust Preferred Visa
Earn 1% cashback on eligible purchases in Canada, with no caps on cashback earnings.
Featured
BMO CashBack® MasterCard®*
Welcome offer: Get up to 5% cash back in your first 3 months. Plus, a $50 cash back bonus - that's up to $175 in cash back in your first anniversary
Tangerine Money-Back Credit Card
Get the Tangerine Money-Back Credit Card and make it rain with Rewards. Apply by January 30, 2026 and earn an extra 10% cash back (up to $100) when you spend $1,000 within your first 2 months.* That’s on top of earning 2% Money-Back Rewards in up to 3 Categories* of your choice, like gas, groceries and home improvement. *Conditions apply.
Detailed card summary
Benefits & features
- Welcome offer: Get 5% cash back in your first 3 months*
- Earn 1% cash cack on ALL card purchases* without restrictions!*
- No annual fee
- SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
- Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply